Las Cruces, NM Auto Insurance Rates
Las Cruces, NM residents can save $400 by comparing multiple quotes & reading reviews & research on Las Cruces car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $784 | $996 | $1548 |
Latest Auto Insurance Reviews in Las Cruces, New Mexico
while comparing to other auto insurance company this is the best and valuable company
while comparing to other auto insurance company this is the best and valuable company
It just costs more then its competition. I wish they could discount the policy a little more, but I may try bundling with home insurance or I may switch insurance. Progressive is more expensive.
IT WOULD GIVE YOU 2 POINTS AS THEY DO NOT COVER IN THEIR ENTIRETY WITH THE AGREED IN THE CONTRACT, IN ADDITION TO THE MOMENT OF CANCELING ANY CLAUSE THEY LAST A LONG TIME
The customer service of this company is very good. They are very informative. Its gives more premium when we claim compared to the other insurance company. It cover most of the part of damage or other expenses.
I really like them because they give me the lowest rates
I really don't have anything that I dislike other than the premiums, but I do have 2 teenage drives so it will be high.
Other companies are not very good. Other companies were not very good for me. They were too much and they did not have the same perks I wanted in a company.
- Single 39 Years old Male licensed 14 years ago with Own Audi A4 2.0T used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Las Cruces Car Insurance Rate Comparisons
Las Cruces, NM's average car insurance of $996 differs from Organ, NM (+$994), Chamberino, NM (+$964), Mesquite, NM (+$994) and New Mexico (+$435)
| Las Cruces | Organ, NM | Chamberino, NM | Mesquite, NM | New Mexico | |
| Median Insurance Rates | $996 | +$994 | +$964 | +$994 | +$435 |
Las Cruces Car Insurance Savings By Neighborhood & Street Area
| Las Cruces Driver Street Residence & Car Locations | Car Details in Las Cruces | Las Cruces Driver Demographics | Las Cruces Auto Insurance Estimates | Recent Las Cruces Insurance Savings |
|---|---|---|---|---|
| Mesilla Park | ||||
| Panlener Ave | 2002 Jeep Grand Cherokee Laredo | 76 year male senior | $947 | $564 |
| Corbett Dr | 2006 Chrysler 300 Base | 17 year male teenager | $2795 | $737 |
| Four Points | ||||
| Cll de el Paso | 2003 Buick Century Base | 29 year woman | $730 | $896 |
| Cll del Arroyo St | 2008 Ford Fusion I4 SE | 44 year man | $1299 | $810 |
| Tortugas | ||||
| Tyre Cir | 2008 Mazda MAZDA3 s Sport | 67 year senior | $933 | $579 |
| Corbett Dr | 2007 Cadillac DTS Luxury I | 41 year married woman | $1016 | $670 |
| Doña Ana | ||||
| Lavender Dr | 2005 GMC Sierra 1500 Work Truck | 19 year female teenager | $2347 | $888 |
| Shawnee | 2013 Volkswagen Jetta S | 37 year married man | $1045 | $323 |
| Picacho | ||||
| W Hadley Ave | 2012 Hyundai Sonata GLS | 75 year female senior | $1094 | $892 |
| Anasazi Ct | 2013 Honda Civic LX | 16 year teenager | $2470 | $580 |
Las Cruces Post DUI Car Insurance Rates
| Las Cruces | Mesilla | San Miguel | San Ysidro | New Mexico | |
| Median Post DUI Insurance Rate | $1852 | +$1849 | +$1868 | +$714 | +$809 |
| Male Teenager Post DUI Insurance Rate | $6056 | +$6047 | +$6108 | +$2336 | +$2646 |
| Female Teenager Post DUI Insurance Rate | $4519 | +$4511 | +$4557 | +$1743 | +$1974 |
The Post DUI insurance in Las Cruces, NM's is $1852 compared to Mesilla (+$1849), San Miguel (+$1868), San Ysidro (+$714) and New Mexico (+$809)
In Las Cruces, a male teenager with Post DUI pays $1537 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Buick Century Base in Las Cruces, NM would pay $4938 on auto insurance while a female teenager POST DUI would pay $3684.
Las Cruces Car Insurance by Segment
Las Cruces Teenagers Car Insurance Rates Comparison
| Las Cruces | San Pablo | Organ | San Ysidro | New Mexico | |
| All Teenagers | $2888 | +$911 | +$2883 | +$1114 | +$1261 |
| Male Teenager | $3256 | +$1027 | +$3251 | +$1256 | +$1423 |
| Female Teenager | $2430 | +$766 | +$2425 | +$937 | +$1061 |
Las Cruces teenagers pay $2888 in insurance in contrast with San Pablo (+$911), Organ (+$2883), San Ysidro (+$1114) and New Mexico (+$1261). The difference between Male & Female teenagers in Las Cruces is $826
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $2884
- 2012 Audi A4 2.0T quattro Premium Female Teenager Insurance Rate $2718
Las Cruces Men & Women Car Insurance
| Las Cruces | University Park | Vinton, TX | Radium Springs | New Mexico | |
| All Women | $896 | +$778 | +$994 | +$463 | +$391 |
| Married Women | $786 | +$683 | +$873 | +$406 | +$344 |
| All Men | $1444 | +$1253 | +$1601 | +$745 | +$630 |
| Married Men | $1155 | +$1002 | +$1281 | +$596 | +$504 |
The typical insurance rate of $1444 that Las Cruces Men pay varies from University Park (+$1253), Vinton, TX (+$1601), Radium Springs (+$745) and New Mexico (+$630). In Las Cruces, married men pay $369 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1044
- 2007 Chevrolet Silverado K2500 Heavy Duty Married Women Insurance Rate $1140
Las Cruces Senior Car Insurance
| Las Cruces | Chamberino | Do-a Ana-Hill | Radium Springs | New Mexico | |
| All Seniors | $1165 | +$1128 | +$590 | +$601 | +$509 |
| Senior Men | $1135 | +$1099 | +$575 | +$586 | +$496 |
| Senior Women | $1225 | +$1185 | +$620 | +$632 | +$535 |
Las Cruces seniors pay $1165 in insurance compared to Chamberino (+$1128), Do-a Ana-Hill (+$590), Radium Springs (+$601) and New Mexico (+$509). In Las Cruces, senior men pay $90 less than senior women.
Las Cruces Car Insurance Discounts for Multiple Vehicles
| Las Cruces | White Sands | Mesilla | University Park | New Mexico | |
| 2 Vehicles | $1893 | +$1850 | +$1888 | +$1641 | +$826 |
| 3 Vehicles | $2889 | +$2824 | +$2882 | +$2505 | +$1261 |
| 4 Vehicles | $3885 | +$3798 | +$3876 | +$3369 | +$1696 |
Las Cruces Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD SLT | $1500 | $1020 | $1520 | $950 | $2450 | $-930 |
| Infiniti, FX50 AWD | $400 | $1030 | $1430 | $970 | $1370 | $60 |
| Chrysler, 300 S | $300 | $1050 | $1350 | $980 | $1280 | $70 |
| Acura, TSX Tech | $200 | $1090 | $1290 | $1020 | $1220 | $70 |
| BMW, 328i | $100 | $1100 | $1200 | $1020 | $1120 | $80 |