Lincoln Park, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lincoln Park, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Lincoln Park, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Lincoln Park, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lincoln Park, MI with that of other cities in and around Lincoln Park.

	Lincoln Park	Southgate	Melvindale	Wyandotte	Taylor	Allen Park
Average Insurance Rates	$2,602	$2,664	$2,593	$2,653	$2,456	$2,691

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Lincoln Park, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lincoln Park, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Lincoln Park	$972	$821
Allen Park	$1,329	$1,122
Ecorse	$1,853	$1,565
Melvindale	$1,903	$1,608
Wyandotte	$2,122	$1,792
Southgate	$1,025	$866
River Rouge	$1,421	$1,201
Taylor	$1,045	$883

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Lincoln Park, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lincoln Park, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$8,443
20 Years	$3,343
30 Years	$2,575
40 Years	$2,478
50 Years	$2,294
60 Years	$2,326
70 Years	$2,708

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Lincoln Park, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lincoln Park, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$4,475	$729
3 Vehicles	$6,713	$1,093
4 Vehicles	$8,951	$1,457

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Lincoln Park, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lincoln Park, MI.

Location	Average Insurance Cost	Post DUI Insurance Rate
Lincoln Park	$2,602	$6,482
Allen Park	$2,691	$6,704
Ecorse	$2,548	$6,348
Melvindale	$2,593	$6,460
Wyandotte	$2,653	$6,609
Southgate	$2,664	$6,637
River Rouge	$2,542	$6,333
Taylor	$2,456	$6,118

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Lincoln Park, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$2,232
Excellent (740-799)	$2,548
Good (670-739)	$2,711
Average (580-669)	$3,537
Poor (300-579)	$4,244

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Lincoln Park, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Wally Doran	State Farm	3601 West Road, Trenton, 48183-2282	734-676-1177
Paula M. Schembri	Allstate	29207 Ford Rd, Garden City, 48135	(734) 427-6020
Brad Baynai	State Farm	16121 Eureka Rd, Southgate, 48195-2943	734-282-6000
Career Education Corp	Travelers	4 PARKLANE BLVD SUITE 414, DEARBORN, 48126	866-795-6128
Acec	Travelers	4 PARKLANE BLVD SUITE 414, DEARBORN, 48126	866-795-6128
Ibm Employee Insurance Program	Travelers	4 PARKLANE BLVD STE 414, DEARBORN, 48126	866-486-1950
News Corp Employees	Travelers	4 PARKLANE BLVD SUITE 414, DEARBORN, 48126	866-795-6128
Ch2m Hill Employees	Travelers	4 PARKLANE BLVD SUITE 414, DEARBORN, 48126	866-795-6128
Goss Llc	None	600 Renaissance Center 600 Renaissance Center, Detroit, 48243	None

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Lincoln Park, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$114	$2,716
Driver's Failure In Showing Documents	+$252	$2,854
Driving With An Expired Registration	+$268	$2,870
Driving At A Considerably Slow Pace	+$565	$3,167
Using A Cellphone While Driving	+$596	$3,198
Running A Red Light	+$606	$3,208
Speeding	+$637	$3,239
Driving A Vehicle Without The Required Permission	+$809	$3,411
Driving With An Expired/Suspended License	+$1,754	$4,356

Lincoln Park, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,498
Active Disabling Device	$2,498
Tracking Device	$2,446
Passive Disabling Device	$2,420

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Latest Auto Insurance Reviews in Lincoln Park, MI | Back to Top