Laredo, TX Auto Insurance Rates

Laredo, TX residents can save $540 by comparing multiple quotes & reading reviews & research on Laredo car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1092 $1347 $1600

Latest Auto Insurance Reviews in Laredo, Texas


Geico
I have liability and state minimum only no deductible for me! Ha! The joke is on them this time. I refuse to pay to fix and old junker car. Go buy another one off some ad and save big I say!
State Farm
State Farm offers any number of coverage options to suit your needs as any insured driver. Whether you need to keep your premium in line with your budget or you need full coverage options.
The Hartford
I have been with them for 13 years and decided to purchase with them when I bought a hybrid car and their annual premiums were about $400 less than all the other companies.
State Farm
I would recommend State Farm for all of your insurance needs as when all of your needs are met, you will be satisfied with your coverage and the price paid for security and piece of mind.
Usaa
I also use USAA for my car insurance and just recently had a claim with them. They were incredibly easy to work with, both online and over the phone, took care of all the inspection details.
Farm Bureau
I would recommend Farm Bureau because they have great prices and great customer service, I've not had any issues with them.
Progressive
I love my car insurance.They take the time to go over every option and discount and value my dedication.They offer discounts for coverage and make sure that I am getting the most affordable options
Allstate
I am not very sure of what others offer. I have been at the same agent since I started driving 25 years ago and have no interest in changing.
National General
we did a lot of research, and National General's monthly premiums are fairly low compared to other providers. Especially GEICO.
State Farm
They offer a great package for auto coverage, with speedy rental cars that are paid for by them while your car is being fixed and they give customers the satisfaction of knowing they are in the background working hard to insure everything gets back to normal as fast as possible.
State Farm
They offer a great package for auto coverage, with speedy rental cars that are paid for by them while your car is being fixed and they give customers the satisfaction of knowing they are in the background working hard to insure everything gets back to normal as fast as possible.
Geico
I am completely satisfied with Geico insurance, they were easy to sign up for with minimal paperwork compared to other insurers and were about $250 less per month than I was previously paying. I like that they send alerts easily over text and keep me updated on claims as they are processed. They have courteous people who answer their calls and they don't make you call 3 different people to try to answer your question, which I have had issues with previous insurers in the past.
Geico
I've found that GEICO has been very accessible in terms of their customer support. I can do some things online if I choose, but I always can get a very helpful customer service representative on the phone.
Geico
I can't think of anything I dislike about this company . I honestly have nothing negative to say . I like them
Usaa
USAA offers a lot of options and discount opportunities for auto insurance. When I've needed to make a claim, they send someone promptly and take care of arranging a rental car for me immediately.
Allstate
I am very happy with the prices I pay and the extras that I get for having a clean driving record. I also love the accident forgiveness that I receive.
Aaa
Only thing I have to complain about is finding the right person for customer service. They have so many different departments, it can be confusing. However, they usually transfer me to the correct person, so it's not that much of an issue.
Progressive
I dont think that there is anything special about any company. they are all out to make money and dont care about customers.
Allstate
Customer support is always available and friendly. The one time I had to use roadside assistance they were super helpful and stayed on the line until help arrived.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Write Your Review | Laredo, Texas Auto Insurance Analysis
State Farm Auto Insurance, Laredo, TX
$116/1 month
Car Insurance Policy Holder
  • Divorced 58 Years old Male licensed 16 years ago with Own Ford Expedition Limited EL used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Laredo Car Insurance Rate Comparisons

Laredo, TX's average car insurance of $1347 differs from San Carlos II, TX (+$693), Botines, TX (+$773), Los Minerales, TX (+$753) and Texas (+$198)

Laredo San Carlos II, TX Botines, TX Los Minerales, TX Texas
Median Insurance Rates $1347 +$693 +$773 +$753 +$198

Laredo Car Insurance Savings By Neighborhood & Street Area

Laredo Driver Street Residence & Car Locations Car Details in Laredo Laredo Driver Demographics Laredo Auto Insurance Estimates Recent Laredo Insurance Savings
Del Mar
E Elm St2000 Buick Century Limited16 year female teenager$2408$927
Villaway2007 Ford Fusion I-4 SE35 year man$1609$654
Larga Vista Colonia
Green St2007 Mazda MAZDA3 s Touring70 year male senior$1398$496
S Meadow Ave NE2007 Chrysler 300 Touring34 year woman$1225$462
Los Corralitos Colonia
Cinnamon Teal Loop2007 Lincoln MKZ Base18 year male teenager$3182$469
Ruhlman Dr2008 Jeep Commander Sport44 year married man$1331$374
Tanquecitos South Acres Colonia
Fesco Blvd2006 Cadillac DTS Luxury I80 year female senior$1660$615
Westchester Dr2012 Volkswagen Jetta S81 year senior$1374$432
Larga Vista
Diaz Ave2012 Hyundai Sonata GLS50 year married woman$1171$450
Harding Ave2013 Honda Civic LX17 year teenager$2381$415

Laredo Post DUI Car Insurance Rates

Laredo San Carlos I Tanquecitos South Acres II Pueblo Nuevo Texas
Median Post DUI Insurance Rate $2505 +$1345 +$1382 +$1401 +$368
Male Teenager Post DUI Insurance Rate $5712 +$3065 +$3150 +$3193 +$838
Female Teenager Post DUI Insurance Rate $4783 +$2569 +$2640 +$2677 +$704

The Post DUI insurance in Laredo, TX's is $2505 compared to San Carlos I (+$1345), Tanquecitos South Acres II (+$1382), Pueblo Nuevo (+$1401) and Texas (+$368)

In Laredo, a male teenager with Post DUI pays $929 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDA3 s Touring in Laredo, TX would pay $5248 on auto insurance while a female teenager POST DUI would pay $4397.

Laredo Car Insurance by Segment

Laredo Teenagers Car Insurance Rates Comparison

21618 Laredo Teenagers (9% of total population), 50% Male & 50% Female.

Laredo Los Altos La Presa Bonanza Hills Texas
All Teenagers $2801 +$1504 +$984 +$1567 +$412
Male Teenager $3071 +$1648 +$1078 +$1717 +$451
Female Teenager $2572 +$1381 +$904 +$1439 +$378

Laredo teenagers pay $2801 in insurance in contrast with Los Altos (+$1504), La Presa (+$984), Bonanza Hills (+$1567) and Texas (+$412). The difference between Male & Female teenagers in Laredo is $499

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $2925
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2414

Laredo Men & Women Car Insurance

236063 Laredo Adults (100% of total population), 48% Men & 52% Women.

Laredo Los Altos Los Minerales Pueblo Nuevo Texas
All Women $1293 +$694 +$723 +$723 +$190
Married Women $1239 +$665 +$693 +$693 +$182
All Men $1737 +$933 +$972 +$972 +$256
Married Men $1643 +$882 +$919 +$919 +$241

The typical insurance rate of $1737 that Laredo Men pay varies from Los Altos (+$933), Los Minerales (+$972), Pueblo Nuevo (+$972) and Texas (+$256). In Laredo, married men pay $404 more than married women.

Example

  • 2012 Toyota Prius Married Men Insurance Rate $1556
  • 2014 Kia Sorento LX Married Women Insurance Rate $1434

Laredo Senior Car Insurance

27361 Laredo Seniors (11% of total population), 42% Senior Men & 58% Senior Women.

Laredo Los Veteranos II Los Minerales Bonanza Hills Texas
All Seniors $1454 +$803 +$814 +$814 +$214
Senior Men $1522 +$839 +$851 +$851 +$223
Senior Women $1414 +$780 +$791 +$791 +$208

Laredo seniors pay $1454 in insurance compared to Los Veteranos II (+$803), Los Minerales (+$814), Bonanza Hills (+$814) and Texas (+$214). In Laredo, senior men pay $108 more than senior women.

Laredo Car Insurance Discounts for Multiple Vehicles

Laredo Population with 1 Vehicle 21597 (34% of Laredo population), 2 Vehicles 24041 (38% of the Laredo population) and 3 vehicles 9081 (14% of the population)

Laredo Laredo Ranchettes Ranchitos East San Carlos I Texas
2 Vehicles $2560 +$1411 +$1487 +$1373 +$376
3 Vehicles $3907 +$2154 +$2270 +$2096 +$574
4 Vehicles $5254 +$2897 +$3053 +$2819 +$772

Car Insurance Agents in Laredo, TX

Rank Agent Name Agent Contact
1 LARRY JONES 6019 McPherson Rd STE 6, Laredo, TX 78041-6111

Laredo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Explorer XLT $700 $1300 $1800 $1210 $1910 $-110
Kia, Forte LX $1000 $1300 $1800 $1210 $2210 $-410
Jeep, Compass Sport $100 $1360 $1460 $1280 $1380 $80
Scion, xD $200 $1410 $1610 $1330 $1530 $80
Dodge, Challenger R/T $400 $1360 $1760 $1280 $1680 $80