Lowell Auto Insurance Rates, Quotes, Agents & Reviews in OR

Lowell, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lowell, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lowell, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lowell, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lowell, OR with that of other cities in and around Lowell.

Lowell Marcola Lane County Pleasant Hill Springfield Westfir
Average Insurance Rates $1,445 $1,496 $1,440 $1,476 $981 $1,388

Lowell, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lowell, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lowell $1,072 $906
Lane County $1,585 $1,339
Westfir $1,436 $1,213
Pleasant Hill $1,383 $1,168
Marcola $1,441 $1,217
Springfield $1,294 $1,093

Lowell, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lowell, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,689
20 Years $1,857
30 Years $1,430
40 Years $1,376
50 Years $1,274
60 Years $1,292
70 Years $1,504

Lowell, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lowell, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,514 $376
3 Vehicles $3,771 $564
4 Vehicles $5,029 $751

Savings on 2 Vehicles bundle:$376

Savings on 3 Vehicles bundle:$564

Savings on 4 Vehicles bundle:$751


Lowell, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lowell, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Lowell $1,445 $2,162
Lane County $1,440 $2,154
Westfir $1,388 $2,076
Pleasant Hill $1,476 $2,208
Marcola $1,496 $2,238
Springfield $981 $1,468

Lowell, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,240
Excellent (740-799) $1,415
Good (670-739) $1,506
Average (580-669) $1,964
Poor (300-579) $2,357

Lowell, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mitch Hanan State Farm 111 S 47th St, Springfield, 97478-6625 541-747-4266
Terra Hager State Farm 114 Melton Rd, Creswell, 97426-9453 541-895-2005
Ron Marshall Clu Lutcf Farmers 1623 21st St Ste A, Springfield, 97477 (541) 746-0032
Jason Stefely State Farm 2725 Delta Oaks Dr, Eugene, 97408-1700 541-485-1315
Deann Mathison State Farm 3762 W. 11th Ave., Eugene, 97402-3010 541-485-7300
Sherry Schaefers State Farm 252 W 7th Ave, Eugene, 97401-2664 541-607-4575
William Franklin Tanner Travelers 84899 TILICUM AVE ST 6, PLEASANT HILL, 97455 541-747-9383
American Colony Insurance & Financial Services None 895 Country Club Rd. C-250, Eugene, 97401 None
Stan Zorn Clu State Farm 3365 E Amazon Dr, Eugene, 97405-0523 541-683-5885
Brown & Brown Nw None 2911 Tennyson Ave Ste 304 Eugene, Coburg, 97408 None

Lowell, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,509
Driver's Failure In Showing Documents +$140 $1,585
Driving With An Expired Registration +$149 $1,594
Driving At A Considerably Slow Pace +$314 $1,759
Using A Cellphone While Driving +$331 $1,776
Running A Red Light +$337 $1,782
Speeding +$354 $1,799
Driving A Vehicle Without The Required Permission +$449 $1,894
Driving With An Expired/Suspended License +$974 $2,419

Lowell, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,387
Active Disabling Device $1,387
Tracking Device $1,358
Passive Disabling Device $1,344