Leetsdale Auto Insurance Rates, Quotes, Agents & Reviews in PA

Leetsdale, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Leetsdale, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Leetsdale, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Leetsdale, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Leetsdale, PA with that of other cities in and around Leetsdale.

Leetsdale Bell Acres Edgeworth Leet Ambridge Crescent
Average Insurance Rates $1,364 $1,549 $1,693 $1,475 $1,351 $1,410

Leetsdale, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Leetsdale, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Leetsdale $1,114 $941
Leet $1,644 $1,389
Crescent $1,452 $1,227
South Heights $2,738 $2,312
Edgeworth $1,834 $1,549
Ambridge $1,888 $1,595
Bell Acres $997 $842
Harmony $1,086 $917

Leetsdale, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Leetsdale, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,426
20 Years $1,753
30 Years $1,350
40 Years $1,299
50 Years $1,203
60 Years $1,219
70 Years $1,420

Leetsdale, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Leetsdale, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,373 $355
3 Vehicles $3,560 $532
4 Vehicles $4,747 $709

Savings on 2 Vehicles bundle:$355

Savings on 3 Vehicles bundle:$532

Savings on 4 Vehicles bundle:$709


Leetsdale, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Leetsdale, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Leetsdale $1,364 $2,147
Leet $1,475 $2,322
Crescent $1,410 $2,220
South Heights $1,374 $2,163
Edgeworth $1,693 $2,665
Ambridge $1,351 $2,127
Bell Acres $1,549 $2,438
Harmony $1,379 $2,171

Leetsdale, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,170
Excellent (740-799) $1,336
Good (670-739) $1,421
Average (580-669) $1,854
Poor (300-579) $2,225

Leetsdale, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,424
Driver's Failure In Showing Documents +$132 $1,496
Driving With An Expired Registration +$140 $1,504
Driving At A Considerably Slow Pace +$296 $1,660
Using A Cellphone While Driving +$312 $1,676
Running A Red Light +$318 $1,682
Speeding +$334 $1,698
Driving A Vehicle Without The Required Permission +$424 $1,788
Driving With An Expired/Suspended License +$919 $2,283

Leetsdale, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,309
Active Disabling Device $1,309
Tracking Device $1,282
Passive Disabling Device $1,269