Lexington Auto Insurance Rates, Quotes, Agents & Reviews in OK

Lexington, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lexington, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lexington, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lexington, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lexington, OK with that of other cities in and around Lexington.

Lexington Wayne McClain County Noble Purcell Slaughterville
Average Insurance Rates $1,542 $1,527 $1,641 $1,568 $1,633 $1,575

Lexington, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lexington, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lexington $1,349 $1,140
Wayne $1,367 $1,154
Slaughterville $1,649 $1,393
McClain County $1,113 $940
Rosedale $2,068 $1,747
Purcell $1,539 $1,300
Noble $2,772 $2,341
East Cleveland $1,486 $1,255

Lexington, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lexington, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,004
20 Years $1,981
30 Years $1,526
40 Years $1,468
50 Years $1,360
60 Years $1,379
70 Years $1,605

Lexington, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lexington, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,652 $432
3 Vehicles $3,978 $648
4 Vehicles $5,304 $864

Savings on 2 Vehicles bundle:$432

Savings on 3 Vehicles bundle:$648

Savings on 4 Vehicles bundle:$864

Lexington, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lexington, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Lexington $1,542 $2,408
Wayne $1,527 $2,385
Slaughterville $1,575 $2,460
McClain County $1,641 $2,563
Rosedale $1,513 $2,363
Purcell $1,633 $2,550
Noble $1,568 $2,449
East Cleveland $1,601 $2,500

Lexington, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,323
Excellent (740-799) $1,510
Good (670-739) $1,607
Average (580-669) $2,096
Poor (300-579) $2,515

Lexington, OK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
James Blossom Farmers 1014 24th Ave NW Ste 110, Norman, 73069 (405) 928-5995
Garner Insurance Travelers 402 W MAIN ST, NORMAN, 73069 405-366-8700
Hien V. Tran Liberty Mutual 2236 24Th Ave Nw, Norman, 73069 1-405-515-7948
National Insurance Agency Travelers 302 W MAIN STE 102, PURCELL, 73080 405-527-2177
Trevor Randall Farmers 3601 S Broadway Ste 350, Edmond, 73013 (405) 341-7878
Steiner Insurance Group Travelers 1161 Sonoma Park Dr, Norman, 73071 None
Safeguard Insurance Travelers 16610 N PENN, EDMOND, 73012 405-509-6609
Simaray Brown Farmers 10400 Vineyard Blvd Ste G, Okc, 73120 (405) 286-5532
Kyra Kaffenberger Liberty Mutual 1333 N. Santa Fe Ave. Suite 114, Edmond, 73003 1-405-341-2118
Bradford Willis Ins Farmers 2925 NW 156th St, Edmond, 73013 (405) 286-3600
Ok Agents Alliance Allstate 3001 United Fdrs Blvd Ste B, Oklahoma City, 73112 (405) 702-0916

Lexington, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,610
Driver's Failure In Showing Documents +$150 $1,692
Driving With An Expired Registration +$159 $1,701
Driving At A Considerably Slow Pace +$335 $1,877
Using A Cellphone While Driving +$353 $1,895
Running A Red Light +$359 $1,901
Speeding +$378 $1,920
Driving A Vehicle Without The Required Permission +$480 $2,022
Driving With An Expired/Suspended License +$1,039 $2,581

Lexington, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,480
Active Disabling Device $1,480
Tracking Device $1,449
Passive Disabling Device $1,434