Lincoln, NE Auto Insurance Rates
Lincoln, NE residents can save $390 by comparing multiple quotes & reading reviews & research on Lincoln car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $656 | $975 | $1836 |
Latest Auto Insurance Reviews in Lincoln, Nebraska
I would highly recommend this company to anyone who is looking for car insurance. It is affordable, the customer service is great, and the coverage is perfect.
My premium is less then other other companies with the same deductibles. That makes this company a win win for me. Who would want to pay more for the same
alot cheaper and and attractive price. The deductible is low and is more usuable for me. under 500.00 dollars. the premium is hte cheapest for me which is around 80.00 a month.
I have recommended Amica auto insurance to both friends and family because their policies are thorough and comprehensive, their premiums are less than other comparable agencies.
Amica also shins when it comes to coverage options. In addition to all the standard and additional options you'd expect, the company also offers add on coverage like credit card loss, scheduled personal property.
Amica also shins when it comes to coverage options. In addition to all the standard and additional options you'd expect, the company also offers add on coverage like credit card loss, scheduled personal property.
My company offers any sort of policy you could want. Everything from personnel to commercial exists with allstate.
Customer service and support is open and there to assist me and has always helped in a matter of minutes not hours. No waiting around for someone to get back to me.
I like the prices and the online available logins and information. there customers service is the greatest.
Before picking State Farm, we contacted many other companies to check on their premiums. The competitive prices are out there but State Farm had the lower price plus other benefits. They offer multi vehicle discounts and good driver discounts.
I use an independent insurance agent and they do search rates and coverages every year to see which has the best premiums. I feel pretty good that I have competitive premiums.
The prices are affordable. They are trustworthy and respond quickly.
- Single 22 Years old Female licensed 2 years ago with Own Jaguar XKR used for Business with estimated annual mileage of 15,001 - 20,000.
- vocational education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Lincoln Car Insurance Rate Comparisons
Lincoln, NE's average car insurance of $975 differs from Stockton, NE (+$895), Yankee Hill, NE (+$925), Lancaster County, NE (+$185) and Nebraska (+$409)
| Lincoln | Stockton, NE | Yankee Hill, NE | Lancaster County, NE | Nebraska | |
| Median Insurance Rates | $975 | +$895 | +$925 | +$185 | +$409 |
Lincoln Car Insurance Savings By Neighborhood & Street Area
| Lincoln Driver Street Residence & Car Locations | Car Details in Lincoln | Lincoln Driver Demographics | Lincoln Auto Insurance Estimates | Recent Lincoln Insurance Savings |
|---|---|---|---|---|
| West Lincoln | ||||
| W Benton St | 2005 Buick Rendezvous CX | 62 year male senior | $751 | $676 |
| W Irving St | 2009 Ford Fusion SE | 17 year male teenager | $3555 | $404 |
| Jamaica | ||||
| Mohave Dr | 2008 Mazda MAZDASPEED3 Sport | 50 year man | $1449 | $721 |
| Rebel Dr | 2009 Chrysler 300 Touring | 26 year married woman | $786 | $802 |
| Havelock | ||||
| N 76th St | 2006 Cadillac DTS Luxury I | 52 year woman | $1074 | $371 |
| N 82nd Ct | 2011 Volkswagen Jetta S | 74 year senior | $1172 | $921 |
| Cushman | ||||
| SW 44th St | 2007 Acura TSX Base | 40 year married man | $1684 | $905 |
| W Garfield Cir | 2012 Honda Civic LX | 83 year female senior | $1308 | $866 |
| College View | ||||
| Sumner Pl | 2006 Jeep Commander Limited | 19 year teenager | $2411 | $300 |
| S Hampton Rd | 2012 Dodge Journey SXT | 16 year female teenager | $2180 | $320 |
Lincoln Post DUI Car Insurance Rates
| Lincoln | Bennet | Oak | North Bluff | Nebraska | |
| Median Post DUI Insurance Rate | $1813 | +$456 | +$1721 | +$1758 | +$761 |
| Male Teenager Post DUI Insurance Rate | $7343 | +$1847 | +$6969 | +$7120 | +$3082 |
| Female Teenager Post DUI Insurance Rate | $4441 | +$1118 | +$4217 | +$4308 | +$1864 |
The Post DUI insurance in Lincoln, NE's is $1813 compared to Bennet (+$456), Oak (+$1721), North Bluff (+$1758) and Nebraska (+$761)
In Lincoln, a male teenager with Post DUI pays $2902 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDASPEED3 Sport in Lincoln, NE would pay $6824 on auto insurance while a female teenager POST DUI would pay $4127.
Lincoln Car Insurance by Segment
Lincoln Teenagers Car Insurance Rates Comparison
19325 Lincoln Teenagers (7% of total population), 51% Male & 49% Female.
| Lincoln | Waverly | North Bluff | Stevens Creek | Nebraska | |
| All Teenagers | $2954 | +$106 | +$2863 | +$2863 | +$1239 |
| Male Teenager | $3948 | +$142 | +$3828 | +$3828 | +$1657 |
| Female Teenager | $2388 | +$86 | +$2316 | +$2316 | +$1002 |
Lincoln teenagers pay $2954 in insurance in contrast with Waverly (+$106), North Bluff (+$2863), Stevens Creek (+$2863) and Nebraska (+$1239). The difference between Male & Female teenagers in Lincoln is $1560
Example
- 2004 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $3653
- 2007 GMC Sierra 1500 SLE2 Female Teenager Insurance Rate $2288
Lincoln Men & Women Car Insurance
259218 Lincoln Adults (100% of total population), 50% Men & 50% Women.
| Lincoln | Bennet | Stevens Creek | Yankee Hill | Nebraska | |
| All Women | $897 | +$225 | +$869 | +$851 | +$376 |
| Married Women | $819 | +$205 | +$793 | +$777 | +$343 |
| All Men | $1560 | +$392 | +$1512 | +$1480 | +$654 |
| Married Men | $1560 | +$392 | +$1512 | +$1480 | +$654 |
The typical insurance rate of $1560 that Lincoln Men pay varies from Bennet (+$392), Stevens Creek (+$1512), Yankee Hill (+$1480) and Nebraska (+$654). In Lincoln, married men pay $741 more than married women.
Example
- 2011 Lincoln MKZ Married Men Insurance Rate $1395
- 2014 Kia Sorento LX Married Women Insurance Rate $1270
Lincoln Senior Car Insurance
40588 Lincoln Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Lincoln | Oak | Centerville | Malcolm | Nebraska | |
| All Seniors | $1257 | +$1194 | +$1129 | +$445 | +$528 |
| Senior Men | $848 | +$805 | +$761 | +$300 | +$356 |
| Senior Women | $1482 | +$1406 | +$1330 | +$524 | +$621 |
Lincoln seniors pay $1257 in insurance compared to Oak (+$1194), Centerville (+$1129), Malcolm (+$445) and Nebraska (+$528). In Lincoln, senior men pay $634 less than senior women.
Lincoln Car Insurance Discounts for Multiple Vehicles
Lincoln Population with 1 Vehicle 35846 (35% of Lincoln population), 2 Vehicles 41581 (40% of the Lincoln population) and 3 vehicles 13687 (13% of the population)
| Lincoln | Eagle | Roca | Oak | Nebraska | |
| 2 Vehicles | $1853 | +$1054 | +$484 | +$1757 | +$777 |
| 3 Vehicles | $2828 | +$1609 | +$739 | +$2682 | +$1186 |
| 4 Vehicles | $3803 | +$2164 | +$994 | +$3607 | +$1595 |
Lincoln Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chrysler, 300 S | $300 | $980 | $1280 | $910 | $1210 | $70 |
| Ford, Mustang | $1500 | $1010 | $1510 | $940 | $2440 | $-930 |
| Scion, xD | $200 | $980 | $1180 | $930 | $1130 | $50 |
| Honda, Accord LX | $400 | $940 | $1340 | $880 | $1280 | $60 |
| Toyota, Avalon Limited | $100 | $980 | $1080 | $910 | $1010 | $70 |