Lexington, KY Auto Insurance Rates

Lexington, KY residents can save $490 by comparing multiple quotes & reading reviews & research on Lexington car insurance rates, quotes, agents & coverage.

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$860 $1220 $1750

Latest Auto Insurance Reviews in Lexington, Kentucky


Kentucky Farm Bureau
I found the best rates with Kentucky Farm Bureau. Everywhere that I got a quote from was really expensive. I was shocked when I got my quote.
Kentucky Farm Bureau
I don't like that their office doesn't have any parking. I have to park in a different area away from the office. It is not very convenient.
Kentucky Farm Bureau
I like that they have really good agents. There office is located in my home town. They don't over charge people.
Travelers
My policy is really good. I have the maximum coverage. I truly feel that Travellers was the lowest price option for the coverage I wanted. Especially on renewal.
Allstate
The customer service at allstate is really incredible. Just this summer I totaled my car and they were so helpful and informative about the whole process, and happy to explain anything!
Esurance
I really appreciate how hassle free it was to sign up for esurance and how easy and convenient it is to keep insured. Additionally, their customer service is top-notch.
Allstate
I have had Allstate for almost 30 years, and one thing I have to say is that they pay claims quickly. They are probably a bit more expensive than some other discount insurers, but I have never had my rates go up because of an accident. And during the years I have had them, I have had my share of fender benders and bigger accidents. I know other companies will raise your rates or drop you if you have an accident.
Travelers
I feel this is an excellent company overall. I feel that I am getting excellent value from the company.
Write Your Review | Lexington, Kentucky Auto Insurance Analysis
Erie Insurance Group, Lexington, KY
$94/1 month
Car Insurance Policy Holder
  • Divorced 23 Years old Male licensed 5 years ago with Financed Dodge Durango R/T used for Commute to Work or School with estimated annual mileage of 20,001+.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 500 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lexington Car Insurance Rate Comparisons

Lexington-Fayette Central, KY's average car insurance of $1220 differs from Nicholasville, KY (+$164), Paris, KY (+$64), Boonesborough-White Hall, KY (+$1020) and Kentucky (+$505)

Lexington Nicholasville, KY Paris, KY Boonesborough-White Hall, KY Kentucky
Median Insurance Rates $1220 +$164 +$64 +$1020 +$505

Lexington Car Insurance Savings By Neighborhood & Street Area

Lexington Driver Street Residence & Car Locations Car Details in Lexington Lexington Driver Demographics Lexington Auto Insurance Estimates Recent Lexington Insurance Savings
Lansdowne
Curtin Dr2008 Toyota Yaris Base53 year married woman$997$576
Malabu Dr2004 Audi TT 225hp quattro79 year male senior$1629$778
Holiday Hills
Viley Rd2005 Volkswagen Passat GLS TDI63 year senior$1353$484
Parterre Pl2010 Chrysler Town and Country Touring Plus18 year female teenager$2927$757
Lexington-Fayette
Oak Hill Dr2012 Dodge Grand Caravan SXT49 year man$1627$651
Bryan Ave2013 Hyundai Elantra GLS22 year woman$1076$632
Deerfield
Regency Point Path2014 Jeep Patriot Latitude54 year married man$1387$740
Wabash Dr2014 Mazda MAZDA3 i Touring72 year female senior$1399$441
Fairway
Hambrick Ave2013 Ford Fusion SE17 year male teenager$2794$519
Robertson Ave2010 Lincoln MKX Base19 year teenager$3114$639

Lexington Post DUI Car Insurance Rates

Lexington-Fayette Central Nicholasville Lexington-Fayette urban county Scott County Kentucky
Median Post DUI Insurance Rate $2269 +$305 -$205 -$168 +$939
Male Teenager Post DUI Insurance Rate $5786 +$777 -$523 -$428 +$2394
Female Teenager Post DUI Insurance Rate $5308 +$714 -$478 -$391 +$2198

The Post DUI insurance in Lexington-Fayette Central, KY's is $2269 compared to Nicholasville (+$305), Lexington-Fayette urban county (-$205), Scott County (-$168) and Kentucky (+$939)

In Lexington-Fayette Central, a male teenager with Post DUI pays $478 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Volkswagen Passat GLS TDI in Lexington-Fayette Central, KY would pay $5581 on auto insurance while a female teenager POST DUI would pay $5122.

Lexington Car Insurance by Segment

Lexington Teenagers Car Insurance Rates Comparison

10844 Lexington-Fayette Central Teenagers (9% of total population), 49% Male & 51% Female.

Lexington-Fayette Central Cottonburg-Valley View Woodford County Boonesborough-White Hall Kentucky
All Teenagers $3013 +$1433 +$2643 +$2519 +$1247
Male Teenager $3111 +$1479 +$2728 +$2601 +$1287
Female Teenager $2854 +$1358 +$2504 +$2387 +$1182

Lexington-Fayette Central teenagers pay $3013 in insurance in contrast with Cottonburg-Valley View (+$1433), Woodford County (+$2643), Boonesborough-White Hall (+$2519) and Kentucky (+$1247). The difference between Male & Female teenagers in Lexington-Fayette Central is $257

Example

  • 2014 Honda CR-V EX Male Teenager Insurance Rate $2845
  • 2014 Kia Optima EX Female Teenager Insurance Rate $2410

Lexington Men & Women Car Insurance

110951 Lexington-Fayette Central Adults (100% of total population), 49% Men & 51% Women.

Lexington-Fayette Central Jessamine County Boonesborough-White Hall Scott County Kentucky
All Women $1146 -$28 +$959 -$84 +$475
Married Women $1049 -$26 +$877 -$78 +$434
All Men $1720 -$43 +$1438 -$127 +$712
Married Men $1659 -$41 +$1387 -$123 +$687

The typical insurance rate of $1720 that Lexington-Fayette Central Men pay varies from Jessamine County (-$43), Boonesborough-White Hall (+$1438), Scott County (-$127) and Kentucky (+$712). In Lexington-Fayette Central, married men pay $610 more than married women.

Example

  • 2014 Lexus IS 250 Base Married Men Insurance Rate $1528
  • 2012 Acura MDX Advance Married Women Insurance Rate $1784

Lexington Senior Car Insurance

18588 Lexington-Fayette Central Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Lexington-Fayette Central Lexington-Fayette Northeast Versailles Fayette County Kentucky
All Seniors $1403 +$1299 +$69 -$127 +$580
Senior Men $1378 +$1277 +$68 -$124 +$571
Senior Women $1439 +$1334 +$71 -$130 +$596

Lexington-Fayette Central seniors pay $1403 in insurance compared to Lexington-Fayette Northeast (+$1299), Versailles (+$69), Fayette County (-$127) and Kentucky (+$580). In Lexington-Fayette Central, senior men pay $61 less than senior women.

Lexington Car Insurance Discounts for Multiple Vehicles

Lexington-Fayette Central Population with 1 Vehicle 18912 (40% of Lexington-Fayette Central population), 2 Vehicles 15530 (33% of the Lexington-Fayette Central population) and 3 vehicles 4686 (10% of the population)

Lexington-Fayette Central Fayette County Paris Ford-Boonesborough Kentucky
2 Vehicles $2318 -$209 +$122 +$2147 +$960
3 Vehicles $3538 -$319 +$186 +$3277 +$1465
4 Vehicles $4758 -$429 +$250 +$4407 +$1970

Car Insurance Agents in Lexington, KY

Rank Agent Name Agent Contact
1 AAA Insurance 3008 Atkinson Ave, Lexington, KY 40509
2 AAA Insurance 3710 Palomar Centre Dr, Lexington, KY 40513
3 Al Jones Insurance Agency 274 Southland Dr Ste 106a, Lexington, KY 40503
4 Alton Hare 1716 Sharkey Way Ste 100, Lexington, KY 40511
5 Al Torstrick Insurance Agency 343 Waller Ave, Lexington, KY 40504
6 Art Walters Insurance Agency 811 Corporate Dr Ste 104, Lexington, KY 40503
7 At Your Service Insurance 128 Burt Rd, Lexington, KY 40503
8 At Your Service Insurance 1204 Versailles Rd, Lexington, KY 40508
9 Auto Insurance Network 440 Old Vine St, Lexington, KY 40507
10 Barnes Insurance Center 1202 Winchester Rd Ste 100, Lexington, KY 40505

Lexington Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Volkswagen, Jetta TDI $1000 $1200 $1700 $1110 $2110 $-410
Ford, Fiesta SE $1500 $1250 $1750 $1160 $2660 $-910
BMW, 328i $100 $1280 $1380 $1190 $1290 $90
Chrysler, Town & Country Limited $500 $1310 $1810 $1200 $1700 $110
BMW, 650i $700 $1480 $1980 $1390 $2090 $-110