Lexington, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lexington, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Lexington, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Lexington, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lexington, SC with that of other cities in and around Lexington.

	Lexington	Springdale	Irmo	Seven Oaks	Red Bank	Oak Grove
Average Insurance Rates	$990	$1,447	$991	$1,445	$1,427	$1,435

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Lexington, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lexington, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Lexington	$1,114	$941
Red Bank	$1,100	$929
Oak Grove	$1,663	$1,405
Irmo	$2,545	$2,150
South Congaree	$1,522	$1,286
Seven Oaks	$1,108	$936
Springdale	$1,092	$922
West Columbia	$1,630	$1,377

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Lexington, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lexington, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,212
20 Years	$1,272
30 Years	$980
40 Years	$943
50 Years	$873
60 Years	$885
70 Years	$1,030

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Lexington, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lexington, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$1,742	$238
3 Vehicles	$2,614	$356
4 Vehicles	$3,485	$475

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Lexington, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lexington, SC.

Location	Average Insurance Cost	Post DUI Insurance Rate
Lexington	$990	$1,496
Red Bank	$1,427	$2,156
Oak Grove	$1,435	$2,168
Irmo	$991	$1,497
South Congaree	$1,434	$2,167
Seven Oaks	$1,445	$2,183
Springdale	$1,447	$2,186
West Columbia	$1,441	$2,177

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Lexington, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$849
Excellent (740-799)	$970
Good (670-739)	$1,032
Average (580-669)	$1,346
Poor (300-579)	$1,615

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Lexington, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Morgan & Associates Inc.	Nationwide	104 Hamilton St, Lexington, 29072-2116	(803) 996-2910
Carolina Insurance Group Of Sc	Travelers	141 Charter Oak Rd, Lexington, 29072	None
Lavone Roberson	Allstate	111A Ivy Park Ln, Lexington, 29072	(803) 520-8203
Ernie Yarborough Jr	Nationwide	4510 St Andrews Rd, Columbia, 29210-4100	(803) 798-2140
Peoples Choice Ins & Financial Services	Travelers	207 LAKE VISTA DR, CHAPIN, 29036	803-345-7061
Keisler Hipkins & Associates Ins Group Llc	Travelers	711 E MAIN ST STE C, LEXINGTON, 29072	803-454-6500
Hub International Southeast	Liberty Mutual Independent	176 MCSWAIN DR, WEST COLUMBIA, 29169	803-739-0001
Scma Financial Services Inc	Liberty Mutual Independent	132 Westpark Blvd, COLUMBIA, 29210	(803) 798-6207
Countybanc Insurance	Liberty Mutual Independent	4727 SUNSET BLVD, LEXINGTON, 29072	(864) 942-8000

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Lexington, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$44	$1,034
Driver's Failure In Showing Documents	+$96	$1,086
Driving With An Expired Registration	+$102	$1,092
Driving At A Considerably Slow Pace	+$215	$1,205
Using A Cellphone While Driving	+$227	$1,217
Running A Red Light	+$231	$1,221
Speeding	+$243	$1,233
Driving A Vehicle Without The Required Permission	+$308	$1,298
Driving With An Expired/Suspended License	+$667	$1,657

Lexington, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$950
Active Disabling Device	$950
Tracking Device	$931
Passive Disabling Device	$921

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Latest Auto Insurance Reviews in Lexington, SC | Back to Top