Lansing Auto Insurance Rates, Quotes, Agents & Reviews in MI

Lansing, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lansing, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lansing, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lansing, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lansing, MI with that of other cities in and around Lansing.

Lansing Delta charter Holt Delhi charter Edgemont Park Lansing charter
Average Insurance Rates $1,953 $2,789 $2,782 $2,784 $2,691 $2,675

Lansing, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lansing, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lansing $1,402 $1,184
Lansing charter $1,935 $1,635
Edgemont Park $1,809 $1,528
Waverly $1,016 $858
East Lansing $1,114 $941
Holt $941 $795
Delta charter $1,223 $1,033
Delhi charter $1,070 $904

Lansing, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lansing, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,337
20 Years $2,509
30 Years $1,933
40 Years $1,860
50 Years $1,722
60 Years $1,746
70 Years $2,032

Lansing, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lansing, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,437 $469
3 Vehicles $5,156 $703
4 Vehicles $6,875 $937

Savings on 2 Vehicles bundle:$469

Savings on 3 Vehicles bundle:$703

Savings on 4 Vehicles bundle:$937


Lansing, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lansing, MI.

Location Average Insurance Cost Post DUI Insurance Rate
Lansing $1,953 $4,865
Lansing charter $2,675 $6,664
Edgemont Park $2,691 $6,704
Waverly $2,774 $6,911
East Lansing $1,665 $4,148
Holt $2,782 $6,931
Delta charter $2,789 $6,948
Delhi charter $2,784 $6,936

Lansing, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,676
Excellent (740-799) $1,913
Good (670-739) $2,035
Average (580-669) $2,655
Poor (300-579) $3,186

Lansing, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Zachary Sabin State Farm 4750 Central Park Dr Ste D, Okemos, 48864-1968 517-349-3830
Darrean Dunn State Farm 1824 S Pennsylvania Ave Ste B, Lansing, 48910-1891 517-485-4600
Frank Mathias Farmers 22908 Pontiac Trl, South Lyon, 48178 (248) 486-2815
Follmer Insurance Services Liberty Mutual Independent 5058 S OLD US HIGHWAY 23, BRIGHTON, 48114 (810) 224-5115
Cliff Hart Allstate 530 S Maple Rd, Ann Arbor, 48103 (734) 418-0205
David Schenk Allstate 887 S Old US 23, Brighton, 48114 (810) 220-0800
Tom Cournay Allstate 22180 Pontiac Trl Ste B, South Lyon, 48178 (248) 486-2800
Akap Dwin Changmaah Farmers 3715 W Jolly Rd, Lansing, 48911 (517) 253-0218
Michael Brewis State Farm 2185 S Milford Rd, Milford, 48381-3156 248-685-3540
Insurance Advisors Inc None 525 N Main St 525 N Main St , Milford, 48381 None
Patrick Lee Allstate 22180 Pontiac Trl Ste B, South Lyon, 48178 (248) 486-2800

Lansing, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$86 $2,039
Driver's Failure In Showing Documents +$189 $2,142
Driving With An Expired Registration +$201 $2,154
Driving At A Considerably Slow Pace +$424 $2,377
Using A Cellphone While Driving +$447 $2,400
Running A Red Light +$455 $2,408
Speeding +$478 $2,431
Driving A Vehicle Without The Required Permission +$607 $2,560
Driving With An Expired/Suspended License +$1,316 $3,269

Lansing, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,875
Active Disabling Device $1,875
Tracking Device $1,836
Passive Disabling Device $1,816

Latest Auto Insurance Reviews in Lansing, MI | Back to Top

Progressive
they were very good. they took care of everything in a good time frame. i was happy with them and will keep them
Progressive
Very good communication. I was actually involved in a car accident (not my fault) and the other drivers insurance was progressive and they were SO great to work with!
Progressive
The premiums are relatively lower than other companies that I have dealt with. I'm not sure why this, because I have filed claims that went through quickly.
Aaa
I was able to choose a deductible to get my desired premium. AAA doesn't seem very cheap, but with the discounts provided it can be competitive with other providers.
Allstate
We have always been able to get exactly the coverage we wanted. We have been able to add coverage for extra vehicles and teen drivers as needed and we like the discounts available.
Grange Insurance
I've had nothing but good experiences with Grange. They are the only insurance company I've ever had so I get a lot of discounts to drive down my premiums.
Progressive
My premium is very competitive to other companies. I also get various discounts for being a long-time customer, having no accidents or speed infractions and for bundeling insurance packages.
Farmer's Insurance
The interaction I've had with the customer service has been pretty good. I filed a claim and they were there the next day after a hail storm and I got my check within the week. It went really smooth.
Travelers
The premium of the other insurance companies charge the dubonik for the premium less a service fee.
Selective Of S.C
My car insurance is excellent. I am subscribed to the highest level of car insurance, which has great benefits. I have had to use roadside assistance a few times, and the representatives I have spoken to as well as the roadside service (tire change, battery jumpstart) have all been polite and professional.
State Farm
I like the accessibility of State Farm when I have an accident or my car is broken down. I can always reach someone for an accident claim, and they get my claim started immediately, treat me with respect, and try to make the process as easy and productive as possible for me.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.