Longmont, CO Auto Insurance Rates

Longmont, CO residents can save $400 by comparing multiple quotes & reading reviews & research on Longmont car insurance rates, quotes, agents & coverage.

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$840 $1002 $1203

Latest Auto Insurance Reviews in Longmont, Colorado

State Farm
I have two cars with two drivers under my policy. I think the price I am getting is very reasonable. I have been with State Farm for over 10 years so there are some discounts afforded to me.
i was very shocked about the claims and the procedure. because it was very unique beacuse the claims are very high and gives the minimum claim are also acceptable forthe small house within the minimum budget also.
Farmer's Insurance
I've interacted with them twice, both times they were helpful and easy to understand. I wouldn't hesitate to do so again.
State Farm
For your good group of advisors, who give you the best obcion and orientation in the election of the policy regarding the economic or financial needs and better ranges of coverage.
Premium lower than any other I researched, deductible is the same as others
Farmer's Insurance
Farmer's Insurance was the most affordable and it allowed me better coverage than other companies who were offering less.Most other companies were wanting to charge me at least an extra $50 a month.
The premium I pay is so much lower than anyone else I know pays. It is very affordable. I have a low premium and limited coverage by choice, but I have what I need and can adjust it at any time if i choose.
A great company with coverage and very good pricing, and prompt service and deals with claims very effectively.
I have nothing bad to say about the company from whom I receive my insurance policy.
I feel like the premiums are lower at USAA than other companies. I've been quoted for auto from about 6 different companies and all were more expensive - by the hundreds!
The company has to charge for it if that's the coverage you want.
Liberty Mutual
I liked everything about her, her quality, her position, her responsibility and that there are always there for when one asks her for my car.
Safe Auto Insurance
The premium is ok and about average when compared to other companies. I am not used to the higher prices yet since moving from NC to VA. The premium has gone up around $800 annually since moving. When comparing all the VA quotes I got I think mine was the fairest. Not the lowest but the best I could get with that company.
Other companies treat you as a number only and not a person who just needs the companies help.
Write Your Review | Longmont, Colorado Auto Insurance Analysis
21st Century Insurance, Longmont, CO
$72/1 month
Car Insurance Policy Holder
  • Single 36 Years old Female licensed 7 years ago with Financed Dodge Challenger R/T used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Longmont Car Insurance Rate Comparisons

Longmont, CO's average car insurance of $1002 differs from Firestone, CO (+$238), Frederick, CO (+$92), Leyner, CO (+$678) and Colorado (+$269)

Longmont Firestone, CO Frederick, CO Leyner, CO Colorado
Median Insurance Rates $1002 +$238 +$92 +$678 +$269

Longmont Car Insurance Savings By Neighborhood & Street Area

Longmont Driver Street Residence & Car Locations Car Details in Longmont Longmont Driver Demographics Longmont Auto Insurance Estimates Recent Longmont Insurance Savings
Old Saint Vrain Rd2002 Buick Rendezvous CX72 year male senior$1076$640
Cobblestone Ct2004 Cadillac Seville SLS19 year male teenager$4036$459
19th Ave2002 Chevrolet Silverado 2500HD Base51 year married woman$863$314
Atwood St2008 Ford Fusion V6 SEL40 year man$1386$338
Pebble Ct2009 Acura TSX Base32 year woman$935$970
State Hwy 522010 Mazda Mazda3 s Grand Touring70 year senior$1125$936
Trevarton Ln2010 Nissan Rogue S34 year married man$1344$545
Stirrup Ln2011 Kia Sorento LX17 year female teenager$2810$611
Pleasant View Ridge
Fox Hill Dr2008 Chrysler 300 C18 year teenager$2894$394
Bluefield Ct2010 Toyota Prius \N67 year female senior$1092$323

Longmont Post DUI Car Insurance Rates

Longmont Pine Brook Hill Mead Lafayette-Louisville Colorado
Median Post DUI Insurance Rate $1863 +$1243 +$52 +$1429 +$501
Male Teenager Post DUI Insurance Rate $6242 +$4162 +$175 +$4785 +$1676
Female Teenager Post DUI Insurance Rate $6018 +$4014 +$168 +$4615 +$1617

The Post DUI insurance in Longmont, CO's is $1863 compared to Pine Brook Hill (+$1243), Mead (+$52), Lafayette-Louisville (+$1429) and Colorado (+$501)

In Longmont, a male teenager with Post DUI pays $224 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Chevrolet Silverado 2500HD Base in Longmont, CO would pay $5974 on auto insurance while a female teenager POST DUI would pay $5760.

Longmont Car Insurance by Segment

Longmont Teenagers Car Insurance Rates Comparison

6775 Longmont Teenagers (6% of total population), 55% Male & 45% Female.

Longmont Leyner Sunshine Erie-Frederick Colorado
All Teenagers $3306 +$2238 +$2205 +$753 +$888
Male Teenager $3356 +$2272 +$2238 +$764 +$901
Female Teenager $3236 +$2190 +$2158 +$736 +$869

Longmont teenagers pay $3306 in insurance in contrast with Leyner (+$2238), Sunshine (+$2205), Erie-Frederick (+$753) and Colorado (+$888). The difference between Male & Female teenagers in Longmont is $120


  • 2013 Honda Civic LX Male Teenager Insurance Rate $2921
  • 2012 Hyundai Sonata GLS Female Teenager Insurance Rate $3065

Longmont Men & Women Car Insurance

100453 Longmont Adults (100% of total population), 50% Men & 50% Women.

Longmont Lafayette Lyons Lafayette-Louisville Colorado
All Women $951 +$24 +$711 +$730 +$256
Married Women $901 +$23 +$674 +$692 +$242
All Men $1533 +$38 +$1144 +$1175 +$411
Married Men $1422 +$36 +$1063 +$1091 +$382

The typical insurance rate of $1533 that Longmont Men pay varies from Lafayette (+$38), Lyons (+$1144), Lafayette-Louisville (+$1175) and Colorado (+$411). In Longmont, married men pay $521 more than married women.


  • 2011 Lincoln MKZ AWD Married Men Insurance Rate $1194
  • 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1391

Longmont Senior Car Insurance

16965 Longmont Seniors (16% of total population), 45% Senior Men & 55% Senior Women.

Longmont Valmont Boulder County Lazy Acres Colorado
All Seniors $1242 +$828 +$841 +$804 +$334
Senior Men $1252 +$835 +$848 +$810 +$336
Senior Women $1232 +$822 +$834 +$797 +$331

Longmont seniors pay $1242 in insurance compared to Valmont (+$828), Boulder County (+$841), Lazy Acres (+$804) and Colorado (+$334). In Longmont, senior men pay $20 more than senior women.

Longmont Car Insurance Discounts for Multiple Vehicles

Longmont Population with 1 Vehicle 11785 (30% of Longmont population), 2 Vehicles 16796 (43% of the Longmont population) and 3 vehicles 5836 (15% of the population)

Longmont Boulder Lafayette-Louisville Altona Colorado
2 Vehicles $1904 -$5 +$1459 +$1421 +$511
3 Vehicles $2906 -$8 +$2227 +$2169 +$780
4 Vehicles $3908 -$11 +$2995 +$2917 +$1049

Longmont Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Panamera Turbo $700 $1270 $1770 $1190 $1890 $-120
Hyundai, Sonata SE $1000 $1030 $1530 $970 $1970 $-440
Honda, Civic EX $300 $990 $1290 $940 $1240 $50
GMC, Sierra 2500HD SLE $400 $1000 $1400 $960 $1360 $40
GMC, Yukon XL 1500 SLE $1500 $1140 $1640 $1050 $2550 $-910