Longview, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Longview, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Longview, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Longview, WA Auto Insurance Rates
- Longview, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Longview, WA
- Multi Vehicle Insurance Savings in Longview, WA
- How Credit Score Affects Car Insurance Rates in Longview, WA
- How DUI Affects Auto Insurance Premiums in Longview, WA
- How Driving Violations Affect Auto Insurance Rates in Longview, WA
- Longview, WA Auto Insurance Discounts on Anti Theft Feature
- Longview, WA Auto Insurance Company Reviews
Longview, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Longview, WA with that of other cities in and around Longview.
| Longview | Castle Rock | Kelso | West Side Highway | Rainier | Longview-Kelso | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,031 | $1,555 | $1,173 | $1,199 | $1,433 | $1,191 |
Longview, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Longview, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Longview | $993 | $839 |
| Longview-Kelso | $1,575 | $1,330 |
| Longview Heights | $1,464 | $1,236 |
| West Side Highway | $954 | $806 |
| Kelso | $1,474 | $1,245 |
| Rainier | $1,764 | $1,490 |
| Prescott | $1,610 | $1,360 |
| Castle Rock | $1,848 | $1,561 |
Longview, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Longview, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,345 |
| 20 Years | $1,325 |
| 30 Years | $1,020 |
| 40 Years | $982 |
| 50 Years | $909 |
| 60 Years | $922 |
| 70 Years | $1,073 |
Longview, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Longview, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,753 | $309 |
| 3 Vehicles | $2,629 | $464 |
| 4 Vehicles | $3,505 | $619 |
Savings on 2 Vehicles bundle:$309
Savings on 3 Vehicles bundle:$464
Savings on 4 Vehicles bundle:$619
Longview, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Longview, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Longview | $1,031 | $1,655 |
| Longview-Kelso | $1,191 | $1,912 |
| Longview Heights | $1,555 | $2,496 |
| West Side Highway | $1,199 | $1,924 |
| Kelso | $1,173 | $1,883 |
| Rainier | $1,433 | $2,144 |
| Prescott | $1,429 | $2,138 |
| Castle Rock | $1,555 | $2,496 |
Longview, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $885 |
| Excellent (740-799) | $1,010 |
| Good (670-739) | $1,074 |
| Average (580-669) | $1,402 |
| Poor (300-579) | $1,682 |
Longview, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$45 | $1,076 |
| Driver's Failure In Showing Documents | +$100 | $1,131 |
| Driving With An Expired Registration | +$106 | $1,137 |
| Driving At A Considerably Slow Pace | +$224 | $1,255 |
| Using A Cellphone While Driving | +$236 | $1,267 |
| Running A Red Light | +$240 | $1,271 |
| Speeding | +$253 | $1,284 |
| Driving A Vehicle Without The Required Permission | +$321 | $1,352 |
| Driving With An Expired/Suspended License | +$695 | $1,726 |
Longview, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $990 |
| Active Disabling Device | $990 |
| Tracking Device | $969 |
| Passive Disabling Device | $959 |
Latest Auto Insurance Reviews in Longview, WA | Back to Top
GeicoMy experience with GEICO customer service can be compared to Chick-fil-A's customer service skills. They always get it right and I always leave feeling happier than when I first called in.
State FarmIt may be a little higher than some other companies but I am confident that the coverage is top-notch and the great customer service you receive goes a long way, too.
GeicoI recommend Geico because of the ease of use of the app, the price and the convenience of using them.
Farm BureauThe policy is as comprehensive as any other service provider. The minimum I have is $750, anything else I would pay out of pocket. I think that is fair, and it makes my monthly insurance rate a little cheaper as well.
State FarmI am in the process of looking to renew my insurance with a different insurer, because they have upped my premium by £51 even though.
GeicoMy car insurance customer service is pretty good. I have not had any issues with them when I called to ask for a quote and questions.
American National Property And Casualty CompanyThe deductible could be a little less due to it being a little pricey if in an accident, however, with the lower deductible comes a higher premium, so I'd rather pay a lower premium each month.
American National Property And Casualty CompanyThe deductible could be a little less due to it being a little pricey if in an accident, however, with the lower deductible comes a higher premium, so I'd rather pay a lower premium each month.
Metlifethrough Deductible Savings Benefit, you'll automatically earn $50 every year you didn't make a claim, to a maximum of $250 that may be used toward your deductible, if you have a covered loss For other multi-product and multi-policy discounts not listed here, contact MetLife Auto & Home representative today.
Farmer's InsuranceWe have a local, unbonded agent who is our go between with the company. We have had no issues and have been very happy with the customer service she has provided.
GeicoThe rate of what I'm paying for is really high. I have been in a certain bind because of the lack of communication between the adjuster and mechanic.
GeicoI have had no issues with my company. When I contact them I am pleased with the service.