Lebanon County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Lebanon County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lebanon County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lebanon County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lebanon County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lebanon County, PA with that of other cities in and around Lebanon County.

Lebanon County Pleasant Hill West Lebanon Lebanon North Lebanon Cleona
Average Insurance Rates $1,437 $1,387 $1,370 $1,371 $1,436 $1,414

Lebanon County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lebanon County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lebanon County $1,420 $1,200
West Lebanon $1,464 $1,236
Sand Hill $1,536 $1,297
North Lebanon $1,427 $1,205
Pleasant Hill $1,483 $1,253
Cleona $1,092 $922
Lebanon $1,355 $1,145
Annville $1,678 $1,417

Lebanon County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lebanon County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,663
20 Years $1,846
30 Years $1,422
40 Years $1,368
50 Years $1,267
60 Years $1,285
70 Years $1,495

Lebanon County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lebanon County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,472 $402
3 Vehicles $3,707 $604
4 Vehicles $4,943 $805

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805


Lebanon County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lebanon County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Lebanon County $1,437 $2,262
West Lebanon $1,370 $2,157
Sand Hill $1,431 $2,253
North Lebanon $1,436 $2,260
Pleasant Hill $1,387 $2,183
Cleona $1,414 $2,226
Lebanon $1,371 $2,158
Annville $1,415 $2,227

Lebanon County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,233
Excellent (740-799) $1,407
Good (670-739) $1,497
Average (580-669) $1,954
Poor (300-579) $2,344

Lebanon County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gingrich Insurance Agency Erie 702 Cumberland Street, Lebanon, 17042 None
Tim Wagner State Farm 127 E Main St, Palmyra, 17078-1730 717-838-1369
Strock Insurance Erie 34 W Penn Avenue, Cleona, 17042 None
Intercorp Inc None 1438-F W Main St, Ephrata, 17522 None
[ D a, s, e r
Maureen Felizzi Cisr Liberty Mutual One East Uwchlan Ave Suite 119, Exton, 19341 1-610-363-9390
Chapracki Insurance Agency Llc Travelers 300 N POTTSTOWN PIKE STE 220, EXTON, 19341 610-594-2761
Raynock & Associates Llc Travelers 3261 ROUTE 100 STE 230, MACUNGIE, 18062 610-966-8500
Tim Mcshane Allstate 605 Cornwall Rd, Lebanon, 17042 (717) 272-6062
Specht Insurance Group Ltd Travelers 1800 E High St Ste 200 Pottstown, Lower Pottsgrove Township, 19464 None

Lebanon County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,500
Driver's Failure In Showing Documents +$139 $1,576
Driving With An Expired Registration +$148 $1,585
Driving At A Considerably Slow Pace +$312 $1,749
Using A Cellphone While Driving +$329 $1,766
Running A Red Light +$335 $1,772
Speeding +$352 $1,789
Driving A Vehicle Without The Required Permission +$447 $1,884
Driving With An Expired/Suspended License +$969 $2,406

Lebanon County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,380
Active Disabling Device $1,380
Tracking Device $1,351
Passive Disabling Device $1,336