Lowell, MA Auto Insurance Rates

Lowell, MA residents can save $520 by comparing multiple quotes & reading reviews & research on Lowell car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$940 $1296 $1448

Latest Auto Insurance Reviews in Lowell, Massachusetts


Nationwide
Great care and I like that it all about you .putting the costumer first is really what to do .I like alot
State Farm
The premium and deductible of my policy are comparable to other companies. They are competitive and offer a decent price for the coverage I get.
Progressive
Our car insurance experience with progressive has been awesome. When my husband totaled his truck they were very helpful. They answered a lot of his questions and treated him like part of the family.
Safety Insurance
I have just switched to safety insurance and have saved $500 a year compared to what i was paying with my previous car insurance company.
Progressive
I am completely satisfied with how to contact them and their customer support. Although i initially went through an agent to obtain their insurance I can still contact Progressive directly to get the help that I need. In fact, not to long ago I needed help changing my policy. I could not get in touch with the local agency. I contacted Progressive through online chat and they were immediately very helpful and polite as well as friendly.
Selective Of S.C
The general has a good rating for financial strength, but it only provides the minimum level of auto coverage required by the applicable state.
Mapfre Insurance
I like that they are small and take care of my needs while dealing with a larger portion of the company leads me to belie they can help if an incident does occur.
Write Your Review | Lowell, Massachusetts Auto Insurance Analysis
Allstate Auto Insurance, Lowell, MA
$64/1 month
Car Insurance Policy Holder
  • Married 32 Years old Female licensed 5 years ago with Financed Ford Edge Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lowell Car Insurance Rate Comparisons

Lowell, MA's average car insurance of $1296 differs from Pinehurst, MA (+$274), Methuen Town, MA (+$574), Wilmington, MA (+$114) and Massachusetts (+$329)

Lowell Pinehurst, MA Methuen Town, MA Wilmington, MA Massachusetts
Median Insurance Rates $1296 +$274 +$574 +$114 +$329

Lowell Car Insurance Savings By Neighborhood & Street Area

Lowell Driver Street Residence & Car Locations Car Details in Lowell Lowell Driver Demographics Lowell Auto Insurance Estimates Recent Lowell Insurance Savings
North Chelmsford
Dowling Dr2008 Ford Fusion I4 SE21 year woman$1121$828
Boulevard St2000 Buick Century Custom19 year female teenager$3199$764
Other Area
Mc Govern Ct2005 GMC Sierra 1500 SLE82 year female senior$1070$706
Beharrel Ave2008 Mazda 3 I19 year male teenager$3254$816
Belvidere
Briar Ave2006 Cadillac DTS Luxury II37 year man$1978$593
Bailey Ln2011 Nissan Rogue SV75 year senior$1167$454
Pawtucketville
Beatrice Ave2013 Volkswagen Jetta S50 year married woman$1185$617
Clinton Ave2011 Hyundai Sonata GLS71 year male senior$1323$436
Oaklands
Eastview St2008 Jeep Grand Cherokee Laredo38 year married man$1353$488
Hanks St2009 Chrysler 300 LX19 year teenager$3246$463

Lowell Post DUI Car Insurance Rates

Lowell Pelham, NH Tyngsborough Burlington Massachusetts
Median Post DUI Insurance Rate $2410 -$960 +$398 -$104 +$612
Male Teenager Post DUI Insurance Rate $6435 -$2563 +$1062 -$279 +$1633
Female Teenager Post DUI Insurance Rate $5591 -$2227 +$924 -$242 +$1421

The Post DUI insurance in Lowell, MA's is $2410 compared to Pelham, NH (-$960), Tyngsborough (+$398), Burlington (-$104) and Massachusetts (+$612)

In Lowell, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 GMC Sierra 1500 SLE in Lowell, MA would pay $6037 on auto insurance while a female teenager POST DUI would pay $5247.

Lowell Car Insurance by Segment

Lowell Teenagers Car Insurance Rates Comparison

8633 Lowell Teenagers (8% of total population), 51% Male & 49% Female.

Lowell Pinehurst Billerica Bedford Massachusetts
All Teenagers $3214 +$679 +$754 +$2266 +$816
Male Teenager $3460 +$731 +$812 +$2440 +$878
Female Teenager $3006 +$636 +$706 +$2121 +$764

Lowell teenagers pay $3214 in insurance in contrast with Pinehurst (+$679), Billerica (+$754), Bedford (+$2266) and Massachusetts (+$816). The difference between Male & Female teenagers in Lowell is $454

Example

  • 2008 Audi A6 3.2 Male Teenager Insurance Rate $3834
  • 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2633

Lowell Men & Women Car Insurance

106739 Lowell Adults (100% of total population), 48% Men & 52% Women.

Lowell Nashua, NH Carlisle Pelham, NH Massachusetts
All Women $1231 -$71 +$821 -$490 +$312
Married Women $1179 -$67 +$786 -$470 +$299
All Men $1775 -$101 +$1184 -$707 +$451
Married Men $1632 -$93 +$1089 -$650 +$415

The typical insurance rate of $1775 that Lowell Men pay varies from Nashua, NH (-$101), Carlisle (+$1184), Pelham, NH (-$707) and Massachusetts (+$451). In Lowell, married men pay $453 more than married women.

Example

  • 2012 Dodge Journey SXT Married Men Insurance Rate $1727
  • 2014 Kia Sorento LX Married Women Insurance Rate $1543

Lowell Senior Car Insurance

16173 Lowell Seniors (15% of total population), 41% Senior Men & 59% Senior Women.

Lowell Pinehurst Andover Carlisle Massachusetts
All Seniors $1218 +$257 +$859 +$812 +$309
Senior Men $1270 +$268 +$895 +$846 +$322
Senior Women $1140 +$241 +$804 +$760 +$290

Lowell seniors pay $1218 in insurance compared to Pinehurst (+$257), Andover (+$859), Carlisle (+$812) and Massachusetts (+$309). In Lowell, senior men pay $130 more than senior women.

Lowell Car Insurance Discounts for Multiple Vehicles

Lowell Population with 1 Vehicle 15710 (40% of Lowell population), 2 Vehicles 12615 (32% of the Lowell population) and 3 vehicles 3059 (8% of the population)

Lowell Hudson, NH Bedford Tewksbury Massachusetts
2 Vehicles $2463 -$544 +$1736 +$634 +$625
3 Vehicles $3759 -$830 +$2650 +$968 +$954
4 Vehicles $5055 -$1116 +$3564 +$1302 +$1283

Lowell Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, CR-V EX $300 $1380 $1680 $1300 $1600 $80
Honda, CR-V EX-L $100 $1310 $1410 $1230 $1330 $80
Acura, MDX $500 $1340 $1840 $1260 $1760 $80
Jeep, Grand Cherokee Overland $400 $1270 $1670 $1180 $1580 $90
Volvo, S60 T5 $200 $1310 $1510 $1220 $1420 $90