Lauderhill, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Lauderhill, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Lauderhill, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Lauderhill, FL Auto Insurance Rates
- Lauderhill, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Lauderhill, FL
- Multi Vehicle Insurance Savings in Lauderhill, FL
- How Credit Score Affects Car Insurance Rates in Lauderhill, FL
- How DUI Affects Auto Insurance Premiums in Lauderhill, FL
- Top Auto Insurance Agents Near Lauderhill, FL
- How Driving Violations Affect Auto Insurance Rates in Lauderhill, FL
- Lauderhill, FL Auto Insurance Discounts on Anti Theft Feature
- Lauderhill, FL Auto Insurance Company Reviews
Lauderhill, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Lauderhill, FL with that of other cities in and around Lauderhill.
| Lauderhill | Tamarac | Washington Park | Plantation | North Lauderdale | Lauderdale Lakes | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,090 | $2,121 | $2,088 | $1,920 | $1,806 | $2,006 |
Lauderhill, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Lauderhill, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Lauderhill | $1,209 | $1,021 |
| Lauderdale Lakes | $1,544 | $1,304 |
| Sunrise | $1,833 | $1,549 |
| Plantation | $1,066 | $900 |
| Roosevelt Gardens | $1,389 | $1,174 |
| Tamarac | $1,656 | $1,399 |
| North Lauderdale | $2,809 | $2,372 |
| Washington Park | $2,151 | $1,817 |
Lauderhill, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Lauderhill, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,782 |
| 20 Years | $2,685 |
| 30 Years | $2,068 |
| 40 Years | $1,990 |
| 50 Years | $1,843 |
| 60 Years | $1,869 |
| 70 Years | $2,175 |
Lauderhill, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Lauderhill, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,595 | $585 |
| 3 Vehicles | $5,392 | $878 |
| 4 Vehicles | $7,190 | $1,170 |
Savings on 2 Vehicles bundle:$585
Savings on 3 Vehicles bundle:$878
Savings on 4 Vehicles bundle:$1,170
Lauderhill, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lauderhill, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Lauderhill | $2,090 | $3,271 |
| Lauderdale Lakes | $2,006 | $3,139 |
| Sunrise | $2,036 | $3,186 |
| Plantation | $1,920 | $3,005 |
| Roosevelt Gardens | $2,086 | $3,265 |
| Tamarac | $2,121 | $3,319 |
| North Lauderdale | $1,806 | $2,826 |
| Washington Park | $2,088 | $3,268 |
Lauderhill, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,793 |
| Excellent (740-799) | $2,047 |
| Good (670-739) | $2,178 |
| Average (580-669) | $2,841 |
| Poor (300-579) | $3,409 |
Lauderhill, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Felipe Soto | Allstate | 3748 Davie Rd, Davie, 33314 | (954) 300-2667 |
| Felipe Soto | Allstate | 3748 Davie Rd, Davie, 33314 | (954) 300-2667 |
| Michael Bradley | Allstate | 6100 W Atlantic Blvd Ste 1, Margate, 33063 | (954) 974-6677 |
| Florida Insurance Specialties | None | 6083 West Atlantic Blvd , Margate, 33063 | None |
| Jean D Baroulette Sr | Allstate | 16616 Saddle Club Rd, Weston, 33326 | (954) 384-0221 |
| Frank Walker | State Farm | 12330 SW 53rd St Ste 711, Cooper City, 33330-3319 | 954-434-2244 |
| Stiber Insurance Services, Inc. | None | 7522 Wiles Rd Ste B-115 , Coral Springs, 33067 | None |
| Fulton Agency Inc | Travelers | 1301 E OAKLAND PARK BLVD, OAKLAND PARK, 33334 | 954-351-9896 |
| Fulton Agency Inc | Travelers | 1301 E OAKLAND PARK BLVD, OAKLAND PARK, 33334 | 954-351-9896 |
| Southstate Insurance Agency Inc | Travelers | 676 W PROSPECT RD, FT LAUDERDALE, 33309 | 954-630-0221 |
| Synergy Insurance Group Inc | Travelers | 7771 W Oakland Park Blvd Ste 122, Sunrise, 33351 | None |
Lauderhill, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$92 | $2,182 |
| Driver's Failure In Showing Documents | +$203 | $2,293 |
| Driving With An Expired Registration | +$215 | $2,305 |
| Driving At A Considerably Slow Pace | +$454 | $2,544 |
| Using A Cellphone While Driving | +$479 | $2,569 |
| Running A Red Light | +$487 | $2,577 |
| Speeding | +$512 | $2,602 |
| Driving A Vehicle Without The Required Permission | +$650 | $2,740 |
| Driving With An Expired/Suspended License | +$1,409 | $3,499 |
Lauderhill, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,006 |
| Active Disabling Device | $2,006 |
| Tracking Device | $1,965 |
| Passive Disabling Device | $1,944 |
Latest Auto Insurance Reviews in Lauderhill, FL | Back to Top
UsaaPolicy offerings are the same, but at far cheaper prices than other insurers. Have had other insurers admit they can't beat their pricing.
State FarmRates may seem a little high on first glance, but when comparing similar coverage at other insurance companies, it's clear that State Farm offers comparable or cheaper rates.
National GeneralMy premium and deductible are slightly higher than some other companies I've compared them with (Geico for example), however, I'm willing to pay these in the event of an accident, for a lower monthly rate.
AllstateCustomer service has not been that good. If we can talk to our agent, he is knowledgeable and helpful. But his staff - usually all you can speak with - are usually confused and uninformed.
GeicoI have always been satisfied with GEICO for my car insurance. I tried a few other companies when I was younger, but settled on GEICO because of the price. The times I have used them, they have always performed the way they should have. I have compared their prices to other companies and they are always very competitive if not the best price.
GeicoI have always been satisfied with GEICO for my car insurance. I tried a few other companies when I was younger, but settled on GEICO because of the price. The times I have used them, they have always performed the way they should have. I have compared their prices to other companies and they are always very competitive if not the best price.
GeicoCompared to other providers, they are reasonable priced. On a scale of 1 to 5 i would rate it as 5 because they are reasonably priced and best priced in the area of south jersey where I live.
UsaaUSAA seems much more reliable than other auto insurance agencies. I know that whenever I have an issue, I can call them and they will advise me on the best course of action.
Amica Mutual InsuranceTheres nothing i dislike about the company. They seem to have their act together.