Livonia, MI Auto Insurance Rates
Livonia, MI residents can save $810 by comparing multiple quotes & reading reviews & research on Livonia car insurance rates, quotes, agents & coverage.
Lowest | Average | Highest |
---|---|---|
$1485 | $2015 | $3297 |
Latest Auto Insurance Reviews in Livonia, Michigan
The premium is much lower than competitors while keeping a deductible that is very comparable with other providers. My last company was $100 a month more than Meemic!
very similar to others. have chosen travelers due to the bundle with home and auto
Good customer service with some nice perks like roadside assistance. Rates are affordable, just another insurance company, I haven't had to use them for a claim yet.
My deductibles are on the lower end, $100 comprehensive and $500 collision. I have a really good rate for the coverages I have.
My deductibles are on the lower end, $100 comprehensive and $500 collision. I have a really good rate for the coverages I have.
I am very much so completely satisfied with the services that I have received through my auto insurance. It has been a pleasure working with them.
Being someone that is not a fan of phone calls, I like that my insurance has phone app options for communicating and making claims and just for looking up helpful information. Even when I have called them by phone, I have always had a good experience with helpful patient customer service representatives.
Again having a local agent and being able to stop at office is great! Could not ask for any better customer service and support
I believe that progress is less expensive than most competitors. I periodically compare prices and have seen nothing better for the same coverage
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
- Single 25 Years old Male licensed 6 years ago with Leased Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Divorced 33 Years old Female licensed 12 years ago with Own Toyota Sequoia Limited used for Business with estimated annual mileage of 15,001 - 20,000.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 10 K Property Damage
- 300 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
- Single 18 Years old Female licensed 2 years ago with Own Hyundai, Tucson Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Single 20 Years old Female licensed 5 years ago with Own Jeep, Patriot Limited, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
- High School & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Single 32 Years old Male licensed 7 years ago with Own Ford, Expedition Limited EL, 2WD 4 Door SUV used for Business with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Divorced 27 Years old Female licensed 4 years ago with Financed Ford, Mustang, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Single 18 Years old Female licensed 2 years ago with Own Ford, Taurus Limited, 4 Door Sedan 3.5L used for Business with estimated annual mileage of 6,001 - 7,500.
- High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Married 31 Years old Male licensed 5 years ago with Own Honda, Civic LX, 2 Door Coupe used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- >3 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
- Married 29 Years old Male licensed 10 years ago with Financed Chrysler, 300 S, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
- PhD & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Livonia Car Insurance Rate Comparisons
Livonia, MI's average car insurance of $2015 differs from Novi, MI (-$65), Plymouth, MI (-$45), Wayne County, MI (+$1125) and Michigan (+$505)
Livonia | Novi, MI | Plymouth, MI | Wayne County, MI | Michigan | |
Median Insurance Rates | $2015 | -$65 | -$45 | +$1125 | +$505 |
Livonia Car Insurance Savings By Neighborhood & Street Area
Livonia Driver Street Residence & Car Locations | Car Details in Livonia | Livonia Driver Demographics | Livonia Auto Insurance Estimates | Recent Livonia Insurance Savings |
---|---|---|---|---|
Other Area | ||||
Parent St | 2003 Cadillac DeVille DTS | 16 year female teenager | $3981 | $928 |
Dowling St | 2007 Buick Rendezvous CX | 17 year male teenager | $3535 | $748 |
Pinetree Ave | 2009 Ford Fusion V6 SEL | 17 year teenager | $3310 | $355 |
Russel St | 2011 Hyundai Sonata GLS | 38 year man | $2453 | $890 |
Ann Arbor Trail Ct | 2007 Chevrolet Silverado 2500HD Work Truck | 38 year woman | $1773 | $445 |
Harvey St | 2010 Mazda Mazda3 s Sport | 81 year male senior | $2175 | $724 |
Grandon | 2008 Acura TSX Base | 43 year married woman | $1667 | $959 |
Leon St | 2009 Chrysler 300 C HEMI | 66 year senior | $2293 | $338 |
Hees St | 2012 Dodge Journey SXT | 31 year married man | $2233 | $509 |
Lionel St | 2011 Kia Sorento LX | 61 year female senior | $2041 | $870 |
Livonia Post DUI Car Insurance Rates
Livonia | Garden City | Farmington | Oak Park | Michigan | |
Median Post DUI Insurance Rate | $3747 | +$2223 | +$225 | +$1896 | +$940 |
Male Teenager Post DUI Insurance Rate | $6707 | +$3978 | +$403 | +$3392 | +$1681 |
Female Teenager Post DUI Insurance Rate | $6669 | +$3957 | +$402 | +$3375 | +$1673 |
The Post DUI insurance in Livonia, MI's is $3747 compared to Garden City (+$2223), Farmington (+$225), Oak Park (+$1896) and Michigan (+$940)
In Livonia, a male teenager with Post DUI pays $38 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Livonia, MI would pay $6191 on auto insurance while a female teenager POST DUI would pay $6156.
Livonia Car Insurance by Segment
Livonia Teenagers Car Insurance Rates Comparison
5789 Livonia Teenagers (5% of total population), 55% Male & 45% Female.
Livonia | Westland | Redford charter | Oak Park | Michigan | |
All Teenagers | $3586 | +$392 | +$2483 | +$1814 | +$899 |
Male Teenager | $3606 | +$394 | +$2497 | +$1824 | +$904 |
Female Teenager | $3586 | +$392 | +$2483 | +$1814 | +$899 |
Livonia teenagers pay $3586 in insurance in contrast with Westland (+$392), Redford charter (+$2483), Oak Park (+$1814) and Michigan (+$899). The difference between Male & Female teenagers in Livonia is $20
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3737
- 2009 Jeep Grand Cherokee Overland Female Teenager Insurance Rate $2977
Livonia Men & Women Car Insurance
96632 Livonia Adults (100% of total population), 50% Men & 50% Women.
Livonia | Wayne | Canton charter | Bingham Farms | Michigan | |
All Women | $1853 | +$132 | +$1183 | +$1321 | +$465 |
Married Women | $1612 | +$114 | +$1028 | +$1148 | +$404 |
All Men | $2498 | +$177 | +$1594 | +$1780 | +$626 |
Married Men | $2377 | +$169 | +$1517 | +$1694 | +$596 |
The typical insurance rate of $2498 that Livonia Men pay varies from Wayne (+$177), Canton charter (+$1594), Bingham Farms (+$1780) and Michigan (+$626). In Livonia, married men pay $765 more than married women.
Example
- 2014 Toyota Prius One Married Men Insurance Rate $2408
- 2013 Nissan Rogue S Married Women Insurance Rate $2270
Livonia Senior Car Insurance
22308 Livonia Seniors (23% of total population), 45% Senior Men & 55% Senior Women.
Livonia | Dearborn Heights | Plymouth charter | Garden City | Michigan | |
All Seniors | $2236 | +$499 | +$1538 | +$1327 | +$561 |
Senior Men | $2236 | +$499 | +$1538 | +$1327 | +$561 |
Senior Women | $2256 | +$503 | +$1552 | +$1339 | +$566 |
Livonia seniors pay $2236 in insurance compared to Dearborn Heights (+$499), Plymouth charter (+$1538), Garden City (+$1327) and Michigan (+$561). In Livonia, senior men pay $20 less than senior women.
Livonia Car Insurance Discounts for Multiple Vehicles
Livonia Population with 1 Vehicle 11428 (31% of Livonia population), 2 Vehicles 15988 (43% of the Livonia population) and 3 vehicles 5940 (16% of the population)
Livonia | Canton charter | Dearborn | Wayne County | Michigan | |
2 Vehicles | $3829 | +$2441 | +$1767 | +$2137 | +$959 |
3 Vehicles | $5844 | +$3726 | +$2697 | +$3262 | +$1464 |
4 Vehicles | $7859 | +$5011 | +$3627 | +$4387 | +$1969 |
Livonia Auto Insurance Rates Vary by Deductible
Low Deductible ($500) | High Deductible ($1000) | |||||
---|---|---|---|---|---|---|
Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Chevrolet, Equinox LTZ AWD | $1500 | $2050 | $2550 | $1920 | $3420 | $-870 |
GMC, Terrain SLE1 | $1000 | $1970 | $2470 | $1820 | $2820 | $-350 |
GMC, Sierra 2500HD Work Truck | $700 | $2060 | $2560 | $1920 | $2620 | $-60 |
Toyota, Avalon Limited | $300 | $2050 | $2350 | $1960 | $2260 | $90 |
Ford, Explorer XLT | $400 | $2170 | $2570 | $2080 | $2480 | $90 |