Long Creek Auto Insurance Rates, Quotes, Agents & Reviews in OR

Long Creek, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Long Creek, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Long Creek, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Long Creek, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Long Creek, OR with that of other cities in and around Long Creek.

Long Creek Monument
Average Insurance Rates $1,455 $1,388

Long Creek, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Long Creek, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Long Creek $1,301 $1,099
Monument $1,515 $1,280

Long Creek, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Long Creek, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,721
20 Years $1,870
30 Years $1,440
40 Years $1,385
50 Years $1,283
60 Years $1,301
70 Years $1,514

Long Creek, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Long Creek, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,561 $349
3 Vehicles $3,841 $524
4 Vehicles $5,122 $698

Savings on 2 Vehicles bundle:$349

Savings on 3 Vehicles bundle:$524

Savings on 4 Vehicles bundle:$698


Long Creek, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Long Creek, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Long Creek $1,455 $2,177
Monument $1,388 $2,076

Long Creek, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,248
Excellent (740-799) $1,425
Good (670-739) $1,516
Average (580-669) $1,978
Poor (300-579) $2,373

Long Creek, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nathan Steffl Farmers 342 W Main St, John Day, 97845 (541) 575-3518
Wheatland Insurance Center Inc Travelers 229 Southwest 1St Street Pendleton, Heppner, 97801 (541) 612-3155
Jeanette Hueckman State Farm 101 W Main St, John Day, 97845-1024 541-575-2073

Long Creek, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,519
Driver's Failure In Showing Documents +$141 $1,596
Driving With An Expired Registration +$150 $1,605
Driving At A Considerably Slow Pace +$316 $1,771
Using A Cellphone While Driving +$333 $1,788
Running A Red Light +$339 $1,794
Speeding +$356 $1,811
Driving A Vehicle Without The Required Permission +$453 $1,908
Driving With An Expired/Suspended License +$981 $2,436

Long Creek, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,397
Active Disabling Device $1,397
Tracking Device $1,368
Passive Disabling Device $1,353