Lubbock, TX Auto Insurance Rates

Lubbock, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Lubbock car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$1099 $1281 $1554

Latest Auto Insurance Reviews in Lubbock, Texas

They offer coverage for drivers without a car, cars that are in storage, etc. They also offer roadside assistance for about a dollar per month. I haven't really looked around at other providers.
Farmer's Insurance
Yes the premium is high because the state I live in. My deductible is reasonable should I need to submit a claim. The only claim I submitted thus far is for roadside service.
State Farm
Again I am completely happy with State farm. They are the best company with the cheapest price around anywhere.
State Farm
Again I am completely happy with State farm. They are the best company with the cheapest price around anywhere.
So far I did not have any reasons to dislike my provider. What I liked was the customer interaction being very friendly and courteous. Another thing was the good premium I have received on my two cars.
I am a fairly new driver allstate offers low insurance rates along with safe driving bonus points where i can earn money back off of my policy. I can also redeem my points at allstate rewards for some cool things. the coverage they offer is amazing and low compared to everyone else. i love allstate.
Customer service for Geico is very helpful. If you are unhappy with something, the representatives always make sure to help fix the problem or offer a good solution.
State Farm
Honestly, I dont have much interaction with my insurance company. It is not that I am unable to use the help, I just don't need to use it a lot. With that being said, the few times I do need help, I have simply called my rep on the phone and was helped immediately.
The General Auto Insurance
I have great coverage from damage to the car to medical insurance for the family and damages to third parties I think I have the best coverage possible
Amica Mutual Insurance
They are good for customer services, prices, and accessability. I can get them on the phone in seconds it seems
It is a solid company that is straightforward and honest but knows their value.Basic coverage for a reasonable price
State Farm
Overall I have very few complaints, as State Farm's prices are decent and I haven't had any bad experiences with the company yet.
Write Your Review | Lubbock, Texas Auto Insurance Analysis
State Farm Auto Insurance, Lubbock, TX
$323/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Chevrolet Corvette ZR1 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lubbock Car Insurance Rate Comparisons

Lubbock, TX's average car insurance of $1281 differs from Spade, TX (+$839), New Home, TX (+$869), Wolfforth, TX (+$119) and Texas (+$264)

Lubbock Spade, TX New Home, TX Wolfforth, TX Texas
Median Insurance Rates $1281 +$839 +$869 +$119 +$264

Lubbock Car Insurance Savings By Neighborhood & Street Area

Lubbock Driver Street Residence & Car Locations Car Details in Lubbock Lubbock Driver Demographics Lubbock Auto Insurance Estimates Recent Lubbock Insurance Savings
93rd Pl2004 Buick Century Custom19 year female teenager$2301$722
93rd Pl2002 Jeep Grand Cherokee Limited69 year female senior$1079$946
Co Rd 68502009 Ford Fusion SE18 year teenager$2475$737
C R 69502009 Mazda MAZDA3 s Sport60 year senior$1264$800
Reese Village
Co Rd 65202008 Chrysler 300 LX39 year woman$1170$788
N Frankford Ave2008 Cadillac DTS Base63 year male senior$1710$584
148th St2014 Volkswagen Jetta S31 year man$1554$951
Co Rd 29002012 Hyundai Sonata GLS30 year married man$1479$967
Co Rd 18002013 Honda Civic LX43 year married woman$999$598
148th St2012 Toyota Prius One17 year male teenager$2608$615

Lubbock Post DUI Car Insurance Rates

Lubbock Opdyke West Lynn County New Deal Texas
Median Post DUI Insurance Rate $2382 +$1617 +$1468 +$1561 +$491
Male Teenager Post DUI Insurance Rate $5431 +$3686 +$3346 +$3558 +$1119
Female Teenager Post DUI Insurance Rate $4549 +$3088 +$2803 +$2982 +$938

The Post DUI insurance in Lubbock, TX's is $2382 compared to Opdyke West (+$1617), Lynn County (+$1468), New Deal (+$1561) and Texas (+$491)

In Lubbock, a male teenager with Post DUI pays $882 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Lubbock, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.

Lubbock Car Insurance by Segment

Lubbock Teenagers Car Insurance Rates Comparison

21575 Lubbock Teenagers (8% of total population), 50% Male & 50% Female.

Lubbock Lubbock County Lynn County New Deal Texas
All Teenagers $2664 +$1059 +$1641 +$1745 +$549
Male Teenager $2920 +$1161 +$1799 +$1913 +$602
Female Teenager $2446 +$972 +$1507 +$1603 +$504

Lubbock teenagers pay $2664 in insurance in contrast with Lubbock County (+$1059), Lynn County (+$1641), New Deal (+$1745) and Texas (+$549). The difference between Male & Female teenagers in Lubbock is $474


  • 2006 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $2774
  • 2009 GMC Sierra 1500 SLE Female Teenager Insurance Rate $2387

Lubbock Men & Women Car Insurance

257384 Lubbock Adults (100% of total population), 49% Men & 51% Women.

Lubbock Opdyke West Slaton Buffalo Springs Texas
All Women $1229 +$835 +$835 +$748 +$254
Married Women $1178 +$800 +$800 +$717 +$243
All Men $1652 +$1121 +$1121 +$1005 +$341
Married Men $1562 +$1061 +$1061 +$951 +$322

The typical insurance rate of $1652 that Lubbock Men pay varies from Opdyke West (+$1121), Slaton (+$1121), Buffalo Springs (+$1005) and Texas (+$341). In Lubbock, married men pay $384 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1625
  • 2014 Dodge Journey SXT Married Women Insurance Rate $1494

Lubbock Senior Car Insurance

39001 Lubbock Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Lubbock Hockley County Opdyke West Lorenzo Texas
All Seniors $1383 +$906 +$939 +$939 +$285
Senior Men $1447 +$948 +$982 +$982 +$298
Senior Women $1345 +$881 +$912 +$912 +$277

Lubbock seniors pay $1383 in insurance compared to Hockley County (+$906), Opdyke West (+$939), Lorenzo (+$939) and Texas (+$285). In Lubbock, senior men pay $102 more than senior women.

Lubbock Car Insurance Discounts for Multiple Vehicles

Lubbock Population with 1 Vehicle 35412 (36% of Lubbock population), 2 Vehicles 39322 (40% of the Lubbock population) and 3 vehicles 12863 (13% of the population)

Lubbock Wilson Smyer Ropesville Texas
2 Vehicles $2434 +$1537 +$1461 +$1461 +$502
3 Vehicles $3715 +$2346 +$2230 +$2230 +$766
4 Vehicles $4996 +$3155 +$2999 +$2999 +$1030

Car Insurance Agents in Lubbock, TX

Rank Agent Name Agent Contact
1 AAA Insurance Underwriters 311 N University Ave, Lubbock, TX 79415
2 Adams Ewing Insurance Agency 1730 19th St, Lubbock, TX 79401
3 Advanced Insurance Group 3225 50th St Ste A2, Lubbock, TX 79413
4 Alan Henry Insurance Agency 3407 19th St, Lubbock, TX 79410
5 Alliance Insurance Agency 3307 82nd St Ste I-A, Lubbock, TX 79423
6 All Quote Insurance 1956 34th St, Lubbock, TX 79411
7 All Risk Insurance Agency 1403 19th St, Lubbock, TX 79401
8 All Write Insurance 2413 20th St, Lubbock, TX 79411
9 Amy Benedict 6811 Martin Luther King Blvd, Lubbock, TX 79404
10 ANCO Insurance 5214 68th St Ste 108, Lubbock, TX 79424

Lubbock Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jeep, Compass Limited $1000 $1440 $1940 $1320 $2320 $-380
Toyota, Sequoia Platinum $700 $1330 $1830 $1220 $1920 $-90
GMC, Yukon XL 1500 SLT $400 $1380 $1780 $1290 $1690 $90
Lincoln, MKZ $100 $1370 $1470 $1270 $1370 $100
Ford, Mustang $200 $1340 $1540 $1240 $1440 $100