Little Rock Auto Insurance Rates, Quotes, Agents & Reviews in AR

Little Rock, AR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Little Rock, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Little Rock, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Little Rock, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Little Rock, AR with that of other cities in and around Little Rock.

Little Rock Big Rock College Station Sweet Home Cammack Village North Little Rock
Average Insurance Rates $1,399 $1,601 $1,481 $1,484 $1,662 $1,418

Little Rock, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Little Rock, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Little Rock $1,666 $1,407
Big Rock $1,406 $1,188
Cammack Village $1,315 $1,111
Pulaski County $1,067 $901
College Station $1,392 $1,175
Sweet Home $1,790 $1,512
Shannon Hills $1,489 $1,258
North Little Rock $1,335 $1,128

Little Rock, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Little Rock, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,540
20 Years $1,798
30 Years $1,385
40 Years $1,332
50 Years $1,234
60 Years $1,251
70 Years $1,456

Little Rock, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Little Rock, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,378 $420
3 Vehicles $3,567 $630
4 Vehicles $4,757 $839

Savings on 2 Vehicles bundle:$420

Savings on 3 Vehicles bundle:$630

Savings on 4 Vehicles bundle:$839


Little Rock, AR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Little Rock, AR.

Location Average Insurance Cost Post DUI Insurance Rate
Little Rock $1,399 $2,323
Big Rock $1,601 $2,658
Cammack Village $1,662 $2,759
Pulaski County $1,103 $1,831
College Station $1,481 $2,459
Sweet Home $1,484 $2,464
Shannon Hills $1,562 $2,593
North Little Rock $1,418 $2,354

Little Rock, AR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,200
Excellent (740-799) $1,370
Good (670-739) $1,458
Average (580-669) $1,902
Poor (300-579) $2,282

Little Rock, AR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Allison Ball Allstate 11330 Arcade Dr Ste 6, Little Rock, 72212 (501) 223-6900
Pryor Robertson Farmers 27 Rahling Cir Ste E, Little Rock, 72223 (501) 817-3120
Cameron Kuhn Farmers 11300 Financial Centre Pkwy Ste 200, Little Rock, 72211 (501) 414-0830
Cameron Kuhn Farmers 11300 Financial Centre Pkwy Ste 200, Little Rock, 72211 (501) 414-0830
Christopher Roberts Farmers 250 Smokey Ln, North Little Rock, 72117 (501) 945-0555
Terry D. Tharp Nationwide 10000 W Markham St Suite 3, Little Rock, 72205-2171 (501) 221-9511
Sherman Lewis State Farm 9722 W Markham, Little Rock, 72205-2124 501-225-3800
Sherman Lewis State Farm 9722 W Markham, Little Rock, 72205-2124 501-225-3800
Bill Miller Farmers 1512 Macon Dr Ste 4, Little Rock, 72211 (501) 224-7979
Buddy Raines State Farm 306 W 7th St, Little Rock, 72201-4210 501-374-9817
Larry Barnett Farmers 3300 Fair Park Blvd, Little Rock, 72204 (501) 568-5563

Little Rock, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,461
Driver's Failure In Showing Documents +$136 $1,535
Driving With An Expired Registration +$144 $1,543
Driving At A Considerably Slow Pace +$304 $1,703
Using A Cellphone While Driving +$320 $1,719
Running A Red Light +$326 $1,725
Speeding +$343 $1,742
Driving A Vehicle Without The Required Permission +$435 $1,834
Driving With An Expired/Suspended License +$943 $2,342

Little Rock, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,343
Active Disabling Device $1,343
Tracking Device $1,315
Passive Disabling Device $1,301

Latest Auto Insurance Reviews in Little Rock, AR | Back to Top

State Farm
The premiums are quite high compared to Mercury Insurance, which I enjoyed while living in Illinois. I wish that Mercury Insurance were offered where I live now.
Progressive
It combines policy's and offers discounts which helps a lot with the cost of everything. That is a good thing.
Travelers
I am satisfied with my car insurance so far. The premiums are far lower than other quotes I received and I have not had any issues so far.
Allstate
This is exactly the same as home since I have the same company. Personal service is no longer provided by insurance companies.
Farm Bureau
I would recommend this company because they are easy to work with when dealing with auto claims. They offer good coverage and they stand behind it.
Farm Bureau
I would definitely recommend. The agent is easy to reach, and in this day, that is a feat. My coverage is full and cost is low. I am very satisfied.
Farm Bureau
I would definitely recommend. The agent is easy to reach, and in this day, that is a feat. My coverage is full and cost is low. I am very satisfied.
Progressive
In terms of premiums, I find Progressive to be very reasonable. They have typically been much cheaper than premium carriers and my rates often go down year after year. I will most likely shop around next year however as they went up slightly this year.
Aaa
I really have nothing to say about AAA that would be negative. In all of the years that I have gone through AAA, I have never had any issues or problems. I am extremely happy with AAA and refuse to say anything negative about them.
Safe Auto Insurance
State Farm is my auto insurance provider. I've been with them since 2006. I would have to give them a 3 on a scale of 1-5 because they have changed into a very impersonal company where you call a 1-800 number and don't speak to your agent directly. I still get good discounts for bundling my house, accident free driving record, and longevity with the company, just not the good service.
Farm Bureau
Customer service is top notch! I've always been able to call my agent's direct line and get answers to all my questions and concerns. Plus they have a very easy to use application which can be used to make payments, changes, and order roadside assistance.
American National Property And Casualty Company
I think the premium I pay is reasonable since I have full coverage including car rental and towing so I have all the bells and whistles on my policy. I honestly haven't shopped around to see how they compare with other companies and I don't want to since I am satisfied based on what friends and acquaintances have said.
Progressive
This is actually cheaper than the insurance I had with a different company. That company was almost double what Progressive is charging me, and I didn't see the benefit with them. The only company that is potentially cheaper is Geico.
Aaa
I dislike the fact that there are several customer support number that you have to call if you have multiple questions about billing and filling a claim. I wish that these were integrated.