Lansdowne Auto Insurance Rates, Quotes, Agents & Reviews in MD

Lansdowne, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lansdowne, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lansdowne, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lansdowne, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lansdowne, MD with that of other cities in and around Lansdowne.

Lansdowne Linthicum Baltimore Highlands Ferndale Brooklyn Park Elkridge
Average Insurance Rates $1,321 $1,386 $1,330 $1,360 $1,341 $1,408

Lansdowne, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lansdowne, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lansdowne $1,407 $1,188
Baltimore Highlands $1,838 $1,552
Arbutus $1,861 $1,572
Linthicum $2,378 $2,009
Brooklyn Park $1,740 $1,469
Ferndale $1,707 $1,442
Catonsville $1,024 $865
Elkridge $1,615 $1,364

Lansdowne, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lansdowne, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,286
20 Years $1,697
30 Years $1,307
40 Years $1,258
50 Years $1,165
60 Years $1,181
70 Years $1,375

Lansdowne, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lansdowne, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,246 $396
3 Vehicles $3,369 $594
4 Vehicles $4,491 $793

Savings on 2 Vehicles bundle:$396

Savings on 3 Vehicles bundle:$594

Savings on 4 Vehicles bundle:$793

Lansdowne, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lansdowne, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Lansdowne $1,321 $2,106
Baltimore Highlands $1,330 $2,120
Arbutus $1,356 $2,162
Linthicum $1,386 $2,210
Brooklyn Park $1,341 $2,138
Ferndale $1,360 $2,168
Catonsville $1,397 $2,227
Elkridge $1,408 $2,245

Lansdowne, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,133
Excellent (740-799) $1,294
Good (670-739) $1,377
Average (580-669) $1,796
Poor (300-579) $2,155

Lansdowne, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Beidle Insurance Agency Inc Nationwide 428 Crain Hwy NW, Glen Burnie, 21061-3047 (410) 768-8166
Cyndi Kuhn State Farm 6100 Eastern Ave Ste 1, Baltimore, 21224-2767 410-633-5000
Hoffberger Insurance Agency Inc Travelers 5700 SMITH AVE, BALTIMORE, 21209 410-542-3300
Auffarth & Associates Llc Nationwide 2111 Eastern Ave, Baltimore, 21231 (410) 558-2885
Coakley Insurance Group Llc Erie 1816 Aliceanna Street, Baltimore, 21231 None
Hill Point Insurance Llc Liberty Mutual Independent 1400 S CHARLES ST, BALTIMORE, 21230 410-779-9272
Ed Smith State Farm 201 Benton Ave Ste 204, Linthicum Hts, 21090-2522 410-859-0279
Fred Gossage Jr State Farm 3121 Eastern Ave, Baltimore, 21224-3961 410-675-1200
Commercial Insurance Managers Inc Travelers 8170 LARK BROWN RD STE 102, ELKRIDGE, 21075 410-799-2142
Henry Speckhardt Allstate 5300 Dorsey Hall Dr Ste 202, Ellicott City, 21042 (410) 997-0074
C & E Financial Services Inc Liberty Mutual Independent 7324 Holabird, Dundalk, 21222 None

Lansdowne, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,379
Driver's Failure In Showing Documents +$128 $1,449
Driving With An Expired Registration +$136 $1,457
Driving At A Considerably Slow Pace +$287 $1,608
Using A Cellphone While Driving +$303 $1,624
Running A Red Light +$308 $1,629
Speeding +$324 $1,645
Driving A Vehicle Without The Required Permission +$411 $1,732
Driving With An Expired/Suspended License +$890 $2,211

Lansdowne, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,268
Active Disabling Device $1,268
Tracking Device $1,242
Passive Disabling Device $1,229