Society Hill Auto Insurance Rates, Quotes, Agents & Reviews in AL

Society Hill, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Society Hill, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Society Hill, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Society Hill, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Society Hill, AL with that of other cities in and around Society Hill.

Little Texas-Society Hill Loachapoka Fort Davis Notasulga Auburn Warriorstand-Creek Stand
Average Insurance Rates $1,390 $1,471 $1,404 $1,392 $1,411 $1,408

Society Hill, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Society Hill, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Little Texas-Society Hill $1,335 $1,128
Warriorstand-Creek Stand $1,306 $1,103
Macon County $1,541 $1,302
Beauregard-Marvyn $1,109 $937
Notasulga $1,420 $1,200
Auburn $1,472 $1,243
Loachapoka $1,429 $1,207
Fort Davis $1,936 $1,636

Society Hill, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Society Hill, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,510
20 Years $1,786
30 Years $1,376
40 Years $1,324
50 Years $1,226
60 Years $1,243
70 Years $1,447

Society Hill, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Society Hill, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,363 $417
3 Vehicles $3,545 $626
4 Vehicles $4,726 $834

Savings on 2 Vehicles bundle:$417

Savings on 3 Vehicles bundle:$626

Savings on 4 Vehicles bundle:$834


Society Hill, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Society Hill, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Little Texas-Society Hill $1,390 $2,464
Warriorstand-Creek Stand $1,408 $2,496
Macon County $1,399 $2,480
Beauregard-Marvyn $1,461 $2,590
Notasulga $1,392 $2,468
Auburn $1,411 $2,502
Loachapoka $1,471 $2,608
Fort Davis $1,404 $2,489

Society Hill, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,361
Good (670-739) $1,448
Average (580-669) $1,890
Poor (300-579) $2,267

Society Hill, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,451
Driver's Failure In Showing Documents +$135 $1,525
Driving With An Expired Registration +$143 $1,533
Driving At A Considerably Slow Pace +$302 $1,692
Using A Cellphone While Driving +$318 $1,708
Running A Red Light +$324 $1,714
Speeding +$341 $1,731
Driving A Vehicle Without The Required Permission +$432 $1,822
Driving With An Expired/Suspended License +$937 $2,327

Society Hill, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,334
Active Disabling Device $1,334
Tracking Device $1,307
Passive Disabling Device $1,293