Lebanon Auto Insurance Rates, Quotes, Agents & Reviews in PA

Lebanon, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lebanon, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lebanon, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lebanon, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lebanon, PA with that of other cities in and around Lebanon.

Lebanon Sand Hill Pleasant Hill North Lebanon Avon West Lebanon
Average Insurance Rates $1,371 $1,431 $1,387 $1,436 $1,424 $1,370

Lebanon, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lebanon, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lebanon $1,355 $1,145
Lebanon South $1,717 $1,450
Hebron $1,314 $1,110
West Lebanon $1,464 $1,236
Sand Hill $1,536 $1,297
Pleasant Hill $1,483 $1,253
North Lebanon $1,427 $1,205
Avon $1,017 $859

Lebanon, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lebanon, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,449
20 Years $1,762
30 Years $1,357
40 Years $1,305
50 Years $1,209
60 Years $1,226
70 Years $1,427

Lebanon, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lebanon, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $329
3 Vehicles $3,619 $494
4 Vehicles $4,826 $658

Savings on 2 Vehicles bundle:$329

Savings on 3 Vehicles bundle:$494

Savings on 4 Vehicles bundle:$658


Lebanon, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lebanon, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Lebanon $1,371 $2,158
Lebanon South $1,418 $2,232
Hebron $1,388 $2,185
West Lebanon $1,370 $2,157
Sand Hill $1,431 $2,253
Pleasant Hill $1,387 $2,183
North Lebanon $1,436 $2,260
Avon $1,424 $2,242

Lebanon, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,176
Excellent (740-799) $1,343
Good (670-739) $1,429
Average (580-669) $1,864
Poor (300-579) $2,236

Lebanon, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Myers & Bell Insurance Agency Liberty Mutual Independent 190 COCALICO CREEK RD, STEVENS, 17578 (800) 568-4432
Curt Walizer State Farm 349 West Chocolate Avenue, Hershey, 17033-1636 717-533-8568
Earl Tropp State Farm 55 W Main Street, Annville, 17003-1319 717-867-4456
Daniel Burton Jr. State Farm 1801 Fruitville Pike Ste 101, Lancaster, 17601-4079 717-569-8266
Affinity Insurance Associates Inc. Erie 49 N Broad Street, Lititz, 17543 None
Kayla Vollmer Liberty Mutual One East Uwchlan Ave Suite 119, Exton, 19341 1-610-363-9390
Bob Phillips State Farm 832 Chestnut St, Lebanon, 17042-5229 717-273-0545
Millers Insurance Agency Inc Erie 255 W UWCHLAN AVE, DOWNINGTOWN, 19335 610-269-4500
Body Borneman Associates Inc Erie 17 E Philadelphia Avenue, Boyertown, 19512 None
The Rigg Darlington Group Liberty Mutual Independent 14 E. Welsh Pool Road Exton, Uwchlan Township, 19341 (484) 870-3693

Lebanon, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,431
Driver's Failure In Showing Documents +$133 $1,504
Driving With An Expired Registration +$141 $1,512
Driving At A Considerably Slow Pace +$298 $1,669
Using A Cellphone While Driving +$314 $1,685
Running A Red Light +$319 $1,690
Speeding +$336 $1,707
Driving A Vehicle Without The Required Permission +$426 $1,797
Driving With An Expired/Suspended License +$924 $2,295

Lebanon, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,316
Active Disabling Device $1,316
Tracking Device $1,289
Passive Disabling Device $1,275

Latest Auto Insurance Reviews in Lebanon, PA | Back to Top

Mapfre Insurance
I would not recommend this company only because of the pricing of the policies is too high for me to afford.
Mapfre Insurance
I would not recommend this company only because of the pricing of the policies is too high for me to afford.
Allstate
I wish there were more "bells and whistles" like bundles or incentives that some other companies offer. To my knowledge, these are not offered by Allstate.