Lyerly Auto Insurance Rates, Quotes, Agents & Reviews in GA

Lyerly, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lyerly, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lyerly, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Lyerly, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lyerly, GA with that of other cities in and around Lyerly.

Lyerly Chattooga County Menlo Floyd County Broomtown Gaylesville
Average Insurance Rates $1,548 $1,554 $1,555 $1,614 $1,962 $1,453

Lyerly, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lyerly, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lyerly $1,497 $1,264
Broomtown $2,021 $1,707
Chattooga County $1,166 $985
Cedar Bluff-Gaylesville $1,687 $1,425
Summerville $1,911 $1,614
Gaylesville $1,105 $934
Menlo $1,532 $1,294
Floyd County $1,860 $1,571

Lyerly, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lyerly, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,023
20 Years $1,989
30 Years $1,532
40 Years $1,474
50 Years $1,365
60 Years $1,384
70 Years $1,611

Lyerly, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lyerly, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,724 $372
3 Vehicles $4,087 $557
4 Vehicles $5,449 $743

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$743


Lyerly, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lyerly, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Lyerly $1,548 $2,830
Broomtown $1,962 $3,479
Chattooga County $1,554 $2,841
Cedar Bluff-Gaylesville $1,418 $2,514
Summerville $1,568 $2,866
Gaylesville $1,453 $2,576
Menlo $1,555 $2,843
Floyd County $1,614 $2,951

Lyerly, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,328
Excellent (740-799) $1,516
Good (670-739) $1,613
Average (580-669) $2,104
Poor (300-579) $2,525

Lyerly, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Silverleaf Insurance Agency Llc Travelers 300 N FIFTH AVE, ROME, 30165 706-238-9576
Amanda Corbin Allstate 3132 Maple Rd SE Ste B, Lindale, 30147 (706) 232-1414
Georgia Farm Bureau Brokerage Inc Travelers 725 E SECOND AVE, ROME, 30161 706-291-0577
Agency Service Group, Inc. Dba Guffin & Eleam Asg Summerville None 21 Georgia Avenue , Summerville, 30747 None
Matthew Gray Liberty Mutual 3161 Cobb Pkwy Ste 130, Kennesaw, 30152 1-770-974-0272
Houk Insurance Group Llc Nationwide 3104 Creekside Village Dr BLDG 200 STE 203, Kennesaw, 30144 (678) 290-5500
Flegal Insurance Inc Travelers 23 GEORGIA AVE, SUMMERVILLE, 30747 706-857-5552
Eddie Okpewho Liberty Mutual 3139 Cobb Pkwy Ste 130, Kennesaw, 30152 1-770-974-0272
Barry G Stover Nationwide 5150 Stilesboro Rd NW Suite 310, Kennesaw, 30152 (770) 427-9180

Lyerly, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,616
Driver's Failure In Showing Documents +$150 $1,698
Driving With An Expired Registration +$159 $1,707
Driving At A Considerably Slow Pace +$336 $1,884
Using A Cellphone While Driving +$354 $1,902
Running A Red Light +$361 $1,909
Speeding +$379 $1,927
Driving A Vehicle Without The Required Permission +$481 $2,029
Driving With An Expired/Suspended License +$1,043 $2,591

Lyerly, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,486
Active Disabling Device $1,486
Tracking Device $1,455
Passive Disabling Device $1,440