Lunenburg Auto Insurance Rates, Quotes, Agents & Reviews in VT

Lunenburg, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lunenburg, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Lunenburg, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lunenburg, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lunenburg, VT with that of other cities in and around Lunenburg.

Lunenburg Lancaster Guildhall Victory Concord Whitefield
Average Insurance Rates $1,048 $1,554 $1,070 $1,043 $1,051 $1,523

Lunenburg, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lunenburg, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lunenburg $1,513 $1,278
Dalton $1,655 $1,398
Concord $2,802 $2,366
Guildhall $1,542 $1,302
Lancaster $1,601 $1,352
Victory $1,613 $1,362
Whitefield $1,569 $1,325
Granby $1,288 $1,088

Lunenburg, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lunenburg, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,401
20 Years $1,347
30 Years $1,037
40 Years $998
50 Years $924
60 Years $937
70 Years $1,091

Lunenburg, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lunenburg, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,844 $252
3 Vehicles $2,767 $377
4 Vehicles $3,689 $503

Savings on 2 Vehicles bundle:$252

Savings on 3 Vehicles bundle:$377

Savings on 4 Vehicles bundle:$503


Lunenburg, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lunenburg, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Lunenburg $1,048 $2,166
Dalton $1,607 $2,840
Concord $1,051 $2,172
Guildhall $1,070 $2,211
Lancaster $1,554 $2,746
Victory $1,043 $2,155
Whitefield $1,523 $2,691
Granby $1,043 $2,155

Lunenburg, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $899
Excellent (740-799) $1,026
Good (670-739) $1,092
Average (580-669) $1,425
Poor (300-579) $1,709

Lunenburg, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Poulos Insurance Allstate 723 Concord Ave, Saint Johnsbury, 5819 (802) 748-1200
Kinney Pike Insurance Agency Liberty Mutual Independent 970 MEMORIAL DR, ST JOHNSBURY, 5819 802-748-9033
Jaimes L. Fewer Nationwide 3 Maple Ave, Barre, 05641-3420 (802) 476-5050
Jaimes L. Fewer Nationwide 3 Maple Ave, Barre, 05641-3420 (802) 476-5050

Lunenburg, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,094
Driver's Failure In Showing Documents +$102 $1,150
Driving With An Expired Registration +$108 $1,156
Driving At A Considerably Slow Pace +$227 $1,275
Using A Cellphone While Driving +$240 $1,288
Running A Red Light +$244 $1,292
Speeding +$257 $1,305
Driving A Vehicle Without The Required Permission +$326 $1,374
Driving With An Expired/Suspended License +$706 $1,754

Lunenburg, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,006
Active Disabling Device $1,006
Tracking Device $985
Passive Disabling Device $975