Leland Auto Insurance Rates, Quotes, Agents & Reviews in NC

Leland, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Leland, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Discounts Available on Car Insurance in Leland, NC

Car insurance is one of the most important things to protect yourself and your car. Whether driving to work or taking a leisurely drive on the weekends, you never know when an accident will happen. That's why having car insurance is so important – it can help cover the cost of repairs or replacement if your car is damaged or totaled in an accident. There are a lot of different factors that go into determining your car insurance rates. Your age, gender, driving history, and the type of car you drive are all important factors. But where you live is also a big factor. Your ZIP code can have a big impact on your car insurance rates.

The average cost of car insurance in Leland, NC, is $1,021. No matter which option you choose, make sure that you are getting the coverage that you need. Car insurance is an important part of being a responsible driver. Zimlon has compiled a list of car insurance providers in Leland, NC, after comparing quotes from the city's top car insurance providers.

Car Insurance Rates Based on Age 

Car insurance rates in Leland, NC, vary significantly based on the driver's age. For example, a teen driver can expect to pay about $3313 for car insurance, while a 40-year-old driver will pay only $972. This difference is due to the fact that younger drivers are considered to be more of a risk by insurance companies and are therefore charged higher rates.

Car Insurance Rates Based on Credit History

Insurance companies use credit scores to determine rates because they’re a good predictor of risk. Studies have shown that drivers with lower credit scores are more likely to file claims and get into accidents than drivers with higher credit scores. You can still get car insurance if you have a poor credit score, but you’ll likely pay more. For instance, in Leland, North Carolina, car owners with exceptional credit scores pay $876 for vehicle insurance. In contrast, drivers with poor credit must spend $1,665 for auto insurance in Leland, North Carolina. You can do a few things to help lower your rates, such as shopping around for the best deal, buying a less expensive car, or taking a driver’s education course.


Car Insurance Rates Post-DUI

If you have been arrested for DUI in Leland, NC, your car insurance rates will go up significantly. This is because insurers view DUI offenders as high-risk drivers. They are more likely to be involved in accidents and, thus, pose a greater risk to the insurer. To offset this risk, insurers charge DUI drivers higher rates. For instance, on average, Leland, North Carolina, charges $1,021 for auto insurance. After a DUI, the driver must pay $4,188 in vehicle insurance premiums.

Factors that can influence the cost of car insurance in Leland, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Leland, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Leland, NC with that of other cities in and around Leland.

Leland Wilmington New Hanover County Hightsville Belville Silver Lake
Average Insurance Rates $1,021 $1,037 $1,033 $1,022 $1,005 $986

Leland, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Leland, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Leland $1,606 $1,356
Belville $1,410 $1,191
Town Creek $1,089 $920
Navassa $1,415 $1,195
Silver Lake $1,437 $1,214
Hightsville $1,111 $939
Wilmington $1,447 $1,222
New Hanover County $1,440 $1,216

Leland, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Leland, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,313
20 Years $1,312
30 Years $1,010
40 Years $972
50 Years $900
60 Years $913
70 Years $1,063

Leland, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Leland, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,736 $306
3 Vehicles $2,604 $459
4 Vehicles $3,471 $613

Savings on 2 Vehicles bundle:$306

Savings on 3 Vehicles bundle:$459

Savings on 4 Vehicles bundle:$613

Leland, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Leland, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Leland $1,021 $4,188
Belville $1,005 $4,122
Town Creek $1,004 $4,118
Navassa $964 $3,954
Silver Lake $986 $4,044
Hightsville $1,022 $4,192
Wilmington $1,037 $4,253
New Hanover County $1,033 $4,237

Leland, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $876
Excellent (740-799) $1,000
Good (670-739) $1,064
Average (580-669) $1,388
Poor (300-579) $1,665

Leland, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Ager Allstate 4837 Carolina Beach Rd Ste 101, Wilmington, 28412 (910) 392-5040
Josh London State Farm 1112 E Cutlar Crossing Ste 104, Leland, 28451-7678 910-383-1303
Henry Brown State Farm 2816a S College Rd, Wilmington, 28412-6827 910-395-2300
Tim Moore State Farm 7016 Market Street, Wilmington, 28411-9728 910-686-1272
Owens Insurance Agency & Financial Services Inc. Nationwide 5704 Oleander Dr STE 101, Wilmington, 28403-4730 (910) 392-1985
American Auto Club Ins Agency Llc Travelers 906 S COLLEGE RD, WILMINGTON, 28403 910-865-5186
Tianliang Li Travelers 5315 S COLLEGE RD STE F, WILMINGTON, 28412 910-799-9199
Harmon W Mishoe Jr Insurance Inc Nationwide 929 S College Rd, Wilmington, 28403-4411 (910) 791-5567
Cross Roads Insurance Of Wilmington Inc. None 4555 Fountain Dr, Wilmington, 28403 None

Leland, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$45 $1,066
Driver's Failure In Showing Documents +$99 $1,120
Driving With An Expired Registration +$105 $1,126
Driving At A Considerably Slow Pace +$222 $1,243
Using A Cellphone While Driving +$234 $1,255
Running A Red Light +$238 $1,259
Speeding +$250 $1,271
Driving A Vehicle Without The Required Permission +$318 $1,339
Driving With An Expired/Suspended License +$688 $1,709

Leland, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $980
Active Disabling Device $980
Tracking Device $960
Passive Disabling Device $950