Lyndonville Auto Insurance Rates, Quotes, Agents & Reviews in VT

Lyndonville, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lyndonville, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lyndonville, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lyndonville, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lyndonville, VT with that of other cities in and around Lyndonville.

Lyndonville East Burke Caledonia County St. Johnsbury West Burke Kirby
Average Insurance Rates $1,055 $1,088 $1,071 $1,069 $1,054 $1,092

Lyndonville, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lyndonville, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lyndonville $1,053 $889
Lyndon $1,642 $1,387
Kirby $1,353 $1,143
East Burke $1,481 $1,251
St. Johnsbury $1,224 $1,034
Burke $1,557 $1,315
Caledonia County $2,065 $1,744
West Burke $932 $787

Lyndonville, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lyndonville, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,423
20 Years $1,356
30 Years $1,044
40 Years $1,005
50 Years $930
60 Years $943
70 Years $1,098

Lyndonville, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lyndonville, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,836 $274
3 Vehicles $2,754 $411
4 Vehicles $3,671 $549

Savings on 2 Vehicles bundle:$274

Savings on 3 Vehicles bundle:$411

Savings on 4 Vehicles bundle:$549

Lyndonville, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lyndonville, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Lyndonville $1,055 $2,180
Lyndon $1,065 $2,201
Kirby $1,092 $2,257
East Burke $1,088 $2,248
St. Johnsbury $1,069 $2,209
Burke $1,078 $2,228
Caledonia County $1,071 $2,213
West Burke $1,054 $2,178

Lyndonville, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $905
Excellent (740-799) $1,033
Good (670-739) $1,099
Average (580-669) $1,434
Poor (300-579) $1,721

Lyndonville, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Ritchie Agency None 457 West Main St West , Barnet, 5821 None
Kinney Pike Insurance Agency Liberty Mutual Independent 459 PORTLAND ST, ST JOHNSBURY, 5819 802-748-9033
Paige & Campbell Inc Liberty Mutual Independent 297 N MAIN ST STE 1, BARRE, 5641 (802) 476-6631
Nfp Property & Casualty Services Liberty Mutual Independent 723 CONCORD AVE, SAINT JOHNSBURY, 5819 (802) 748-1200
Richard Jones State Farm 407 Barre St Ste 100, Montpelier, 05602-3629 802-229-5757

Lyndonville, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,101
Driver's Failure In Showing Documents +$102 $1,157
Driving With An Expired Registration +$109 $1,164
Driving At A Considerably Slow Pace +$229 $1,284
Using A Cellphone While Driving +$242 $1,297
Running A Red Light +$246 $1,301
Speeding +$258 $1,313
Driving A Vehicle Without The Required Permission +$328 $1,383
Driving With An Expired/Suspended License +$711 $1,766

Lyndonville, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,013
Active Disabling Device $1,013
Tracking Device $992
Passive Disabling Device $981