Lynn Auto Insurance Rates, Quotes, Agents & Reviews in MA

Lynn, MA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lynn, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Lynn, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lynn, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lynn, MA with that of other cities in and around Lynn.

Lynn Revere Saugus Salem Swampscott Nahant
Average Insurance Rates $1,281 $1,301 $1,312 $1,300 $1,345 $1,381

Lynn, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lynn, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lynn $1,730 $1,462
Saugus $1,458 $1,232
Swampscott $1,907 $1,610
Salem $1,301 $1,099
Revere $2,133 $1,802
Peabody $2,454 $2,073
Nahant $2,002 $1,691
Melrose $1,579 $1,334

Lynn, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lynn, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,157
20 Years $1,646
30 Years $1,268
40 Years $1,220
50 Years $1,130
60 Years $1,145
70 Years $1,333

Lynn, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lynn, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,229 $333
3 Vehicles $3,343 $500
4 Vehicles $4,458 $666

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$666

Lynn, MA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lynn, MA.

Location Average Insurance Cost Post DUI Insurance Rate
Lynn $1,281 $2,319
Saugus $1,312 $2,376
Swampscott $1,345 $2,435
Salem $1,300 $2,354
Revere $1,301 $2,356
Peabody $1,200 $2,173
Nahant $1,381 $2,500
Melrose $1,349 $2,443

Lynn, MA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,099
Excellent (740-799) $1,255
Good (670-739) $1,335
Average (580-669) $1,741
Poor (300-579) $2,089

Lynn, MA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stephanie Yong-Pratt Liberty Mutual 141 Congress Street, Boston, 2110 1-617-451-2009
Dan Hurley Insurance None 7 Federal Street, Danvers, 1923 None
The Weiner Company Inc None 1 Mckinley Square, Boston, 2109 None
Massachusetts Consumer United, Llc None 31 St James Ave Ste 1000, Boston, 2116 None
Thomas A St Jean Travelers 484 LOWELL ST STE 1-C, PEABODY, 1960 978-531-8053
John M Costello Insurance Agency None 278 A Highland Ave Soverville, Somerville, 2143 None
A J George Insurance None 16 Foster St, Peabody, 1960 None
Nancy Z Bender Insurance Travelers 31 MILK ST STE 420, BOSTON, 2109 617-367-4900

Lynn, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,337
Driver's Failure In Showing Documents +$124 $1,405
Driving With An Expired Registration +$132 $1,413
Driving At A Considerably Slow Pace +$278 $1,559
Using A Cellphone While Driving +$293 $1,574
Running A Red Light +$298 $1,579
Speeding +$314 $1,595
Driving A Vehicle Without The Required Permission +$398 $1,679
Driving With An Expired/Suspended License +$863 $2,144

Lynn, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,230
Active Disabling Device $1,230
Tracking Device $1,204
Passive Disabling Device $1,191

Latest Auto Insurance Reviews in Lynn, MA | Back to Top

State Farm
Customer service is the same. They're knowledgeable and they look out for us, and try to be fair and equitable.
State Farm
I love the customer service. They are available 24 hours a day and they always answer quickly and help whenever we need help.
State Farm
Customer service has been pretty good. They have been able to answer all of my questions and have handled my claim in a quick and efficient manner. They have always been polite and prompt.
I have free roadside assistance for having bundled coverages and ive used it once it was a real lifesaver.
I definitely felt that the auto insurance coverage from Allstate were more expansive, and far more reasonably prices. I particularly like their emergency roadside assistance program.
I would recommend based on customer service and ease of making a claim. We have had no trouble with our provider.
Safeco Insurance
Compared to state farm, Safeco has been great. They have given us great service and is always there when we need them.
Safeco Insurance
Compared to state farm, Safeco has been great. They have given us great service and is always there when we need them.
Narragansett Bay Insurance Company
Narragansett Bay Insurance Company premiums are slightly higher then their competitors in the area. The reason for this is I get to work with one person from start to finish if I file a claim.
I like that i can reach them by phone 24 hrs a day 7 days a week even on major holidays if i have questions or concerns.
Safeco Insurance
The price point is too high. I am a good driver and there are no discounts for this nor any other form of discounts. This should be improved
I had a different company for about 6 years, I always checked to see if I was getting the best rate. I checked in the spring and found a better rate. I switched to Gieco for the better rate. Hopefully their rate will stay low and not jump when I go to resign.