Lyndon Auto Insurance Rates, Quotes, Agents & Reviews in VT

Lyndon, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lyndon, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lyndon, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lyndon, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lyndon, VT with that of other cities in and around Lyndon.

Lyndon Kirby Wheelock Lyndonville Burke St. Johnsbury
Average Insurance Rates $1,065 $1,092 $1,064 $1,055 $1,078 $1,069

Lyndon, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lyndon, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lyndon $1,642 $1,387
Lyndonville $1,053 $889
East Burke $1,481 $1,251
Kirby $1,353 $1,143
Burke $1,557 $1,315
St. Johnsbury $1,224 $1,034
West Burke $932 $787
Wheelock $1,466 $1,238

Lyndon, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lyndon, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,456
20 Years $1,368
30 Years $1,054
40 Years $1,014
50 Years $939
60 Years $952
70 Years $1,108

Lyndon, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lyndon, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,874 $256
3 Vehicles $2,812 $383
4 Vehicles $3,749 $511

Savings on 2 Vehicles bundle:$256

Savings on 3 Vehicles bundle:$383

Savings on 4 Vehicles bundle:$511

Lyndon, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lyndon, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Lyndon $1,065 $2,201
Lyndonville $1,055 $2,180
East Burke $1,088 $2,248
Kirby $1,092 $2,257
Burke $1,078 $2,228
St. Johnsbury $1,069 $2,209
West Burke $1,054 $2,178
Wheelock $1,064 $2,199

Lyndon, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $914
Excellent (740-799) $1,043
Good (670-739) $1,110
Average (580-669) $1,448
Poor (300-579) $1,737

Lyndon, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Caledonia Ins Agency Inc Travelers 663 OLD CENTER RD, ST JOHNSBURY, 5819 802-748-8797
Poulos Insurance Allstate 723 Concord Ave, Saint Johnsbury, 5819 (802) 748-1200
Swenson Insurance Agency Allstate 135 Main St PO Box 391, Bradford, 5033 (802) 222-4765
Denis Ricker & Brown Liberty Mutual Independent 23 CHURCH ST, LYNDONVILLE, 5851 802-626-3354
Insurance Agency Of New England None Po Box 176 , East Montpelier, 5651 None
Jamieson Insurance Agency Liberty Mutual Independent 5523 MAIN ST, WAITSFIELD, 5673 (802) 496-2080

Lyndon, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,112
Driver's Failure In Showing Documents +$103 $1,168
Driving With An Expired Registration +$110 $1,175
Driving At A Considerably Slow Pace +$231 $1,296
Using A Cellphone While Driving +$244 $1,309
Running A Red Light +$248 $1,313
Speeding +$261 $1,326
Driving A Vehicle Without The Required Permission +$331 $1,396
Driving With An Expired/Suspended License +$718 $1,783

Lyndon, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,022
Active Disabling Device $1,022
Tracking Device $1,001
Passive Disabling Device $990