Linden Auto Insurance Rates, Quotes, Agents & Reviews in TN

Linden, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Linden, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Linden, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Linden, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Linden, TN with that of other cities in and around Linden.

Linden Decatur County Perry County Hohenwald Lobelville Decaturville
Average Insurance Rates $1,373 $1,398 $1,391 $1,388 $1,381 $1,377

Linden, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Linden, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Linden $1,598 $1,349
Perry County $1,408 $1,189
Lobelville $1,365 $1,153
Decatur County $1,685 $1,423
Decaturville $1,336 $1,128
Parsons $1,225 $1,034
Hohenwald $1,348 $1,139
Clifton $2,787 $2,354

Linden, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Linden, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,455
20 Years $1,764
30 Years $1,359
40 Years $1,307
50 Years $1,211
60 Years $1,228
70 Years $1,429

Linden, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Linden, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,362 $384
3 Vehicles $3,542 $577
4 Vehicles $4,723 $769

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$577

Savings on 4 Vehicles bundle:$769

Linden, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Linden, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Linden $1,373 $2,460
Perry County $1,391 $2,492
Lobelville $1,381 $2,474
Decatur County $1,398 $2,504
Decaturville $1,377 $2,467
Parsons $1,387 $2,485
Hohenwald $1,388 $2,487
Clifton $1,421 $2,546

Linden, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,178
Excellent (740-799) $1,345
Good (670-739) $1,431
Average (580-669) $1,867
Poor (300-579) $2,240

Linden, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Townsend-Evans Ins Erie 20 W 2nd Street, Parsons, 38363 None
Jeremy Baker State Farm 1118 Nashville Hwy Ste 200, Columbia, 38401-2177 931-223-6362
A E Reynolds Insurance Agency Inc Erie 1887 N MAIN, TENNESSEE RIDGE, 37178 931-721-3301
Jimmy Drake State Farm 114 Highway 70 E Ste 1 Bldg A, Dickson, 37055-2088 615-441-1188
Jeffrey Kuhns Farmers 98 CHURCH ST STE 3, Dickson, 37055 (615) 441-4010
Manuel Young State Farm 807 Nashville Hwy Ste 4, Columbia, 38401-2418 931-388-2276
Insurance Solutions Llc Travelers 121 WAVERLY PLZ, WAVERLY, 37185 931-296-9840

Linden, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,433
Driver's Failure In Showing Documents +$133 $1,506
Driving With An Expired Registration +$141 $1,514
Driving At A Considerably Slow Pace +$298 $1,671
Using A Cellphone While Driving +$314 $1,687
Running A Red Light +$320 $1,693
Speeding +$336 $1,709
Driving A Vehicle Without The Required Permission +$427 $1,800
Driving With An Expired/Suspended License +$925 $2,298

Linden, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,318
Active Disabling Device $1,318
Tracking Device $1,291
Passive Disabling Device $1,277