Littleville Auto Insurance Rates, Quotes, Agents & Reviews in AL

Littleville, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Littleville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Littleville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Littleville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Littleville, AL with that of other cities in and around Littleville.

Littleville Russellville Muscle Shoals Sheffield Tuscumbia Colbert County
Average Insurance Rates $1,412 $1,422 $1,468 $1,411 $1,433 $1,434

Littleville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Littleville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Littleville $1,260 $1,064
Colbert County $1,583 $1,337
Tuscumbia $2,156 $1,821
Sheffield $2,120 $1,790
Tri-Cities $2,160 $1,824
Muscle Shoals $1,715 $1,449
Russellville $1,633 $1,379
Oakland $1,713 $1,447

Littleville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Littleville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,582
20 Years $1,814
30 Years $1,397
40 Years $1,345
50 Years $1,245
60 Years $1,262
70 Years $1,469

Littleville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Littleville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,485 $339
3 Vehicles $3,728 $508
4 Vehicles $4,970 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$678

Littleville, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Littleville, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Littleville $1,412 $2,504
Colbert County $1,434 $2,543
Tuscumbia $1,433 $2,541
Sheffield $1,411 $2,502
Tri-Cities $1,447 $2,566
Muscle Shoals $1,468 $2,603
Russellville $1,422 $2,521
Oakland $1,465 $2,597

Littleville, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,383
Good (670-739) $1,471
Average (580-669) $1,920
Poor (300-579) $2,303

Littleville, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Steve Pierce State Farm 3001 Cloverdale Rd, Florence, 35633-1477 256-764-2285
Rebecca Hovater State Farm 501 S Montgomery Ave Ste C, Sheffield, 35660-3861 256-383-1250
Randall Larry Hester Allstate 1810 John R St, Muscle Shoals, 35661 (256) 386-7900
Jennifer Ricks Allstate 117 Highway 72 E Ste E, Tuscumbia, 35674 (256) 389-9911
Laura Johnson & Associates Inc Nationwide 3203 Woodward Ave, Muscle Shoals, 35661-3321 (256) 314-1280
Tom Jones Insurance Travelers 106 NORTH MAIN ST, TUSCUMBIA, 35674 256-383-5451
Elliott & Associates Travelers 112 W 5TH ST, TUSCUMBIA, 35674 256-314-1266
Phil Wiginton State Farm 419 Cox Blvd, Sheffield, 35660-4021 256-383-4521
Henninger Johnson & Layton Ins Agency Inc Liberty Mutual Independent 120 E 5Th St, TUSCUMBIA, 35674 (256) 383-3400
Toni Griffin Farmers 22270-c Us Highway 72 E, Athens, 35613 (256) 233-0000

Littleville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,474
Driver's Failure In Showing Documents +$137 $1,549
Driving With An Expired Registration +$145 $1,557
Driving At A Considerably Slow Pace +$306 $1,718
Using A Cellphone While Driving +$323 $1,735
Running A Red Light +$329 $1,741
Speeding +$346 $1,758
Driving A Vehicle Without The Required Permission +$439 $1,851
Driving With An Expired/Suspended License +$952 $2,364

Littleville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,327
Passive Disabling Device $1,313