Lehigh County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Lehigh County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lehigh County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lehigh County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lehigh County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lehigh County, PA with that of other cities in and around Lehigh County.

Lehigh County South Whitehall North Whitehall Trexlertown Schnecksville Upper Macungie
Average Insurance Rates $1,292 $1,492 $1,510 $1,457 $1,501 $1,543

Lehigh County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lehigh County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lehigh County $2,062 $1,742
South Whitehall $1,835 $1,550
Cetronia $1,354 $1,144
Upper Macungie $1,317 $1,113
Trexlertown $957 $808
Schnecksville $1,378 $1,164
Wescosville $1,461 $1,234
North Whitehall $1,384 $1,169

Lehigh County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lehigh County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,192
20 Years $1,660
30 Years $1,279
40 Years $1,230
50 Years $1,139
60 Years $1,155
70 Years $1,345

Lehigh County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lehigh County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,222 $362
3 Vehicles $3,333 $543
4 Vehicles $4,444 $724

Savings on 2 Vehicles bundle:$362

Savings on 3 Vehicles bundle:$543

Savings on 4 Vehicles bundle:$724


Lehigh County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lehigh County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Lehigh County $1,292 $2,034
South Whitehall $1,492 $2,349
Cetronia $1,472 $2,317
Upper Macungie $1,543 $2,429
Trexlertown $1,457 $2,293
Schnecksville $1,501 $2,363
Wescosville $1,528 $2,405
North Whitehall $1,510 $2,377

Lehigh County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,109
Excellent (740-799) $1,265
Good (670-739) $1,346
Average (580-669) $1,756
Poor (300-579) $2,107

Lehigh County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Tobash Nationwide 121 North 3rd Street, Allentown, 18101-1803 (610) 433-5261
Premier Group Insurance Llc Travelers 106 CENTRAL AVE, CHELTENHAM, 19012 215-663-8998
Dan Beeler State Farm 2021 Bridgetown Pike, Feasterville, 19053-7209 215-322-0900
Erik Westervelt Liberty Mutual 2 W. Baltimore Avenue Suite 300, Media, 19063 1-610-548-7150
Shawn Leh State Farm 7729 Main St, Fogelsville, 18051-1600 610-395-3200
John Nicolucci State Farm 6001 Ridge Ave, Philadelphia, 19128-1651 215-482-7000
Risk Analytics None 950 Street Rd Ste L 1 Southampton, Lower Southampton Township, 18966 None
Mckeighan Insurance Agency Inc Liberty Mutual Independent 8 SMEDLEY LN 1ST FL, NEWTOWN SQUARE, 19073 (610) 355-9400
Usi Midatlantic Inc Liberty Mutual Independent 630 W GERMANTOWN PIKE, PLYMOUTH MEETING, 19462 484-351-4600
The Safegard Group Inc Liberty Mutual Independent 100 Granite Dr. Suite 109 Media, Middletown Township, 19063 None

Lehigh County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,349
Driver's Failure In Showing Documents +$125 $1,417
Driving With An Expired Registration +$133 $1,425
Driving At A Considerably Slow Pace +$280 $1,572
Using A Cellphone While Driving +$296 $1,588
Running A Red Light +$301 $1,593
Speeding +$317 $1,609
Driving A Vehicle Without The Required Permission +$402 $1,694
Driving With An Expired/Suspended License +$871 $2,163

Lehigh County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,240
Active Disabling Device $1,240
Tracking Device $1,214
Passive Disabling Device $1,202