Leeds Auto Insurance Rates, Quotes, Agents & Reviews in AL

Leeds, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Leeds, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Leeds, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Leeds, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Leeds, AL with that of other cities in and around Leeds.

Leeds Shoal Creek Mountain Brook Chelsea Dunnavant Irondale
Average Insurance Rates $1,559 $1,783 $1,953 $1,440 $1,453 $1,458

Leeds, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Leeds, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Leeds $1,615 $1,364
Irondale $1,448 $1,223
Dunnavant $1,258 $1,062
Shoal Creek $2,419 $2,044
Vandiver $2,163 $1,827
Brook Highland $1,908 $1,611
Chelsea $1,212 $1,024
Mountain Brook $1,986 $1,677

Leeds, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Leeds, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,059
20 Years $2,003
30 Years $1,543
40 Years $1,484
50 Years $1,375
60 Years $1,394
70 Years $1,622

Leeds, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Leeds, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,744 $374
3 Vehicles $4,116 $561
4 Vehicles $5,488 $748

Savings on 2 Vehicles bundle:$374

Savings on 3 Vehicles bundle:$561

Savings on 4 Vehicles bundle:$748

Leeds, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Leeds, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Leeds $1,559 $2,764
Irondale $1,458 $2,585
Dunnavant $1,453 $2,576
Shoal Creek $1,783 $3,161
Vandiver $2,100 $3,723
Brook Highland $1,694 $3,003
Chelsea $1,440 $2,553
Mountain Brook $1,953 $3,463

Leeds, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,338
Excellent (740-799) $1,527
Good (670-739) $1,625
Average (580-669) $2,119
Poor (300-579) $2,543

Leeds, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Breck Price Allstate 470 Riverhills Business Park, Birmingham, 35242 (205) 991-5106
Nicki Kearley State Farm 326 Main St, Trussville, 35173-1425 205-655-2146
Travoris Perry Allstate 732 Old Grants Mill Rd Ste 112, Irondale, 35210 (205) 982-3196
Jerome Sims State Farm 1900 Crestwood Blvd Ste 105, Irondale, 35210-2056 205-592-0396
Dave Smith Ins Serv Inc Travelers 9025 4TH AVE S, BIRMINGHAM, 35206 205-833-1278
Amy Smith State Farm 3900 Montclair Rd Ste 350, Birmingham, 35213-2430 205-870-8820
Cobbs Allen & Hall Inc Liberty Mutual Independent 115 OFFICE PARK DR STE 200, BIRMINGHAM, 35223 205-414-8100
Melissa Reid Allstate 200 Office Park Dr Ste 222, Mountain Brk, 35223 (205) 870-8395

Leeds, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,628
Driver's Failure In Showing Documents +$151 $1,710
Driving With An Expired Registration +$161 $1,720
Driving At A Considerably Slow Pace +$338 $1,897
Using A Cellphone While Driving +$357 $1,916
Running A Red Light +$363 $1,922
Speeding +$382 $1,941
Driving A Vehicle Without The Required Permission +$485 $2,044
Driving With An Expired/Suspended License +$1,051 $2,610

Leeds, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,497
Active Disabling Device $1,497
Tracking Device $1,465
Passive Disabling Device $1,450