Longview, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Longview, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Longview, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Longview, TX Auto Insurance Rates
- Longview, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Longview, TX
- Multi Vehicle Insurance Savings in Longview, TX
- How Credit Score Affects Car Insurance Rates in Longview, TX
- How DUI Affects Auto Insurance Premiums in Longview, TX
- Top Auto Insurance Agents Near Longview, TX
- How Driving Violations Affect Auto Insurance Rates in Longview, TX
- Longview, TX Auto Insurance Discounts on Anti Theft Feature
- Longview, TX Auto Insurance Company Reviews
Longview, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Longview, TX with that of other cities in and around Longview.
| Longview | Longview Northwest | East Mountain | White Oak | Kilgore | Gregg County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,434 | $2,009 | $1,945 | $1,945 | $1,887 | $1,754 |
Longview, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Longview, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Longview | $1,229 | $1,038 |
| Gregg County | $1,326 | $1,120 |
| White Oak | $1,531 | $1,293 |
| Longview Northwest | $1,350 | $1,141 |
| East Mountain | $1,467 | $1,239 |
| Lakeport | $1,080 | $913 |
| Kilgore | $2,769 | $2,339 |
| Gladewater | $2,804 | $2,368 |
Longview, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Longview, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,653 |
| 20 Years | $1,843 |
| 30 Years | $1,419 |
| 40 Years | $1,365 |
| 50 Years | $1,264 |
| 60 Years | $1,282 |
| 70 Years | $1,492 |
Longview, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Longview, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,524 | $344 |
| 3 Vehicles | $3,786 | $516 |
| 4 Vehicles | $5,048 | $688 |
Savings on 2 Vehicles bundle:$344
Savings on 3 Vehicles bundle:$516
Savings on 4 Vehicles bundle:$688
Longview, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Longview, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Longview | $1,434 | $2,232 |
| Gregg County | $1,754 | $2,731 |
| White Oak | $1,945 | $3,028 |
| Longview Northwest | $2,009 | $3,128 |
| East Mountain | $1,945 | $3,028 |
| Lakeport | $1,865 | $2,903 |
| Kilgore | $1,887 | $2,938 |
| Gladewater | $1,909 | $2,972 |
Longview, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,230 |
| Excellent (740-799) | $1,404 |
| Good (670-739) | $1,494 |
| Average (580-669) | $1,949 |
| Poor (300-579) | $2,339 |
Longview, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Scott Bowles | Allstate | 2010 Gilmer Rd Ste 108, Longview, 75604 | (903) 452-1977 |
| Larry Dodge | Allstate | 5010 Estes Pkwy, Longview, 75603 | (903) 643-2302 |
| James Smitherman | Farmers | 740 Us Highway 259 N, Kilgore, 75662 | (903) 988-9944 |
| Copeland Group Usa, Inc. | None | 1203A W Loop 281, Longview, 75604 | None |
| Frank Buchanan | State Farm | 3200 W Marshall Ave, Longview, 75604-5031 | 903-759-2771 |
| Frank Buchanan | State Farm | 3200 W Marshall Ave, Longview, 75604-5031 | 903-759-2771 |
| Rooker Downing & Booth Ins | Travelers | 1811 JUDSON RD, LONGVIEW, 75605 | 903-753-1005 |
| Harold Gordon Vincent | Travelers | 5867 EAGLES NEST BLVD, TYLER, 75703 | 903-530-1901 |
Longview, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$63 | $1,497 |
| Driver's Failure In Showing Documents | +$139 | $1,573 |
| Driving With An Expired Registration | +$148 | $1,582 |
| Driving At A Considerably Slow Pace | +$311 | $1,745 |
| Using A Cellphone While Driving | +$328 | $1,762 |
| Running A Red Light | +$334 | $1,768 |
| Speeding | +$351 | $1,785 |
| Driving A Vehicle Without The Required Permission | +$446 | $1,880 |
| Driving With An Expired/Suspended License | +$967 | $2,401 |
Longview, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,377 |
| Active Disabling Device | $1,377 |
| Tracking Device | $1,348 |
| Passive Disabling Device | $1,334 |
Latest Auto Insurance Reviews in Longview, TX | Back to Top
UsaaUSAA has good customer service. The only complaint I have is that they can be hard to get a hold of sometimes.
ProgressiveWe had a great experiance. My husband was in a car accident and they handled the paperwork quickly and were able to get a payment to us quickly.
State AutoCustomer service with State Auto is good. I have never had a problem getting answers or getting to speak to someone.
MetlifeYes, It's good auto insurance company. Met life, Inc. is the holding corporation for the Metropolitan life Insurance Company, better known as Metlife, and its affiliates.
UsaaThe customer service that I have received from USAA is fine. They have always been willing to help me with my questions.
EsuranceI have also found that the pricing of my company's insurance policies are frequently lower than competing companies that offer the same amount of coverage.
AllstateAs always it has to do with the price of the premiums. Also there are a few options in the auto insurance policies I don't like.
Root Car InsuranceI can't say there is anything I dislike about my current insurance company
The HartfordThat Competency 6 T HE FUNDAMENTALSads, ..... or in part, in any form or by any means, electronic,mechanical, photocopying, .... Recall a situation in which you had to please more than one person at the same time. ... Give an example of how you put the company's needs ahead of your ...
GeicoI like everything about them they are easily accessible and always there to help you with any questions you may gave the only thing I semi dislike is the fact that every 6 months they up my premium in some way and blame it on something when its just them taking advantage of the situation that every driver NEEDS insurance and hardly ever will they cancel and go to something else when theyre probably already being offered the lowest rate possible
GeicoI just shop around with every other online auto insurance with the same package of insurance and then I pick the cheapest one. Actually, just the big main ones such as Geico, Progressive, State Farm, Farmers.
GeicoThey always answer quickly and get back to you fast. No communication errors. Still really mad about rate increase for no reason though.
ProgressiveI can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.