Las Cruces, NM Auto Insurance Rates

Las Cruces, NM residents can save $400 by comparing multiple quotes & reading reviews & research on Las Cruces car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$784 $996 $1548

Latest Auto Insurance Reviews in Las Cruces, New Mexico

Aarp Auto Insurance
while comparing to other auto insurance company this is the best and valuable company
Aarp Auto Insurance
while comparing to other auto insurance company this is the best and valuable company
It just costs more then its competition. I wish they could discount the policy a little more, but I may try bundling with home insurance or I may switch insurance. Progressive is more expensive.
American National Property And Casualty Company
The customer service of this company is very good. They are very informative. Its gives more premium when we claim compared to the other insurance company. It cover most of the part of damage or other expenses.
I really like them because they give me the lowest rates
I really don't have anything that I dislike other than the premiums, but I do have 2 teenage drives so it will be high.
State Farm
Other companies are not very good. Other companies were not very good for me. They were too much and they did not have the same perks I wanted in a company.
Write Your Review | Las Cruces, New Mexico Auto Insurance Analysis
Allstate Auto Insurance, Las Cruces, NM
$76/1 month
Car Insurance Policy Holder
  • Single 39 Years old Male licensed 14 years ago with Own Audi A4 2.0T used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Las Cruces Car Insurance Rate Comparisons

Las Cruces, NM's average car insurance of $996 differs from Organ, NM (+$994), Chamberino, NM (+$964), Mesquite, NM (+$994) and New Mexico (+$435)

Las Cruces Organ, NM Chamberino, NM Mesquite, NM New Mexico
Median Insurance Rates $996 +$994 +$964 +$994 +$435

Las Cruces Car Insurance Savings By Neighborhood & Street Area

Las Cruces Driver Street Residence & Car Locations Car Details in Las Cruces Las Cruces Driver Demographics Las Cruces Auto Insurance Estimates Recent Las Cruces Insurance Savings
Mesilla Park
Panlener Ave2002 Jeep Grand Cherokee Laredo76 year male senior$947$564
Corbett Dr2006 Chrysler 300 Base17 year male teenager$2795$737
Four Points
Cll de el Paso2003 Buick Century Base29 year woman$730$896
Cll del Arroyo St2008 Ford Fusion I4 SE44 year man$1299$810
Tyre Cir2008 Mazda MAZDA3 s Sport67 year senior$933$579
Corbett Dr2007 Cadillac DTS Luxury I41 year married woman$1016$670
Doña Ana
Lavender Dr2005 GMC Sierra 1500 Work Truck19 year female teenager$2347$888
Shawnee2013 Volkswagen Jetta S37 year married man$1045$323
W Hadley Ave2012 Hyundai Sonata GLS75 year female senior$1094$892
Anasazi Ct2013 Honda Civic LX16 year teenager$2470$580

Las Cruces Post DUI Car Insurance Rates

Las Cruces Mesilla San Miguel San Ysidro New Mexico
Median Post DUI Insurance Rate $1852 +$1849 +$1868 +$714 +$809
Male Teenager Post DUI Insurance Rate $6056 +$6047 +$6108 +$2336 +$2646
Female Teenager Post DUI Insurance Rate $4519 +$4511 +$4557 +$1743 +$1974

The Post DUI insurance in Las Cruces, NM's is $1852 compared to Mesilla (+$1849), San Miguel (+$1868), San Ysidro (+$714) and New Mexico (+$809)

In Las Cruces, a male teenager with Post DUI pays $1537 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Buick Century Base in Las Cruces, NM would pay $4938 on auto insurance while a female teenager POST DUI would pay $3684.

Las Cruces Car Insurance by Segment

Las Cruces Teenagers Car Insurance Rates Comparison

Las Cruces San Pablo Organ San Ysidro New Mexico
All Teenagers $2888 +$911 +$2883 +$1114 +$1261
Male Teenager $3256 +$1027 +$3251 +$1256 +$1423
Female Teenager $2430 +$766 +$2425 +$937 +$1061

Las Cruces teenagers pay $2888 in insurance in contrast with San Pablo (+$911), Organ (+$2883), San Ysidro (+$1114) and New Mexico (+$1261). The difference between Male & Female teenagers in Las Cruces is $826


  • 2013 Nissan Rogue S Male Teenager Insurance Rate $2884
  • 2012 Audi A4 2.0T quattro Premium Female Teenager Insurance Rate $2718

Las Cruces Men & Women Car Insurance

Las Cruces University Park Vinton, TX Radium Springs New Mexico
All Women $896 +$778 +$994 +$463 +$391
Married Women $786 +$683 +$873 +$406 +$344
All Men $1444 +$1253 +$1601 +$745 +$630
Married Men $1155 +$1002 +$1281 +$596 +$504

The typical insurance rate of $1444 that Las Cruces Men pay varies from University Park (+$1253), Vinton, TX (+$1601), Radium Springs (+$745) and New Mexico (+$630). In Las Cruces, married men pay $369 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1044
  • 2007 Chevrolet Silverado K2500 Heavy Duty Married Women Insurance Rate $1140

Las Cruces Senior Car Insurance

Las Cruces Chamberino Do-a Ana-Hill Radium Springs New Mexico
All Seniors $1165 +$1128 +$590 +$601 +$509
Senior Men $1135 +$1099 +$575 +$586 +$496
Senior Women $1225 +$1185 +$620 +$632 +$535

Las Cruces seniors pay $1165 in insurance compared to Chamberino (+$1128), Do-a Ana-Hill (+$590), Radium Springs (+$601) and New Mexico (+$509). In Las Cruces, senior men pay $90 less than senior women.

Las Cruces Car Insurance Discounts for Multiple Vehicles

Las Cruces White Sands Mesilla University Park New Mexico
2 Vehicles $1893 +$1850 +$1888 +$1641 +$826
3 Vehicles $2889 +$2824 +$2882 +$2505 +$1261
4 Vehicles $3885 +$3798 +$3876 +$3369 +$1696

Las Cruces Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Sierra 2500HD SLT $1500 $1020 $1520 $950 $2450 $-930
Infiniti, FX50 AWD $400 $1030 $1430 $970 $1370 $60
Chrysler, 300 S $300 $1050 $1350 $980 $1280 $70
Acura, TSX Tech $200 $1090 $1290 $1020 $1220 $70
BMW, 328i $100 $1100 $1200 $1020 $1120 $80