Longmont, CO Auto Insurance Rates
Longmont, CO residents can save $400 by comparing multiple quotes & reading reviews & research on Longmont car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $840 | $1002 | $1203 |
Latest Auto Insurance Reviews in Longmont, Colorado
I have two cars with two drivers under my policy. I think the price I am getting is very reasonable. I have been with State Farm for over 10 years so there are some discounts afforded to me.
i was very shocked about the claims and the procedure. because it was very unique beacuse the claims are very high and gives the minimum claim are also acceptable forthe small house within the minimum budget also.
I've interacted with them twice, both times they were helpful and easy to understand. I wouldn't hesitate to do so again.
For your good group of advisors, who give you the best obcion and orientation in the election of the policy regarding the economic or financial needs and better ranges of coverage.
Premium lower than any other I researched, deductible is the same as others
Farmer's Insurance was the most affordable and it allowed me better coverage than other companies who were offering less.Most other companies were wanting to charge me at least an extra $50 a month.
The premium I pay is so much lower than anyone else I know pays. It is very affordable. I have a low premium and limited coverage by choice, but I have what I need and can adjust it at any time if i choose.
A great company with coverage and very good pricing, and prompt service and deals with claims very effectively.
I have nothing bad to say about the company from whom I receive my insurance policy.
I feel like the premiums are lower at USAA than other companies. I've been quoted for auto from about 6 different companies and all were more expensive - by the hundreds!
The company has to charge for it if that's the coverage you want.
I liked everything about her, her quality, her position, her responsibility and that there are always there for when one asks her for my car.
The premium is ok and about average when compared to other companies. I am not used to the higher prices yet since moving from NC to VA. The premium has gone up around $800 annually since moving. When comparing all the VA quotes I got I think mine was the fairest. Not the lowest but the best I could get with that company.
Other companies treat you as a number only and not a person who just needs the companies help.
- Single 36 Years old Female licensed 7 years ago with Financed Dodge Challenger R/T used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Longmont Car Insurance Rate Comparisons
Longmont, CO's average car insurance of $1002 differs from Firestone, CO (+$238), Frederick, CO (+$92), Leyner, CO (+$678) and Colorado (+$269)
| Longmont | Firestone, CO | Frederick, CO | Leyner, CO | Colorado | |
| Median Insurance Rates | $1002 | +$238 | +$92 | +$678 | +$269 |
Longmont Car Insurance Savings By Neighborhood & Street Area
| Longmont Driver Street Residence & Car Locations | Car Details in Longmont | Longmont Driver Demographics | Longmont Auto Insurance Estimates | Recent Longmont Insurance Savings |
|---|---|---|---|---|
| Noland | ||||
| Old Saint Vrain Rd | 2002 Buick Rendezvous CX | 72 year male senior | $1076 | $640 |
| Cobblestone Ct | 2004 Cadillac Seville SLS | 19 year male teenager | $4036 | $459 |
| Morey | ||||
| 19th Ave | 2002 Chevrolet Silverado 2500HD Base | 51 year married woman | $863 | $314 |
| Atwood St | 2008 Ford Fusion V6 SEL | 40 year man | $1386 | $338 |
| Gooding | ||||
| Pebble Ct | 2009 Acura TSX Base | 32 year woman | $935 | $970 |
| State Hwy 52 | 2010 Mazda Mazda3 s Grand Touring | 70 year senior | $1125 | $936 |
| Hygiene | ||||
| Trevarton Ln | 2010 Nissan Rogue S | 34 year married man | $1344 | $545 |
| Stirrup Ln | 2011 Kia Sorento LX | 17 year female teenager | $2810 | $611 |
| Pleasant View Ridge | ||||
| Fox Hill Dr | 2008 Chrysler 300 C | 18 year teenager | $2894 | $394 |
| Bluefield Ct | 2010 Toyota Prius \N | 67 year female senior | $1092 | $323 |
Longmont Post DUI Car Insurance Rates
| Longmont | Pine Brook Hill | Mead | Lafayette-Louisville | Colorado | |
| Median Post DUI Insurance Rate | $1863 | +$1243 | +$52 | +$1429 | +$501 |
| Male Teenager Post DUI Insurance Rate | $6242 | +$4162 | +$175 | +$4785 | +$1676 |
| Female Teenager Post DUI Insurance Rate | $6018 | +$4014 | +$168 | +$4615 | +$1617 |
The Post DUI insurance in Longmont, CO's is $1863 compared to Pine Brook Hill (+$1243), Mead (+$52), Lafayette-Louisville (+$1429) and Colorado (+$501)
In Longmont, a male teenager with Post DUI pays $224 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Chevrolet Silverado 2500HD Base in Longmont, CO would pay $5974 on auto insurance while a female teenager POST DUI would pay $5760.
Longmont Car Insurance by Segment
Longmont Teenagers Car Insurance Rates Comparison
6775 Longmont Teenagers (6% of total population), 55% Male & 45% Female.
| Longmont | Leyner | Sunshine | Erie-Frederick | Colorado | |
| All Teenagers | $3306 | +$2238 | +$2205 | +$753 | +$888 |
| Male Teenager | $3356 | +$2272 | +$2238 | +$764 | +$901 |
| Female Teenager | $3236 | +$2190 | +$2158 | +$736 | +$869 |
Longmont teenagers pay $3306 in insurance in contrast with Leyner (+$2238), Sunshine (+$2205), Erie-Frederick (+$753) and Colorado (+$888). The difference between Male & Female teenagers in Longmont is $120
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $2921
- 2012 Hyundai Sonata GLS Female Teenager Insurance Rate $3065
Longmont Men & Women Car Insurance
100453 Longmont Adults (100% of total population), 50% Men & 50% Women.
| Longmont | Lafayette | Lyons | Lafayette-Louisville | Colorado | |
| All Women | $951 | +$24 | +$711 | +$730 | +$256 |
| Married Women | $901 | +$23 | +$674 | +$692 | +$242 |
| All Men | $1533 | +$38 | +$1144 | +$1175 | +$411 |
| Married Men | $1422 | +$36 | +$1063 | +$1091 | +$382 |
The typical insurance rate of $1533 that Longmont Men pay varies from Lafayette (+$38), Lyons (+$1144), Lafayette-Louisville (+$1175) and Colorado (+$411). In Longmont, married men pay $521 more than married women.
Example
- 2011 Lincoln MKZ AWD Married Men Insurance Rate $1194
- 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1391
Longmont Senior Car Insurance
16965 Longmont Seniors (16% of total population), 45% Senior Men & 55% Senior Women.
| Longmont | Valmont | Boulder County | Lazy Acres | Colorado | |
| All Seniors | $1242 | +$828 | +$841 | +$804 | +$334 |
| Senior Men | $1252 | +$835 | +$848 | +$810 | +$336 |
| Senior Women | $1232 | +$822 | +$834 | +$797 | +$331 |
Longmont seniors pay $1242 in insurance compared to Valmont (+$828), Boulder County (+$841), Lazy Acres (+$804) and Colorado (+$334). In Longmont, senior men pay $20 more than senior women.
Longmont Car Insurance Discounts for Multiple Vehicles
Longmont Population with 1 Vehicle 11785 (30% of Longmont population), 2 Vehicles 16796 (43% of the Longmont population) and 3 vehicles 5836 (15% of the population)
| Longmont | Boulder | Lafayette-Louisville | Altona | Colorado | |
| 2 Vehicles | $1904 | -$5 | +$1459 | +$1421 | +$511 |
| 3 Vehicles | $2906 | -$8 | +$2227 | +$2169 | +$780 |
| 4 Vehicles | $3908 | -$11 | +$2995 | +$2917 | +$1049 |
Longmont Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Porsche, Panamera Turbo | $700 | $1270 | $1770 | $1190 | $1890 | $-120 |
| Hyundai, Sonata SE | $1000 | $1030 | $1530 | $970 | $1970 | $-440 |
| Honda, Civic EX | $300 | $990 | $1290 | $940 | $1240 | $50 |
| GMC, Sierra 2500HD SLE | $400 | $1000 | $1400 | $960 | $1360 | $40 |
| GMC, Yukon XL 1500 SLE | $1500 | $1140 | $1640 | $1050 | $2550 | $-910 |