Logan County Auto Insurance Rates, Quotes, Agents & Reviews in AR

Logan County, AR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Logan County, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Logan County, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Logan County, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Logan County, AR with that of other cities in and around Logan County.

Logan County Six Mile Subiaco Waveland Driggs Paris
Average Insurance Rates $1,513 $1,501 $1,519 $1,506 $1,539 $1,503

Logan County, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Logan County, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Logan County $1,531 $1,293
Driggs $1,486 $1,255
Reveilee $1,474 $1,245
Paris $1,075 $908
Short Mountain $1,551 $1,310
Subiaco $1,927 $1,628
Waveland $1,522 $1,286
Six Mile $1,678 $1,417

Logan County, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Logan County, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,909
20 Years $1,944
30 Years $1,497
40 Years $1,441
50 Years $1,334
60 Years $1,353
70 Years $1,575

Logan County, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Logan County, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,663 $363
3 Vehicles $3,994 $545
4 Vehicles $5,326 $726

Savings on 2 Vehicles bundle:$363

Savings on 3 Vehicles bundle:$545

Savings on 4 Vehicles bundle:$726


Logan County, AR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Logan County, AR.

Location Average Insurance Cost Post DUI Insurance Rate
Logan County $1,513 $2,512
Driggs $1,539 $2,555
Reveilee $1,502 $2,494
Paris $1,503 $2,495
Short Mountain $1,506 $2,500
Subiaco $1,519 $2,522
Waveland $1,506 $2,500
Six Mile $1,501 $2,492

Logan County, AR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,298
Excellent (740-799) $1,482
Good (670-739) $1,577
Average (580-669) $2,057
Poor (300-579) $2,468

Logan County, AR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Peggy Boyd State Farm 403 N 3rd St Ste A, Ozark, 72949-2309 479-667-2282
Dustin Booth State Farm 1612 N 7th St Ste D, Van Buren, 72956-2691 479-262-2781
Logan County Insurance Agency, Inc. None 3620 E Walnut, Paris, 72855 None
Van Basham Farmers 701 Fayetteville Rd, Van Buren, 72956 (479) 474-1986
Inter Agency Insurance Inc Travelers 921 SOUTH 21ST ST, FORT SMITH, 72901 479-782-8718
Renee Insurance Inc Barrow Travelers 826A MAIN ST, VAN BUREN, 72956 479-474-7300
J David Hern Farmers 3740 Rogers Ave, Fort Smith, 72903 (479) 783-8490
Business Ins Consultants Inc Liberty Mutual Independent 121 N 14TH ST, FT SMITH, 72901 479-783-7005

Logan County, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,580
Driver's Failure In Showing Documents +$147 $1,660
Driving With An Expired Registration +$156 $1,669
Driving At A Considerably Slow Pace +$328 $1,841
Using A Cellphone While Driving +$346 $1,859
Running A Red Light +$353 $1,866
Speeding +$371 $1,884
Driving A Vehicle Without The Required Permission +$471 $1,984
Driving With An Expired/Suspended License +$1,020 $2,533

Logan County, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,452
Active Disabling Device $1,452
Tracking Device $1,422
Passive Disabling Device $1,407