Lauderdale Lakes, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Lauderdale Lakes, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Lauderdale Lakes, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Lauderdale Lakes, FL Auto Insurance Rates
- Lauderdale Lakes, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Lauderdale Lakes, FL
- Multi Vehicle Insurance Savings in Lauderdale Lakes, FL
- How Credit Score Affects Car Insurance Rates in Lauderdale Lakes, FL
- How DUI Affects Auto Insurance Premiums in Lauderdale Lakes, FL
- Top Auto Insurance Agents Near Lauderdale Lakes, FL
- How Driving Violations Affect Auto Insurance Rates in Lauderdale Lakes, FL
- Lauderdale Lakes, FL Auto Insurance Discounts on Anti Theft Feature
- Lauderdale Lakes, FL Auto Insurance Company Reviews
Lauderdale Lakes, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Lauderdale Lakes, FL with that of other cities in and around Lauderdale Lakes.
| Lauderdale Lakes | Franklin Park | Boulevard Gardens | Roosevelt Gardens | North Lauderdale | Oakland Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,006 | $2,097 | $2,101 | $2,086 | $1,806 | $1,876 |
Lauderdale Lakes, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Lauderdale Lakes, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Lauderdale Lakes | $1,544 | $1,304 |
| Lauderhill | $1,209 | $1,021 |
| Roosevelt Gardens | $1,389 | $1,174 |
| Franklin Park | $1,439 | $1,215 |
| Washington Park | $2,151 | $1,817 |
| Oakland Park | $2,033 | $1,717 |
| Boulevard Gardens | $2,487 | $2,101 |
| North Lauderdale | $2,809 | $2,372 |
Lauderdale Lakes, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Lauderdale Lakes, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,509 |
| 20 Years | $2,577 |
| 30 Years | $1,985 |
| 40 Years | $1,910 |
| 50 Years | $1,769 |
| 60 Years | $1,793 |
| 70 Years | $2,088 |
Lauderdale Lakes, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Lauderdale Lakes, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,531 | $481 |
| 3 Vehicles | $5,296 | $722 |
| 4 Vehicles | $7,061 | $963 |
Savings on 2 Vehicles bundle:$481
Savings on 3 Vehicles bundle:$722
Savings on 4 Vehicles bundle:$963
Lauderdale Lakes, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lauderdale Lakes, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Lauderdale Lakes | $2,006 | $3,139 |
| Lauderhill | $2,090 | $3,271 |
| Roosevelt Gardens | $2,086 | $3,265 |
| Franklin Park | $2,097 | $3,282 |
| Washington Park | $2,088 | $3,268 |
| Oakland Park | $1,876 | $2,936 |
| Boulevard Gardens | $2,101 | $3,288 |
| North Lauderdale | $1,806 | $2,826 |
Lauderdale Lakes, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,721 |
| Excellent (740-799) | $1,965 |
| Good (670-739) | $2,090 |
| Average (580-669) | $2,727 |
| Poor (300-579) | $3,272 |
Lauderdale Lakes, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Slb Insurance Group | Travelers | 5900 HIATUS RD, TAMARAC, 33321 | 954-724-7000 |
| All American Insurance Consultants, Inc | None | 4120 Davie Road Ext Ste 304 , Hollywood, 33024 | None |
| Rich Galt | State Farm | 9367 W Sample Road, Coral Springs, 33065-4101 | 954-752-4200 |
| Frank H Furman Inc | Liberty Mutual Independent | 1314 E ATLANTIC BLVD, POMPANO BEACH, 33060 | 954-943-5050 |
| Danny Fernandez | State Farm | 531 E Commercial Blvd, Ft Lauderdale, 33334-2434 | 954-446-0826 |
| Acg South Insurance Agency Llc | Travelers | 4800 N UNIVERSITY DR, LAUDERHILL, 33351 | 800-597-2221 |
| Acg South Insurance Agency Llc | Travelers | 601 E ATLANTIC BLVD, POMPANO BEACH, 33060 | 800-891-4222 |
| Mike Mahovich | State Farm | 2236 N Univ Dr, Coral Springs, 33071-6184 | 954-752-7911 |
| Fairway Insurance Group Llc | Travelers | 5461 NORTH FEDERAL HIGHWAY, FT LAUDERDALE, 33308 | 954-772-9819 |
Lauderdale Lakes, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$88 | $2,094 |
| Driver's Failure In Showing Documents | +$195 | $2,201 |
| Driving With An Expired Registration | +$207 | $2,213 |
| Driving At A Considerably Slow Pace | +$435 | $2,441 |
| Using A Cellphone While Driving | +$459 | $2,465 |
| Running A Red Light | +$467 | $2,473 |
| Speeding | +$491 | $2,497 |
| Driving A Vehicle Without The Required Permission | +$624 | $2,630 |
| Driving With An Expired/Suspended License | +$1,352 | $3,358 |
Lauderdale Lakes, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,926 |
| Active Disabling Device | $1,926 |
| Tracking Device | $1,886 |
| Passive Disabling Device | $1,866 |
Latest Auto Insurance Reviews in Lauderdale Lakes, FL | Back to Top
UsaaThey are cheaper than other firms due to the military discount. They do not proce gouge nearly a much as other companies in my opinion.
ProgressiveI would recommend this company to anyone looking for car insurance. As long as the rate is competitive, its a no brainer to go with progressive.
GeicoGeico is very comparable with other companies. I was dropped from state farm and they approved me.
GeicoI recommend it every chance I get. They are like a mother bear, protective of their clients. They take care of you with compassion.
Auto-Owners Insurancelet's say I would not recommend it, I've had pleasant experiences at the beginning but so far I've only been a little disappointed
Auto-Owners Insurancelet's say I would not recommend it, I've had pleasant experiences at the beginning but so far I've only been a little disappointed
State FarmState Farm is a very good company for auto insurance. It is very good about paying claims, and once you've been with them for at least three years without any tickets or claims, you get a lot of discounts which saves you a lot of money. There's a reason they are so well known.
MetlifeI do not like how it sometimes takes a long time to reach a customer service representative. The insurance company is very busy and the hold is long sometimes.