Los Altos Hills Auto Insurance Rates, Quotes, Agents & Reviews in CA

Los Altos Hills, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Los Altos Hills, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Los Altos Hills, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Los Altos Hills, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Los Altos Hills, CA with that of other cities in and around Los Altos Hills.

Los Altos Hills Palo Alto West Santa Clara Loyola Ladera Mountain View
Average Insurance Rates $2,566 $1,279 $2,566 $2,566 $2,566 $1,247

Los Altos Hills, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Los Altos Hills, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Los Altos Hills $2,643 $2,232
Palo Alto $2,301 $1,944
Los Altos $2,643 $2,232
Loyola $2,643 $2,232
Ladera $2,046 $1,728
Mountain View $2,237 $1,890
Stanford $2,463 $2,080
West Santa Clara $2,643 $2,232

Los Altos Hills, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Los Altos Hills, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $8,326
20 Years $3,297
30 Years $2,539
40 Years $2,443
50 Years $2,263
60 Years $2,294
70 Years $2,670

Los Altos Hills, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Los Altos Hills, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,362 $770
3 Vehicles $6,543 $1,155
4 Vehicles $8,724 $1,540

Savings on 2 Vehicles bundle:$770

Savings on 3 Vehicles bundle:$1,155

Savings on 4 Vehicles bundle:$1,540


Los Altos Hills, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Los Altos Hills, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Los Altos Hills $2,566 $6,318
Palo Alto $1,279 $3,149
Los Altos $2,566 $6,318
Loyola $2,566 $6,318
Ladera $2,566 $6,318
Mountain View $1,247 $3,070
Stanford $2,391 $5,887
West Santa Clara $2,566 $6,318

Los Altos Hills, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,202
Excellent (740-799) $2,513
Good (670-739) $2,674
Average (580-669) $3,488
Poor (300-579) $4,185

Los Altos Hills, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Carlos Marron State Farm 801 Woodside Rd Ste 12, Redwood City, 94061-3751 650-365-1432
Barbara Kuang Allstate 805 E El Camino Real Ste A, Mountain View, 94040 (650) 200-1730
Hector Flamenco State Farm 956 Main St, Redwood City, 94063-1996 650-365-7100
Redwood City Insurance Center None Po Box 1089 , Redwood City, 94064 None
Michael Tirabassi State Farm 4546 El Camino Real Ste B4, Los Altos, 94022-1069 650-941-5000
Don Parker State Farm 4546 El Camino Real, Los Altos, 94022 650-941-5000
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Hub International Insurance Services Inc Liberty Mutual Independent 1091 N SHORELINE BLVD STE 200, MOUNTAIN VIEW, 94043 (650) 964-8000
Sbc Insurance Services Inc Liberty Mutual Independent 5150 EL CAMINO REAL STE B31, LOS ALTOS, 94022 (650) 469-0400

Los Altos Hills, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$113 $2,679
Driver's Failure In Showing Documents +$249 $2,815
Driving With An Expired Registration +$264 $2,830
Driving At A Considerably Slow Pace +$557 $3,123
Using A Cellphone While Driving +$588 $3,154
Running A Red Light +$598 $3,164
Speeding +$629 $3,195
Driving A Vehicle Without The Required Permission +$798 $3,364
Driving With An Expired/Suspended License +$1,729 $4,295

Los Altos Hills, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,463
Active Disabling Device $2,463
Tracking Device $2,412
Passive Disabling Device $2,386