Lowell Auto Insurance Rates, Quotes, Agents & Reviews in VT

Lowell, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lowell, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Lowell, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lowell, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lowell, VT with that of other cities in and around Lowell.

Lowell Westfield Irasburg Troy Albany Orleans County
Average Insurance Rates $1,066 $1,091 $1,070 $1,057 $1,068 $1,070

Lowell, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lowell, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lowell $1,357 $1,146
Westfield $1,429 $1,207
Eden $1,524 $1,288
Albany $1,557 $1,315
Montgomery $1,029 $869
Irasburg $1,102 $931
Troy $1,712 $1,446
Orleans County $1,323 $1,117

Lowell, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lowell, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,459
20 Years $1,370
30 Years $1,055
40 Years $1,015
50 Years $940
60 Years $953
70 Years $1,109

Lowell, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lowell, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,834 $298
3 Vehicles $2,750 $448
4 Vehicles $3,667 $597

Savings on 2 Vehicles bundle:$298

Savings on 3 Vehicles bundle:$448

Savings on 4 Vehicles bundle:$597


Lowell, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lowell, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Lowell $1,066 $2,203
Westfield $1,091 $2,255
Eden $1,062 $2,195
Albany $1,068 $2,207
Montgomery $1,074 $2,219
Irasburg $1,070 $2,211
Troy $1,057 $2,184
Orleans County $1,070 $2,211

Lowell, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $915
Excellent (740-799) $1,044
Good (670-739) $1,111
Average (580-669) $1,449
Poor (300-579) $1,739

Lowell, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
M Parker Insurance Agency None 2625 Center Rd, Hardwick, 5843 None
Brooks Insurance Agency None P O Box 102, Newport, 5855 None
Associated Insurance Agencies, Inc. None 374 Main Street, Newport, 5855 None
Nfp Property & Casualty Services Liberty Mutual Independent 408 WESTERN AVE, NEWPORT, 5855 (802) 334-3003
Anthony Murphy State Farm 100 Dorset St Ste 17, S Burlington, 05403-6241 802-657-3500
Eilers Financial Services None Po Box 626 , Waitsfield, 5673 None
Eilers Financial Services None Po Box 626 , Waitsfield, 5673 None
Eilers Financial Services None Po Box 626 , Waitsfield, 5673 None

Lowell, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,113
Driver's Failure In Showing Documents +$103 $1,169
Driving With An Expired Registration +$110 $1,176
Driving At A Considerably Slow Pace +$231 $1,297
Using A Cellphone While Driving +$244 $1,310
Running A Red Light +$248 $1,314
Speeding +$261 $1,327
Driving A Vehicle Without The Required Permission +$332 $1,398
Driving With An Expired/Suspended License +$718 $1,784

Lowell, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,023
Active Disabling Device $1,023
Tracking Device $1,002
Passive Disabling Device $991