Lawrence, IN Auto Insurance Rates

Lawrence, IN residents can save $480 by comparing multiple quotes & reading reviews & research on Lawrence car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$829 $1207 $1973

Latest Auto Insurance Reviews in Lawrence, Indiana


Geico
My premium is $125/month and my deductible is $500. With my previous insurer and same circumstances, my premium was $398 and deductible was $500.
Progressive
They have been very communicative and helpful. I like that they are local and able to answer our questions without being on hold for a long time.
Geico
We would totally recommend GEICO auto insurance to anyone who will listen. We were with at BRAND name insurance company for 20 years and were being charge 2x plus for the exact same coverage.
State Auto
The premium and deductible is great through my insurance company. I was previously paying a higher price for a similar coverage through a different company.
Geico
The premium for my two vehicles was significantly lower than the other 5th providers I got quotes from.
Pekin Insurance
I selected Pekin Insurance based on price only. I that respect I am mildly satisfied.
Geico
What I dislike about geico is that sometimes they can raise your monthly premium for even the most mundane of things.
Geico
The premium for my car insurance is $600 every 6 months. Other companies dont give you the option to make 6-month payments, instead they are monthly or yearly payments.
Country Financial
I liked the company for not trying to push me for any specific product, gave me a quote on the insurance, and also gave me a prompt response on the card and rate.
Geico
overall the cost is less than any other offerings by any other company in the spectrum, and I did look closely. Plus they have always done what they said they will do.
Progressive
The premium is very reasonable for the amount of insurance offered. I checked with other companies and Progressive was the lowest for everything that I had wanted in my insurance.
Alfa Insurance
My premium is lower than most other insurance. I have 3 vehicle covered with 2 of them full coverage and my premium is $210.
Geico
Other insurance companies quoted me anywhere from $250 to $400 per month with the same exact coverage. I am paying $127 a month with Geico.
Write Your Review | Lawrence, Indiana Auto Insurance Analysis
Progressive Insurance, Lawrence, IN
$67/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 1 year ago with Own Ford Edge SE used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 400 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lawrence Car Insurance Rate Comparisons

Lawrence, IN's average car insurance of $1207 differs from North Crows Nest, IN (+$423), Williams Creek, IN (+$413), Buck Creek, IN (-$437) and Indiana (-$24)

Lawrence North Crows Nest, IN Williams Creek, IN Buck Creek, IN Indiana
Median Insurance Rates $1207 +$423 +$413 -$437 -$24

Lawrence Car Insurance Savings By Neighborhood & Street Area

Lawrence Driver Street Residence & Car Locations Car Details in Lawrence Lawrence Driver Demographics Lawrence Auto Insurance Estimates Recent Lawrence Insurance Savings
Rainbow Highlands
Hidden Bay2003 Buick Rendezvous CX18 year male teenager$3356$675
Limbach Cir2003 Chevrolet Silverado 2500HD LS49 year man$1471$559
Germantown
Diamond Pointe Dr2004 Chrysler Town & Country LX75 year female senior$1187$430
Challenge Ct2007 Ford Fusion V6 SEL30 year married woman$989$391
Castleton
Musket St2008 Acura TSX 35 year woman$1115$435
Old House Rd2009 Mazda MAZDASPEED3 Grand Touring37 year married man$1350$379
Millersville
Culver St2014 Volkswagen Jetta S67 year senior$1283$811
Chatham Pl2008 Cadillac DTS Luxury II61 year male senior$1716$578
Fairwood Hills
Raven Rock Dr2007 Jeep Commander Overland19 year female teenager$2371$600
Sargent Rd2013 Honda Civic U.S. LX16 year teenager$2764$356

Lawrence Post DUI Car Insurance Rates

Lawrence Meridian Hills Cumberland Indianapolis Indiana
Median Post DUI Insurance Rate $2245 +$786 -$93 +$27 -$45
Male Teenager Post DUI Insurance Rate $7183 +$2518 -$298 +$89 -$143
Female Teenager Post DUI Insurance Rate $5522 +$1934 -$229 +$69 -$110

The Post DUI insurance in Lawrence, IN's is $2245 compared to Meridian Hills (+$786), Cumberland (-$93), Indianapolis (+$27) and Indiana (-$45)

In Lawrence, a male teenager with Post DUI pays $1661 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Chrysler Town & Country LX in Lawrence, IN would pay $6309 on auto insurance while a female teenager POST DUI would pay $4849.

Lawrence Car Insurance by Segment

Lawrence Teenagers Car Insurance Rates Comparison

8740 Lawrence Teenagers (7% of total population), 56% Male & 44% Female.

Lawrence Crows Nest Fishers Williams Creek Indiana
All Teenagers $3307 +$1077 -$694 +$1131 -$66
Male Teenager $3862 +$1258 -$810 +$1322 -$77
Female Teenager $2969 +$967 -$623 +$1016 -$59

Lawrence teenagers pay $3307 in insurance in contrast with Crows Nest (+$1077), Fishers (-$694), Williams Creek (+$1131) and Indiana (-$66). The difference between Male & Female teenagers in Lawrence is $893

Example

  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $3536
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2742

Lawrence Men & Women Car Insurance

118560 Lawrence Adults (100% of total population), 49% Men & 51% Women.

Lawrence Clay Rocky Ripple Indianapolis Indiana
All Women $1170 +$352 +$71 +$15 -$23
Married Women $1134 +$341 +$69 +$14 -$22
All Men $1593 +$479 +$96 +$20 -$32
Married Men $1544 +$465 +$94 +$20 -$30

The typical insurance rate of $1593 that Lawrence Men pay varies from Clay (+$479), Rocky Ripple (+$96), Indianapolis (+$20) and Indiana (-$32). In Lawrence, married men pay $410 more than married women.

Example

  • 2012 Lincoln MKZ Base Married Men Insurance Rate $1318
  • 2009 GMC Sierra 1500 SLT Married Women Insurance Rate $1460

Lawrence Senior Car Insurance

18218 Lawrence Seniors (15% of total population), 45% Senior Men & 55% Senior Women.

Lawrence Warren Fishers Rocky Ripple Indiana
All Seniors $1412 +$202 -$296 +$85 -$28
Senior Men $1472 +$211 -$309 +$89 -$29
Senior Women $1351 +$194 -$283 +$82 -$27

Lawrence seniors pay $1412 in insurance compared to Warren (+$202), Fishers (-$296), Rocky Ripple (+$85) and Indiana (-$28). In Lawrence, senior men pay $121 more than senior women.

Lawrence Car Insurance Discounts for Multiple Vehicles

Lawrence Population with 1 Vehicle 17201 (37% of Lawrence population), 2 Vehicles 17605 (38% of the Lawrence population) and 3 vehicles 5712 (12% of the population)

Lawrence Fishers Delaware Rocky Ripple Indiana
2 Vehicles $2294 -$481 +$632 +$138 -$46
3 Vehicles $3501 -$734 +$965 +$211 -$70
4 Vehicles $4708 -$987 +$1298 +$284 -$94

Lawrence Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Acadia SLE $400 $1300 $1700 $1200 $1600 $100
Acura, RDX Tech $500 $1300 $1800 $1230 $1730 $70
Jeep, Grand Cherokee Laredo $300 $1240 $1540 $1150 $1450 $90
Ford, Explorer XLT $100 $1200 $1300 $1110 $1210 $90
Ford, Fiesta SE $1000 $1200 $1700 $1120 $2120 $-420