Lewiston Auto Insurance Rates, Quotes, Agents & Reviews in ID

Lewiston, ID Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lewiston, ID, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lewiston, ID are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lewiston, ID Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lewiston, ID with that of other cities in and around Lewiston.

Lewiston Lapwai Clarkston Heights-Vineland Culdesac South Lewis Winchester
Average Insurance Rates $956 $1,104 $1,566 $1,103 $1,059 $1,032

Lewiston, ID Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lewiston, ID based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lewiston $1,120 $946
Nez Perce County $963 $813
Sweetwater $1,133 $957
Winchester $1,439 $1,215
Lapwai $1,595 $1,348
Culdesac $2,079 $1,756
South Lewis $1,376 $1,162
Clarkston Heights-Vineland $1,167 $986

Lewiston, ID Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lewiston, ID usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,102
20 Years $1,228
30 Years $946
40 Years $910
50 Years $843
60 Years $855
70 Years $995

Lewiston, ID Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lewiston, ID can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,663 $249
3 Vehicles $2,495 $373
4 Vehicles $3,327 $497

Savings on 2 Vehicles bundle:$249

Savings on 3 Vehicles bundle:$373

Savings on 4 Vehicles bundle:$497

Lewiston, ID Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lewiston, ID.

Location Average Insurance Cost Post DUI Insurance Rate
Lewiston $956 $1,524
Nez Perce County $1,008 $1,607
Sweetwater $1,000 $1,594
Winchester $1,032 $1,645
Lapwai $1,104 $1,760
Culdesac $1,103 $1,759
South Lewis $1,059 $1,689
Clarkston Heights-Vineland $1,566 $2,514

Lewiston, ID Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $820
Excellent (740-799) $936
Good (670-739) $996
Average (580-669) $1,300
Poor (300-579) $1,559

Lewiston, ID Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Troy Insurance Travelers 625 8TH ST, LEWISTON, 83501 208-743-3541
Rebecca Knudson State Farm 1920 19th Ave, Lewiston, 83501-4069 208-746-2400
Aaa Insurance Agency Travelers 802 BRYDEN AVE, LEWISTON, 83501 877-222-4678
Bruce Wyatt State Farm 502 Thain Rd, Lewiston, 83501-5531 208-743-6249
Murray Insurance Inc Travelers 302 THAIN SUITE D, LEWISTON, 83501 208-743-4880
Kevin Patterson Farmers 618 D St Ste B, Lewiston, 83501 (208) 746-2426
Shook-Leavitt Insurance Agency Inc Travelers 317 W 6TH ST STE 107, MOSCOW, 83843 208-883-5680

Lewiston, ID Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $998
Driver's Failure In Showing Documents +$93 $1,049
Driving With An Expired Registration +$98 $1,054
Driving At A Considerably Slow Pace +$207 $1,163
Using A Cellphone While Driving +$219 $1,175
Running A Red Light +$223 $1,179
Speeding +$234 $1,190
Driving A Vehicle Without The Required Permission +$297 $1,253
Driving With An Expired/Suspended License +$644 $1,600

Lewiston, ID Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $918
Active Disabling Device $918
Tracking Device $899
Passive Disabling Device $889

Latest Auto Insurance Reviews in Lewiston, ID | Back to Top

State Farm
I have a package deal with State Farm, so I have the same reps handling my auto insurance and couldn't be more than happier with their help and service. They make the whole process very easy and painless.
Farm Bureau
I would definitely recommend it based mostly on the premium cost. I haven't had any auto claims or issues, so I don't have any negatives currently to alter my recommendation.
Their offers are more reasonable than others. I have the comprehensive insurance and found that Progressive has the best value and covers pretty much what I need.
I do not like their prices, the lack of discounts offered to me, the lack of communication from the company.