Lazy Mountain Auto Insurance Rates, Quotes, Agents & Reviews in AK

Lazy Mountain, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lazy Mountain, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lazy Mountain, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lazy Mountain, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lazy Mountain, AK with that of other cities in and around Lazy Mountain.

Lazy Mountain Gateway Butte Fishhook Sutton-Alpine Palmer
Average Insurance Rates $1,520 $1,185 $1,506 $1,304 $2,008 $1,147

Lazy Mountain, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lazy Mountain, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lazy Mountain $1,859 $1,570
Sutton-Alpine $1,587 $1,341
Buffalo Soapstone $1,500 $1,267
Farm Loop $1,480 $1,250
Palmer $1,602 $1,353
Butte $2,058 $1,738
Gateway $1,733 $1,464
Fishhook $1,349 $1,140

Lazy Mountain, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lazy Mountain, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,932
20 Years $1,953
30 Years $1,504
40 Years $1,447
50 Years $1,340
60 Years $1,359
70 Years $1,582

Lazy Mountain, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lazy Mountain, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,584 $456
3 Vehicles $3,876 $684
4 Vehicles $5,168 $912

Savings on 2 Vehicles bundle:$456

Savings on 3 Vehicles bundle:$684

Savings on 4 Vehicles bundle:$912


Lazy Mountain, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lazy Mountain, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Lazy Mountain $1,520 $2,373
Sutton-Alpine $2,008 $3,135
Buffalo Soapstone $1,142 $1,783
Farm Loop $1,512 $2,360
Palmer $1,147 $1,790
Butte $1,506 $2,351
Gateway $1,185 $1,850
Fishhook $1,304 $2,036

Lazy Mountain, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,304
Excellent (740-799) $1,489
Good (670-739) $1,584
Average (580-669) $2,066
Poor (300-579) $2,479

Lazy Mountain, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stanley Tebow Allstate 11350 E Palmer Wasilla Hwy, Palmer, 99645 (907) 746-6970
Devery Prince Agency Team Allstate 165 E Parks Hwy Ste 104, Wasilla, 99654 (907) 376-7638
Tim Graham State Farm 1417 W Northern Lights Blvd, Anchorage, 99503-2360 907-561-4000
Justin Goodman State Farm 4200 Old Seward Hwy Ste B4, Anchorage, 99503-6064 907-561-7771
Amanda Juliussen State Farm 5600 Debarr Rd Ste 140, Anchorage, 99504-2390 907-333-4131
Conrad-Houston Insurance Liberty Mutual Independent 507 W Northern Lights Blvd, Anchorage, 99503 None
Kelly L. Snodgrass Allstate 1301 E Dowling Rd Ste 105, Anchorage, 99518 (907) 346-4006
Ronald Samber Allstate 1731 Bragaw St, Anchorage, 99508 (907) 227-9124
Thomas Betti Allstate 11350 E Palmer Wasilla Hwy, Palmer, 99645 (907) 746-6970
Win Fowler GEICO 840 C Street, Anchorage, 99501 907-278-2647
Alaska Usa Insurance Brokers, Llc None 500 W 36Th Ave, Anchorage, 99503 (907) 331-0729
William R. Mcvitty Allstate 550 E Tudor Rd Ste 201, Anchorage, 99503 (907) 563-9690
Tom Plooy State Farm 2900 Boniface Pkwy Ste 100, Anchorage, 99504-3132 907-333-6575

Lazy Mountain, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,587
Driver's Failure In Showing Documents +$147 $1,667
Driving With An Expired Registration +$157 $1,677
Driving At A Considerably Slow Pace +$330 $1,850
Using A Cellphone While Driving +$348 $1,868
Running A Red Light +$354 $1,874
Speeding +$372 $1,892
Driving A Vehicle Without The Required Permission +$473 $1,993
Driving With An Expired/Suspended License +$1,024 $2,544

Lazy Mountain, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,459
Active Disabling Device $1,459
Tracking Device $1,429
Passive Disabling Device $1,414