Los Angeles Auto Insurance Rates, Quotes, Agents & Reviews in CA

Los Angeles, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Los Angeles, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Los Angeles, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Los Angeles, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Los Angeles, CA with that of other cities in and around Los Angeles.

Los Angeles View Park-Windsor Hills Culver City Ladera Heights Marina del Rey West Hollywood
Average Insurance Rates $1,945 $1,991 $2,024 $2,085 $1,909 $2,002

Los Angeles, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Los Angeles, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Los Angeles $2,003 $1,692
Culver City $2,142 $1,810
Ladera Heights $1,710 $1,444
Marina del Rey $1,362 $1,150
View Park-Windsor Hills $2,035 $1,719
Santa Monica $2,277 $1,924
Beverly Hills $2,643 $2,232
West Hollywood $1,145 $967

Los Angeles, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Los Angeles, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,311
20 Years $2,499
30 Years $1,925
40 Years $1,852
50 Years $1,715
60 Years $1,739
70 Years $2,024

Los Angeles, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Los Angeles, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,307 $584
3 Vehicles $4,960 $875
4 Vehicles $6,613 $1,167

Savings on 2 Vehicles bundle:$584

Savings on 3 Vehicles bundle:$875

Savings on 4 Vehicles bundle:$1,167


Los Angeles, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Los Angeles, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Los Angeles $1,945 $4,789
Culver City $2,024 $4,983
Ladera Heights $2,085 $5,134
Marina del Rey $1,909 $4,700
View Park-Windsor Hills $1,991 $4,902
Santa Monica $1,986 $4,890
Beverly Hills $2,266 $5,579
West Hollywood $2,002 $4,929

Los Angeles, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,669
Excellent (740-799) $1,905
Good (670-739) $2,027
Average (580-669) $2,644
Poor (300-579) $3,173

Los Angeles, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Susman Insurance Agency Travelers 11611 SAN VICENTE BLVD STE 650, LOS ANGELES, 90049 310-820-5200
Richard Calderon State Farm 5556 S Centinela Ave Ste 4, Los Angeles, 90066-6912 310-822-1440
John Corr Allstate 4454 Van Nuys Blvd Ste 212, Sherman Oaks, 91403 (818) 784-2220
Josh Scott Liberty Mutual 222 N. Sepulveda Blvd Ste 2330, El Segundo, 90245 1-310-316-9428
Pacific Shield Insurance Services Travelers 12900 RIVERSIDE DR, SHERMAN OAKS, 91423 818-754-1700
Wells Fargo Insurance Services Usa Inc Liberty Mutual Independent 15303 VENTURA BLVD FL 7, SHERMAN OAKS, 91403 (818) 464-9300
Mel Palomo State Farm 2100 Sawtelle Blvd Ste 305, Los Angeles, 90025-6265 310-231-4300
City Insurance Services Liberty Mutual Independent 3435 WILSHIRE BLVD STE 3000, LOS ANGELES, 90010 (213) 387-6505
Robin Kaswick State Farm 4383 Tujunga Ave Ste I, Studio City, 91604-2771 818-762-1300
Lisa Simmons State Farm 13658 Hawthorne Blvd Ste 100B, Hawthorne, 90250-5811 310-675-3339
Marlene Brown State Farm 239 S Rbtsn Blvd Ste 7, Beverly Hills, 90211-2847 310-289-1326
Linda Anderson State Farm 9703 Wash Blvd, Culver City, 90232-2721 310-204-2250

Los Angeles, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$86 $2,031
Driver's Failure In Showing Documents +$189 $2,134
Driving With An Expired Registration +$200 $2,145
Driving At A Considerably Slow Pace +$422 $2,367
Using A Cellphone While Driving +$445 $2,390
Running A Red Light +$453 $2,398
Speeding +$477 $2,422
Driving A Vehicle Without The Required Permission +$605 $2,550
Driving With An Expired/Suspended License +$1,311 $3,256

Los Angeles, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,867
Active Disabling Device $1,867
Tracking Device $1,828
Passive Disabling Device $1,809

Latest Auto Insurance Reviews in Los Angeles, CA | Back to Top

Geico
THIS IS THE BEST CAR INSURANCE COMPANY COMPARING OTHER COMPANIES.I KNOW THIS COMPANY RULES VERY WELL.THIS COMPANY PROVIDES BEST SECURITY FOR MY FAMILY.
National General
My premium and deductible are slightly higher than some other companies I've compared them with (Geico for example), however, I'm willing to pay these in the event of an accident, for a lower monthly rate.
Allstate
my premium is lower. They deductible is actually the same as it was with the other company but I have vanishing deductible which means every year my deductible goes down as long as there are no accident.
State Farm
I would not recommend State Farm period. Not for any form of insurance. Why? Because their Reps are very unprofessional.Who wants to pay someone for that?
Esurance
Esurance's customer service is very quick and friendly, they have always answered my questions and the time i got into an accident did cover me completely and I just had to pay a very low deductible.
State Farm
I would recommend SF over and over again because of the quality of service they provide. Especially my agent who is a wonderful agent because he makes sure you know and understand.
State Farm
I am a customer of state farm . I am very happy with them. Good customer service.
Aaa
I switched from Liberty mutual insurance to AAA insurance. liberty Mutual was charging $250 and I went down to $125.
Progressive
I would recommend you going with this company as they provide a good policy with competitive premiums. They also offer ways to reduce cost.
Progressive
I would recommend you going with this company as they provide a good policy with competitive premiums. They also offer ways to reduce cost.
Progressive
I like their customer support, once I had a claim and they resolved it very quick.
State Farm
The premium is fairly low but not the lowest. Lower premium companies seem less reliable at paying claims and are more difficult to get help from.
Farmer's Insurance
Anytime we have had to make a claim, they have responded quickly and efficiently. Customer service has been great and our claims have been resolved easily with no stress.
Geico
I check periodically to find a better policy at a better price, and that normally does not happen. I did find one company last year that gave me a better price, but the difference was so small that it wasn't worth changing. GEICO offers me the best price and service that I have been able to find. As always, I wish they were cheaper, but they are better than most. I checked this year with two companies that said they could save me $00 to $600, and in each case they were several hundred higher than GEICO. I would give GEICO a 4.5 out of 5 only because I wish they were cheaper.
Progressive
THE PREMIUM COVERAGE MEET ALL THE STATE REQUIRED NEEDS TO DRIVE LEGAL ON THE ROAD. OTHER COMPANIES FOR THE SAME PREMIUM COVERAGE WAS VERY COSTLY.
Aaa
I dislike this insurance policies some times because some details about customer services can be lac at most of the times and they cannot giving the exact datas about policy.
Geico
I like that I pay so little and still get the same things I had before and I paid a lot more.
Nationwide
It is about average. It is like there is price set by companies and passed to customers. there is no choice but insurance or sued out of house and home