Leisure World Auto Insurance Rates, Quotes, Agents & Reviews in MD

Leisure World, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Leisure World, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Leisure World, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Leisure World, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Leisure World, MD with that of other cities in and around Leisure World.

Leisure World Wheaton Cloverly Glenmont Colesville Aspen Hill
Average Insurance Rates $1,341 $1,407 $1,469 $1,439 $1,455 $1,145

Leisure World, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Leisure World, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Leisure World $1,506 $1,272
Aspen Hill $1,798 $1,519
Layhill $1,883 $1,590
Glenmont $1,647 $1,391
Olney $1,663 $1,405
Wheaton $1,844 $1,557
Cloverly $1,920 $1,622
Colesville $1,381 $1,167

Leisure World, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Leisure World, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,351
20 Years $1,723
30 Years $1,327
40 Years $1,277
50 Years $1,182
60 Years $1,199
70 Years $1,396

Leisure World, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Leisure World, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,360 $322
3 Vehicles $3,540 $483
4 Vehicles $4,720 $644

Savings on 2 Vehicles bundle:$322

Savings on 3 Vehicles bundle:$483

Savings on 4 Vehicles bundle:$644


Leisure World, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Leisure World, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Leisure World $1,341 $2,138
Aspen Hill $1,145 $1,826
Layhill $1,442 $2,299
Glenmont $1,439 $2,294
Olney $1,479 $2,358
Wheaton $1,407 $2,243
Cloverly $1,469 $2,342
Colesville $1,455 $2,320

Leisure World, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,151
Excellent (740-799) $1,313
Good (670-739) $1,397
Average (580-669) $1,823
Poor (300-579) $2,187

Leisure World, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sara Schultze State Farm 13332 Clarksville Pike Ste A, Highland, 20777-9701 301-924-1702
Norman Thomas State Farm 10601 Baltimore Ave Ste 300, Beltsville, 20705-2151 301-595-4347
Jessica Cortes State Farm 966 Hungerford Dr Ste 10B, Rockville, 20850-1743 301-340-3101
Novick Group, Inc. None 1 Church St, Ste 400, Rockville, 20850 None
Donna Taylor State Farm 357 Main St Ste 100, Gaithersburg, 20878-5525 301-330-6612
Twfg Insurance Services Inc Travelers 1717 ELTON RD STE 212, SILVER SPRING, 20903 301-431-1502
Peter Webb State Farm 15215 Shady Grove Rd Ste 102, Rockville, 20850 301-948-4414
Gregory A. Culver None 14261 Triadelphia Mill Rd, Dayton, 21036 None
Weaver Bros Ins Associates Travelers 4550 MONTGOMERY AVE STE 300 N TOWER, BETHESDA, 20814 301-986-4400
Lee Greenhowe State Farm 11100 Liberty Rd Ste E, Randallstown, 21133-1054 410-496-8526
Charles R Butler Nationwide 932 Hungerford Dr Unit 28-B, Rockville, 20850-1713 (301) 424-4000
Brigid Mulligan State Farm 1923 York Rd Ste 2, Timonium, 21093-4254 410-561-5522

Leisure World, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,400
Driver's Failure In Showing Documents +$130 $1,471
Driving With An Expired Registration +$138 $1,479
Driving At A Considerably Slow Pace +$291 $1,632
Using A Cellphone While Driving +$307 $1,648
Running A Red Light +$312 $1,653
Speeding +$329 $1,670
Driving A Vehicle Without The Required Permission +$417 $1,758
Driving With An Expired/Suspended License +$904 $2,245

Leisure World, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,287
Active Disabling Device $1,287
Tracking Device $1,261
Passive Disabling Device $1,247