Lumberton Auto Insurance Rates, Quotes, Agents & Reviews in TX

Lumberton, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lumberton, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lumberton, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lumberton, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lumberton, TX with that of other cities in and around Lumberton.

Lumberton Pine Forest Rose Hill Acres Rose City Beaumont Bevil Oaks
Average Insurance Rates $1,942 $1,871 $1,920 $1,860 $1,467 $1,947

Lumberton, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lumberton, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lumberton $1,721 $1,454
Rose Hill Acres $1,374 $1,161
Bevil Oaks $1,317 $1,113
Pine Forest $1,236 $1,044
Pinewood Estates $2,151 $1,817
Evadale $1,575 $1,330
Beaumont $1,452 $1,227
Rose City $1,230 $1,039

Lumberton, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lumberton, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,301
20 Years $2,495
30 Years $1,922
40 Years $1,849
50 Years $1,712
60 Years $1,736
70 Years $2,021

Lumberton, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lumberton, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,340 $544
3 Vehicles $5,010 $816
4 Vehicles $6,680 $1,088

Savings on 2 Vehicles bundle:$544

Savings on 3 Vehicles bundle:$816

Savings on 4 Vehicles bundle:$1,088


Lumberton, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lumberton, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Lumberton $1,942 $3,023
Rose Hill Acres $1,920 $2,989
Bevil Oaks $1,947 $3,031
Pine Forest $1,871 $2,913
Pinewood Estates $2,088 $3,251
Evadale $1,849 $2,878
Beaumont $1,467 $2,284
Rose City $1,860 $2,896

Lumberton, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,666
Excellent (740-799) $1,902
Good (670-739) $2,024
Average (580-669) $2,640
Poor (300-579) $3,168

Lumberton, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Christopher Thurston Allstate 975 IH 10 N Ste 100, Beaumont, 77706 (409) 924-8901
Helen Clark Allstate 193 S Lhs Dr, Lumberton, 77657 (409) 751-3200
Brent Walters Allstate 2855 Eastex Fwy Ste K, Beaumont, 77706 (409) 898-7878
Bill Genn Iii State Farm 575 W Lucas Dr Ste 105, Beaumont, 77706-4652 409-835-6621
Twfg Insurance Services None 2850 Eastex Fwy 2850 Eastex Fwy, Beaumont, 77703 None
American Insurance Managers Llp Travelers 2860 IH 10 EAST, BEAUMONT, 77703 409-898-4444
Crystal Allen Farmers 10425 Eagle Dr, Mont Belvieu, 77523 (281) 576-6036
Twfg General Agency None 2888 Hwy 69 S , Lumberton, 77657 None
Rob Clapper State Farm 1303 Belton Lane, Anahuac, 77514 409-267-3800

Lumberton, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$85 $2,027
Driver's Failure In Showing Documents +$188 $2,130
Driving With An Expired Registration +$200 $2,142
Driving At A Considerably Slow Pace +$421 $2,363
Using A Cellphone While Driving +$445 $2,387
Running A Red Light +$452 $2,394
Speeding +$476 $2,418
Driving A Vehicle Without The Required Permission +$604 $2,546
Driving With An Expired/Suspended License +$1,309 $3,251

Lumberton, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,864
Active Disabling Device $1,864
Tracking Device $1,825
Passive Disabling Device $1,806

Latest Auto Insurance Reviews in Lumberton, TX | Back to Top

The Zebra
It saves me lot of amount on my premium. Also providing a good value to the damaged vehicle at the time of claim process. Especially this companies customer service was excellent.
The Zebra
It saves me lot of amount on my premium. Also providing a good value to the damaged vehicle at the time of claim process. Especially this companies customer service was excellent.
Farm Bureau
I am very pleased with my insurance company. They offer better options for insurance at a lower cost. They are also very knowledgeable about all their insurance products
Geico
I like my policy with Geico because for my age there rates were fair and reasonable. I do not think other companies offer a better rate for my age.