Lubbock, TX Auto Insurance Rates

Lubbock, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Lubbock car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1099 $1281 $1554

Latest Auto Insurance Reviews in Lubbock, Texas


Geico
I have had a good experience with this company's customer service department. I have filed claims against my policy and the responsiveness has been excellent.
Progressive
The offerings are competitive to any other major insurance agency. You can choose a very comprehensive policy or a more standard one. It can be catered to your exact needs and budget.
State Farm
We are very satisfied with State Farm as our car insurance company. Their customer service has always been top notch for us and we've never had a problem.
Geico
I have had to call Geico customer service on one occasion after an accident and I found them to be caring and prompt in their responses to me. I don't recall have to wait on the phone very long.
Usaa
They offer coverage for drivers without a car, cars that are in storage, etc. They also offer roadside assistance for about a dollar per month. I haven't really looked around at other providers.
Farmer's Insurance
Yes the premium is high because the state I live in. My deductible is reasonable should I need to submit a claim. The only claim I submitted thus far is for roadside service.
State Farm
Again I am completely happy with State farm. They are the best company with the cheapest price around anywhere.
State Farm
Again I am completely happy with State farm. They are the best company with the cheapest price around anywhere.
Geico
So far I did not have any reasons to dislike my provider. What I liked was the customer interaction being very friendly and courteous. Another thing was the good premium I have received on my two cars.
Allstate
I am a fairly new driver allstate offers low insurance rates along with safe driving bonus points where i can earn money back off of my policy. I can also redeem my points at allstate rewards for some cool things. the coverage they offer is amazing and low compared to everyone else. i love allstate.
Geico
Customer service for Geico is very helpful. If you are unhappy with something, the representatives always make sure to help fix the problem or offer a good solution.
State Farm
Honestly, I dont have much interaction with my insurance company. It is not that I am unable to use the help, I just don't need to use it a lot. With that being said, the few times I do need help, I have simply called my rep on the phone and was helped immediately.
The General Auto Insurance
I have great coverage from damage to the car to medical insurance for the family and damages to third parties I think I have the best coverage possible
Amica Mutual Insurance
They are good for customer services, prices, and accessability. I can get them on the phone in seconds it seems
Geico
It is a solid company that is straightforward and honest but knows their value.Basic coverage for a reasonable price
State Farm
Overall I have very few complaints, as State Farm's prices are decent and I haven't had any bad experiences with the company yet.
Write Your Review | Lubbock, Texas Auto Insurance Analysis
State Farm Auto Insurance, Lubbock, TX
$323/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Chevrolet Corvette ZR1 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lubbock Car Insurance Rate Comparisons

Lubbock, TX's average car insurance of $1281 differs from Spade, TX (+$839), New Home, TX (+$869), Wolfforth, TX (+$119) and Texas (+$264)

Lubbock Spade, TX New Home, TX Wolfforth, TX Texas
Median Insurance Rates $1281 +$839 +$869 +$119 +$264

Lubbock Car Insurance Savings By Neighborhood & Street Area

Lubbock Driver Street Residence & Car Locations Car Details in Lubbock Lubbock Driver Demographics Lubbock Auto Insurance Estimates Recent Lubbock Insurance Savings
Burris
93rd Pl2004 Buick Century Custom19 year female teenager$2301$722
93rd Pl2002 Jeep Grand Cherokee Limited69 year female senior$1079$946
Hurlwood
Co Rd 68502009 Ford Fusion SE18 year teenager$2475$737
C R 69502009 Mazda MAZDA3 s Sport60 year senior$1264$800
Reese Village
Co Rd 65202008 Chrysler 300 LX39 year woman$1170$788
N Frankford Ave2008 Cadillac DTS Base63 year male senior$1710$584
Woodrow
148th St2014 Volkswagen Jetta S31 year man$1554$951
Co Rd 29002012 Hyundai Sonata GLS30 year married man$1479$967
Slide
Co Rd 18002013 Honda Civic LX43 year married woman$999$598
148th St2012 Toyota Prius One17 year male teenager$2608$615

Lubbock Post DUI Car Insurance Rates

Lubbock Opdyke West Lynn County New Deal Texas
Median Post DUI Insurance Rate $2382 +$1617 +$1468 +$1561 +$491
Male Teenager Post DUI Insurance Rate $5431 +$3686 +$3346 +$3558 +$1119
Female Teenager Post DUI Insurance Rate $4549 +$3088 +$2803 +$2982 +$938

The Post DUI insurance in Lubbock, TX's is $2382 compared to Opdyke West (+$1617), Lynn County (+$1468), New Deal (+$1561) and Texas (+$491)

In Lubbock, a male teenager with Post DUI pays $882 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Lubbock, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.

Lubbock Car Insurance by Segment

Lubbock Teenagers Car Insurance Rates Comparison

21575 Lubbock Teenagers (8% of total population), 50% Male & 50% Female.

Lubbock Lubbock County Lynn County New Deal Texas
All Teenagers $2664 +$1059 +$1641 +$1745 +$549
Male Teenager $2920 +$1161 +$1799 +$1913 +$602
Female Teenager $2446 +$972 +$1507 +$1603 +$504

Lubbock teenagers pay $2664 in insurance in contrast with Lubbock County (+$1059), Lynn County (+$1641), New Deal (+$1745) and Texas (+$549). The difference between Male & Female teenagers in Lubbock is $474

Example

  • 2006 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $2774
  • 2009 GMC Sierra 1500 SLE Female Teenager Insurance Rate $2387

Lubbock Men & Women Car Insurance

257384 Lubbock Adults (100% of total population), 49% Men & 51% Women.

Lubbock Opdyke West Slaton Buffalo Springs Texas
All Women $1229 +$835 +$835 +$748 +$254
Married Women $1178 +$800 +$800 +$717 +$243
All Men $1652 +$1121 +$1121 +$1005 +$341
Married Men $1562 +$1061 +$1061 +$951 +$322

The typical insurance rate of $1652 that Lubbock Men pay varies from Opdyke West (+$1121), Slaton (+$1121), Buffalo Springs (+$1005) and Texas (+$341). In Lubbock, married men pay $384 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1625
  • 2014 Dodge Journey SXT Married Women Insurance Rate $1494

Lubbock Senior Car Insurance

39001 Lubbock Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Lubbock Hockley County Opdyke West Lorenzo Texas
All Seniors $1383 +$906 +$939 +$939 +$285
Senior Men $1447 +$948 +$982 +$982 +$298
Senior Women $1345 +$881 +$912 +$912 +$277

Lubbock seniors pay $1383 in insurance compared to Hockley County (+$906), Opdyke West (+$939), Lorenzo (+$939) and Texas (+$285). In Lubbock, senior men pay $102 more than senior women.

Lubbock Car Insurance Discounts for Multiple Vehicles

Lubbock Population with 1 Vehicle 35412 (36% of Lubbock population), 2 Vehicles 39322 (40% of the Lubbock population) and 3 vehicles 12863 (13% of the population)

Lubbock Wilson Smyer Ropesville Texas
2 Vehicles $2434 +$1537 +$1461 +$1461 +$502
3 Vehicles $3715 +$2346 +$2230 +$2230 +$766
4 Vehicles $4996 +$3155 +$2999 +$2999 +$1030

Car Insurance Agents in Lubbock, TX

Rank Agent Name Agent Contact
1 AAA Insurance Underwriters 311 N University Ave, Lubbock, TX 79415
2 Adams Ewing Insurance Agency 1730 19th St, Lubbock, TX 79401
3 Advanced Insurance Group 3225 50th St Ste A2, Lubbock, TX 79413
4 Alan Henry Insurance Agency 3407 19th St, Lubbock, TX 79410
5 Alliance Insurance Agency 3307 82nd St Ste I-A, Lubbock, TX 79423
6 All Quote Insurance 1956 34th St, Lubbock, TX 79411
7 All Risk Insurance Agency 1403 19th St, Lubbock, TX 79401
8 All Write Insurance 2413 20th St, Lubbock, TX 79411
9 Amy Benedict 6811 Martin Luther King Blvd, Lubbock, TX 79404
10 ANCO Insurance 5214 68th St Ste 108, Lubbock, TX 79424

Lubbock Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jeep, Compass Limited $1000 $1440 $1940 $1320 $2320 $-380
Toyota, Sequoia Platinum $700 $1330 $1830 $1220 $1920 $-90
GMC, Yukon XL 1500 SLT $400 $1380 $1780 $1290 $1690 $90
Lincoln, MKZ $100 $1370 $1470 $1270 $1370 $100
Ford, Mustang $200 $1340 $1540 $1240 $1440 $100