Lowell, MA Auto Insurance Rates
Lowell, MA residents can save $520 by comparing multiple quotes & reading reviews & research on Lowell car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $940 | $1296 | $1448 |
Latest Auto Insurance Reviews in Lowell, Massachusetts
Great coverage, knowledgeable agents and great customer service! I had moved and my agent is 100+ miles and I kept the same agent because they are that good at what they do
Would completely recommend as they are always helpful, answer my questions, and try to save me money where they can. Even though insurance is expensive they really do try.
The insurance company lets us decide how much coverage to have on each vehicle. They have been great about offering advice and helping us set the limits on the insurance.
I AM COMPLETELY SATISFIED WITH MY CURRENT COMPANY VERSES MY OTHER COMPANY. IN COMPARISON SAFECO OFFERS MORE COVERAGE FOR LESS MONEY.
Great care and I like that it all about you .putting the costumer first is really what to do .I like alot
The premium and deductible of my policy are comparable to other companies. They are competitive and offer a decent price for the coverage I get.
Our car insurance experience with progressive has been awesome. When my husband totaled his truck they were very helpful. They answered a lot of his questions and treated him like part of the family.
I have just switched to safety insurance and have saved $500 a year compared to what i was paying with my previous car insurance company.
I am completely satisfied with how to contact them and their customer support. Although i initially went through an agent to obtain their insurance I can still contact Progressive directly to get the help that I need. In fact, not to long ago I needed help changing my policy. I could not get in touch with the local agency. I contacted Progressive through online chat and they were immediately very helpful and polite as well as friendly.
The general has a good rating for financial strength, but it only provides the minimum level of auto coverage required by the applicable state.
I like that they are small and take care of my needs while dealing with a larger portion of the company leads me to belie they can help if an incident does occur.
- Married 32 Years old Female licensed 5 years ago with Financed Ford Edge Limited used for Business with estimated annual mileage of 15,001 - 20,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 25 K Property Damage
- 250 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Lowell Car Insurance Rate Comparisons
Lowell, MA's average car insurance of $1296 differs from Pinehurst, MA (+$274), Methuen Town, MA (+$574), Wilmington, MA (+$114) and Massachusetts (+$329)
| Lowell | Pinehurst, MA | Methuen Town, MA | Wilmington, MA | Massachusetts | |
| Median Insurance Rates | $1296 | +$274 | +$574 | +$114 | +$329 |
Lowell Car Insurance Savings By Neighborhood & Street Area
| Lowell Driver Street Residence & Car Locations | Car Details in Lowell | Lowell Driver Demographics | Lowell Auto Insurance Estimates | Recent Lowell Insurance Savings |
|---|---|---|---|---|
| North Chelmsford | ||||
| Dowling Dr | 2008 Ford Fusion I4 SE | 21 year woman | $1121 | $828 |
| Boulevard St | 2000 Buick Century Custom | 19 year female teenager | $3199 | $764 |
| Other Area | ||||
| Mc Govern Ct | 2005 GMC Sierra 1500 SLE | 82 year female senior | $1070 | $706 |
| Beharrel Ave | 2008 Mazda 3 I | 19 year male teenager | $3254 | $816 |
| Belvidere | ||||
| Briar Ave | 2006 Cadillac DTS Luxury II | 37 year man | $1978 | $593 |
| Bailey Ln | 2011 Nissan Rogue SV | 75 year senior | $1167 | $454 |
| Pawtucketville | ||||
| Beatrice Ave | 2013 Volkswagen Jetta S | 50 year married woman | $1185 | $617 |
| Clinton Ave | 2011 Hyundai Sonata GLS | 71 year male senior | $1323 | $436 |
| Oaklands | ||||
| Eastview St | 2008 Jeep Grand Cherokee Laredo | 38 year married man | $1353 | $488 |
| Hanks St | 2009 Chrysler 300 LX | 19 year teenager | $3246 | $463 |
Lowell Post DUI Car Insurance Rates
| Lowell | Pelham, NH | Tyngsborough | Burlington | Massachusetts | |
| Median Post DUI Insurance Rate | $2410 | -$960 | +$398 | -$104 | +$612 |
| Male Teenager Post DUI Insurance Rate | $6435 | -$2563 | +$1062 | -$279 | +$1633 |
| Female Teenager Post DUI Insurance Rate | $5591 | -$2227 | +$924 | -$242 | +$1421 |
The Post DUI insurance in Lowell, MA's is $2410 compared to Pelham, NH (-$960), Tyngsborough (+$398), Burlington (-$104) and Massachusetts (+$612)
In Lowell, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 GMC Sierra 1500 SLE in Lowell, MA would pay $6037 on auto insurance while a female teenager POST DUI would pay $5247.
Lowell Car Insurance by Segment
Lowell Teenagers Car Insurance Rates Comparison
8633 Lowell Teenagers (8% of total population), 51% Male & 49% Female.
| Lowell | Pinehurst | Billerica | Bedford | Massachusetts | |
| All Teenagers | $3214 | +$679 | +$754 | +$2266 | +$816 |
| Male Teenager | $3460 | +$731 | +$812 | +$2440 | +$878 |
| Female Teenager | $3006 | +$636 | +$706 | +$2121 | +$764 |
Lowell teenagers pay $3214 in insurance in contrast with Pinehurst (+$679), Billerica (+$754), Bedford (+$2266) and Massachusetts (+$816). The difference between Male & Female teenagers in Lowell is $454
Example
- 2008 Audi A6 3.2 Male Teenager Insurance Rate $3834
- 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2633
Lowell Men & Women Car Insurance
106739 Lowell Adults (100% of total population), 48% Men & 52% Women.
| Lowell | Nashua, NH | Carlisle | Pelham, NH | Massachusetts | |
| All Women | $1231 | -$71 | +$821 | -$490 | +$312 |
| Married Women | $1179 | -$67 | +$786 | -$470 | +$299 |
| All Men | $1775 | -$101 | +$1184 | -$707 | +$451 |
| Married Men | $1632 | -$93 | +$1089 | -$650 | +$415 |
The typical insurance rate of $1775 that Lowell Men pay varies from Nashua, NH (-$101), Carlisle (+$1184), Pelham, NH (-$707) and Massachusetts (+$451). In Lowell, married men pay $453 more than married women.
Example
- 2012 Dodge Journey SXT Married Men Insurance Rate $1727
- 2014 Kia Sorento LX Married Women Insurance Rate $1543
Lowell Senior Car Insurance
16173 Lowell Seniors (15% of total population), 41% Senior Men & 59% Senior Women.
| Lowell | Pinehurst | Andover | Carlisle | Massachusetts | |
| All Seniors | $1218 | +$257 | +$859 | +$812 | +$309 |
| Senior Men | $1270 | +$268 | +$895 | +$846 | +$322 |
| Senior Women | $1140 | +$241 | +$804 | +$760 | +$290 |
Lowell seniors pay $1218 in insurance compared to Pinehurst (+$257), Andover (+$859), Carlisle (+$812) and Massachusetts (+$309). In Lowell, senior men pay $130 more than senior women.
Lowell Car Insurance Discounts for Multiple Vehicles
Lowell Population with 1 Vehicle 15710 (40% of Lowell population), 2 Vehicles 12615 (32% of the Lowell population) and 3 vehicles 3059 (8% of the population)
| Lowell | Hudson, NH | Bedford | Tewksbury | Massachusetts | |
| 2 Vehicles | $2463 | -$544 | +$1736 | +$634 | +$625 |
| 3 Vehicles | $3759 | -$830 | +$2650 | +$968 | +$954 |
| 4 Vehicles | $5055 | -$1116 | +$3564 | +$1302 | +$1283 |
Lowell Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, CR-V EX | $300 | $1380 | $1680 | $1300 | $1600 | $80 |
| Honda, CR-V EX-L | $100 | $1310 | $1410 | $1230 | $1330 | $80 |
| Acura, MDX | $500 | $1340 | $1840 | $1260 | $1760 | $80 |
| Jeep, Grand Cherokee Overland | $400 | $1270 | $1670 | $1180 | $1580 | $90 |
| Volvo, S60 T5 | $200 | $1310 | $1510 | $1220 | $1420 | $90 |