Lawton Auto Insurance Rates, Quotes, Agents & Reviews in OK

Lawton, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lawton, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lawton, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lawton, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lawton, OK with that of other cities in and around Lawton.

Lawton Cache Southeast Comanche Medicine Park Fort Sill Comanche County
Average Insurance Rates $1,573 $1,597 $1,617 $1,668 $2,556 $1,589

Lawton, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lawton, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lawton $1,070 $904
Comanche County $1,120 $946
Fort Sill $2,614 $2,208
Medicine Park $1,095 $925
Geronimo $1,468 $1,240
Southeast Comanche $2,852 $2,409
Cache $1,449 $1,224
Southwest Comanche $1,224 $1,034

Lawton, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lawton, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,104
20 Years $2,021
30 Years $1,557
40 Years $1,498
50 Years $1,387
60 Years $1,406
70 Years $1,637

Lawton, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lawton, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,706 $440
3 Vehicles $4,058 $661
4 Vehicles $5,411 $881

Savings on 2 Vehicles bundle:$440

Savings on 3 Vehicles bundle:$661

Savings on 4 Vehicles bundle:$881


Lawton, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lawton, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Lawton $1,573 $2,457
Comanche County $1,589 $2,482
Fort Sill $2,556 $3,992
Medicine Park $1,668 $2,605
Geronimo $1,527 $2,385
Southeast Comanche $1,617 $2,525
Cache $1,597 $2,494
Southwest Comanche $1,632 $2,549

Lawton, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,350
Excellent (740-799) $1,541
Good (670-739) $1,639
Average (580-669) $2,138
Poor (300-579) $2,566

Lawton, OK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jason Hosch State Farm 1908 E Gore Blvd Ste B, Lawton, 73501-6128 580-699-8885
Jeff Warren Farmers 7615 NW Cache Rd Ste 3, Lawton, 73505 (580) 248-5714
Floyds Insurance Agency Llc Travelers 1306 NW 53RD ST, LAWTON, 73505 580-536-4445
Jack Carden Farmers 707 NW Sheridan Rd, Lawton, 73505 (580) 355-7834
Brad Latting State Farm 2410 NW Cache Road, Lawton, 73505 580-357-6230
Melba Seelig Farmers 1230 NW Cache Rd, Lawton, 73507 (580) 248-7826
Wilcox & Mcgrath Insurance None 501 Sw C Ave, Lawton, 73501 None
Mosley Agency Inc Travelers 428 GRAND AVE, CHICKASHA, 73018 405-224-1000
Yuseff Saunders Farmers 1416 NW 52nd St, Lawton, 73505 (580) 736-9102
Mike Day State Farm 124 N 5th St, Chickasha, 73018-2406 405-224-1968

Lawton, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,642
Driver's Failure In Showing Documents +$153 $1,726
Driving With An Expired Registration +$162 $1,735
Driving At A Considerably Slow Pace +$341 $1,914
Using A Cellphone While Driving +$360 $1,933
Running A Red Light +$367 $1,940
Speeding +$385 $1,958
Driving A Vehicle Without The Required Permission +$489 $2,062
Driving With An Expired/Suspended License +$1,060 $2,633

Lawton, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,510
Active Disabling Device $1,510
Tracking Device $1,479
Passive Disabling Device $1,463

Latest Auto Insurance Reviews in Lawton, OK | Back to Top

Progressive
Their service has been great so far. i have not had any issues with them
Farmer's Insurance
the kinds of insurance that Farmers offers is very similar to the kinds of coverage offered by other insurance carriers. This is because insurance forms are standardized.
Liberty Mutual
For me this company in terms of car insurance is the best in the market. A great quality of customer service
State Farm
When I came back, I shopped around for insurance just to see what the rates were. Most major companies wouldn't insure me because of my time abroad.
Metlife
The premium is lower than what I had with the previous home insurance company and the deductible is currently the same. I have a combo policy.
Travelers
I haven't really had any experience with Travelers' customer service yet, because I've not had to submit any claims with them yet. I've only made annual payments on their website, and that's gone fine.
Travelers
I haven't really had any experience with Travelers' customer service yet, because I've not had to submit any claims with them yet. I've only made annual payments on their website, and that's gone fine.
Allstate
I like Allstate insurance for my car because i am the long term customer and they give a good deal especially for me as an old customer.
Cincinnati Insurance
The best part about this company is the price. They also auto-deduct from my checking account, so that's a plus too. Did I mention the great price?
Aarp Auto Insurance
They were the cheapest.The service of the company is very good, and my friends have the high opinion of the company.
Geico
I kind of shopped around and most insurance companies gave around about the same price so I'm pretty satisfied with my premium.