Londonderry Auto Insurance Rates, Quotes, Agents & Reviews in VT

Londonderry, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Londonderry, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Londonderry, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Londonderry, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Londonderry, VT with that of other cities in and around Londonderry.

Londonderry Andover Landgrove Peru Weston Jamaica
Average Insurance Rates $1,105 $1,130 $1,249 $1,154 $1,175 $1,113

Londonderry, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Londonderry, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Londonderry $1,473 $1,244
Landgrove $2,024 $1,710
Windham $1,374 $1,161
Andover $1,560 $1,318
Jamaica $1,264 $1,067
Weston $1,355 $1,145
Peru $1,457 $1,231
Grafton $949 $801

Londonderry, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Londonderry, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,586
20 Years $1,420
30 Years $1,094
40 Years $1,052
50 Years $974
60 Years $988
70 Years $1,150

Londonderry, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Londonderry, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,901 $309
3 Vehicles $2,851 $464
4 Vehicles $3,801 $619

Savings on 2 Vehicles bundle:$309

Savings on 3 Vehicles bundle:$464

Savings on 4 Vehicles bundle:$619

Londonderry, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Londonderry, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Londonderry $1,105 $2,283
Landgrove $1,249 $2,581
Windham $1,108 $2,290
Andover $1,130 $2,335
Jamaica $1,113 $2,300
Weston $1,175 $2,428
Peru $1,154 $2,385
Grafton $1,122 $2,319

Londonderry, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $948
Excellent (740-799) $1,082
Good (670-739) $1,151
Average (580-669) $1,502
Poor (300-579) $1,802

Londonderry, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lawrence & Wheeler Inc Liberty Mutual Independent 46 MAIN ST, SPRINGFIELD, 5156 802-885-2178
Ludlow Ins Agency Inc Travelers 150 MAIN ST, LUDLOW, 5149 802-228-8823
The Richards Group Liberty Mutual Independent 5293 Main St , Manchester Center, 5255 None
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
Richards Incorporated Liberty Mutual Independent 39 THE SQ, BELLOWS FALLS, 5101 (802) 463-4533
Hersey Insurance Services None Po Box 607, Adelaide, 5091 None

Londonderry, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,154
Driver's Failure In Showing Documents +$107 $1,212
Driving With An Expired Registration +$114 $1,219
Driving At A Considerably Slow Pace +$240 $1,345
Using A Cellphone While Driving +$253 $1,358
Running A Red Light +$257 $1,362
Speeding +$271 $1,376
Driving A Vehicle Without The Required Permission +$344 $1,449
Driving With An Expired/Suspended License +$745 $1,850

Londonderry, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,061
Active Disabling Device $1,061
Tracking Device $1,039
Passive Disabling Device $1,028