Layhill Auto Insurance Rates, Quotes, Agents & Reviews in MD

Layhill, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Layhill, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Layhill, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Layhill, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Layhill, MD with that of other cities in and around Layhill.

Layhill Cloverly Aspen Hill Leisure World Colesville Glenmont
Average Insurance Rates $1,442 $1,469 $1,145 $1,341 $1,455 $1,439

Layhill, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Layhill, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Layhill $1,883 $1,590
Glenmont $1,647 $1,391
Leisure World $1,506 $1,272
Aspen Hill $1,798 $1,519
Colesville $1,381 $1,167
Cloverly $1,920 $1,622
Wheaton $1,844 $1,557
Kemp Mill $1,541 $1,302

Layhill, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Layhill, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,679
20 Years $1,853
30 Years $1,427
40 Years $1,373
50 Years $1,272
60 Years $1,289
70 Years $1,501

Layhill, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Layhill, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,538 $346
3 Vehicles $3,807 $519
4 Vehicles $5,076 $692

Savings on 2 Vehicles bundle:$346

Savings on 3 Vehicles bundle:$519

Savings on 4 Vehicles bundle:$692

Layhill, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Layhill, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Layhill $1,442 $2,299
Glenmont $1,439 $2,294
Leisure World $1,341 $2,138
Aspen Hill $1,145 $1,826
Colesville $1,455 $2,320
Cloverly $1,469 $2,342
Wheaton $1,407 $2,243
Kemp Mill $1,441 $2,297

Layhill, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,237
Excellent (740-799) $1,412
Good (670-739) $1,503
Average (580-669) $1,960
Poor (300-579) $2,352

Layhill, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Randy Mcphillips Allstate 6844 Olney Laytonsville Rd, Laytonsville, 20882 (301) 315-8300
Watson & Watson Travelers 16033 COMPRINT CIRCLE, GAITHERSBURG, 20877 301-948-5151
Timothy Ruggiero Allstate 4040 Blackburn Ln Ste 100, Burtonsville, 20866 (301) 421-1400
Krist Salmi State Farm 11002 Veirs Mill Rd, Wheaton, 20902-2538 301-949-3131
Patton Insurance Brokerage Inc Travelers 11212 GRANDVIEW AVENUE STE 107, WHEATON, 20902 301-962-5088
Ney Silverman Insurance Associates Llc Travelers 1355 PICCARD DR STE 210, ROCKVILLE, 20850 240-290-7000
Homa Sharma Allstate 8127 Georgia Ave, Silver Spring, 20910 (301) 403-0413
Yeuni Kim Allstate 5541 Nicholson Ln, Rockville, 20852 (301) 230-9600
Felicia Everett-Blake State Farm 8902 Rhode Island Avenue, College Park, 20740-4122 301-220-4111
Triumph Insurance Agency Llc Nationwide 11350 McCormick Rd Ste 502, Hunt Valley, 21031 (410) 668-3108

Layhill, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,505
Driver's Failure In Showing Documents +$140 $1,582
Driving With An Expired Registration +$149 $1,591
Driving At A Considerably Slow Pace +$313 $1,755
Using A Cellphone While Driving +$330 $1,772
Running A Red Light +$336 $1,778
Speeding +$353 $1,795
Driving A Vehicle Without The Required Permission +$448 $1,890
Driving With An Expired/Suspended License +$972 $2,414

Layhill, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,384
Active Disabling Device $1,384
Tracking Device $1,355
Passive Disabling Device $1,341