Lower Nazareth Auto Insurance Rates, Quotes, Agents & Reviews in PA

Lower Nazareth, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lower Nazareth, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lower Nazareth, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lower Nazareth, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lower Nazareth, PA with that of other cities in and around Lower Nazareth.

Lower Nazareth Upper Nazareth Palmer Heights Palmer Bath Nazareth
Average Insurance Rates $1,547 $1,514 $1,462 $1,482 $1,420 $1,444

Lower Nazareth, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lower Nazareth, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lower Nazareth $1,740 $1,469
Upper Nazareth $1,079 $912
Nazareth $1,715 $1,449
Palmer Heights $2,183 $1,844
Palmer $1,858 $1,569
Northampton County $1,098 $927
Eastlawn Gardens $980 $827
Bath $1,014 $856

Lower Nazareth, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lower Nazareth, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,020
20 Years $1,988
30 Years $1,531
40 Years $1,473
50 Years $1,364
60 Years $1,383
70 Years $1,610

Lower Nazareth, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lower Nazareth, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,661 $433
3 Vehicles $3,991 $650
4 Vehicles $5,322 $866

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$650

Savings on 4 Vehicles bundle:$866


Lower Nazareth, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lower Nazareth, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Lower Nazareth $1,547 $2,435
Upper Nazareth $1,514 $2,383
Nazareth $1,444 $2,273
Palmer Heights $1,462 $2,301
Palmer $1,482 $2,333
Northampton County $1,145 $1,802
Eastlawn Gardens $1,510 $2,377
Bath $1,420 $2,235

Lower Nazareth, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,327
Excellent (740-799) $1,515
Good (670-739) $1,612
Average (580-669) $2,103
Poor (300-579) $2,523

Lower Nazareth, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brosky Insurance Agency Inc Travelers 1540 E Race St Allentown, Hanover, 18109 None
Crystal Newhart Insurance Services Llc Erie 434 Clearfield Street, Freemansburg, 18017 None
Gmg Insurance Agency Travelers 60 BLACKSMITH RD, NEWTOWN, 18940 215-497-9240
Trent Insurance Associates Llc Erie 14425 Bustleton Avenue Lowr Level, Philadelphia, 19116 None
Marty Graff Allstate 140 Yorktown Plz, Elkins Park, 19027 (215) 635-9400
Baringer-Hartman Insurance Group Liberty Mutual Independent 1602 W BROAD ST, QUAKERTOWN, 18951 215-536-9550
Robert A Flounders Nationwide 2307 Bristol Pike, Bensalem, 19020-5731 (215) 638-1525
Wbi Group Llc Erie 3867 Ashland Drive, Skippack, 19474 None
Wbi Group Llc Erie 3867 Ashland Drive, Skippack, 19474 None
Stephen Mooney Farmers 127 Mill St, Bristol, 19007 (215) 781-8500
Rob Vahey GEICO 333 East Lancaster Avenue Suite B, Wynnewood, 19096 (610) 992-1500

Lower Nazareth, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,615
Driver's Failure In Showing Documents +$150 $1,697
Driving With An Expired Registration +$159 $1,706
Driving At A Considerably Slow Pace +$336 $1,883
Using A Cellphone While Driving +$354 $1,901
Running A Red Light +$360 $1,907
Speeding +$379 $1,926
Driving A Vehicle Without The Required Permission +$481 $2,028
Driving With An Expired/Suspended License +$1,043 $2,590

Lower Nazareth, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,485
Active Disabling Device $1,485
Tracking Device $1,454
Passive Disabling Device $1,439