Lyons Auto Insurance Rates, Quotes, Agents & Reviews in OR

Lyons, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Lyons, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Lyons, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Lyons, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Lyons, OR with that of other cities in and around Lyons.

Lyons Gates Marion County Mill City Mehama Sublimity
Average Insurance Rates $1,410 $1,398 $1,425 $1,427 $2,006 $1,449

Lyons, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Lyons, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Lyons $1,720 $1,453
Mehama $2,066 $1,745
Stayton $1,117 $943
Marion County $1,214 $1,026
Mill City $1,757 $1,484
Sublimity $1,188 $1,003
Gates $1,702 $1,437
Silverton $1,726 $1,458

Lyons, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Lyons, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,575
20 Years $1,812
30 Years $1,395
40 Years $1,343
50 Years $1,243
60 Years $1,261
70 Years $1,467

Lyons, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Lyons, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,453 $367
3 Vehicles $3,680 $550
4 Vehicles $4,907 $733

Savings on 2 Vehicles bundle:$367

Savings on 3 Vehicles bundle:$550

Savings on 4 Vehicles bundle:$733

Lyons, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Lyons, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Lyons $1,410 $2,109
Mehama $2,006 $3,001
Stayton $1,439 $2,153
Marion County $1,425 $2,132
Mill City $1,427 $2,135
Sublimity $1,449 $2,168
Gates $1,398 $2,091
Silverton $1,462 $2,187

Lyons, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,210
Excellent (740-799) $1,381
Good (670-739) $1,469
Average (580-669) $1,917
Poor (300-579) $2,300

Lyons, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Timothy J Farr Allstate 219 N 1st St, Stayton, 97383 (503) 767-4690
Town & Cntry Ins Ii Allstate 304 D St, Silverton, 97381 (503) 873-6700
Matt Schoenecker Farmers 7170 SW Garden Home Rd, Portland, 97223 (503) 863-5807
Jaysen Daskalos Farmers 4504 SW Corbett Ave Ste 100, Portland, 97239 (503) 683-2834
Pat Healey State Farm 3975 Mercantile Dr Ste 230, Lake Oswego, 97035-2589 503-635-9200
Tod Na State Farm 2340 Martin Dr Ste 101, Stayton, 97383-1672 503-767-8636
Basin Insurance Associates Inc Liberty Mutual Independent 1800 BLANKENSHIP RD STE 200, WEST LINN, 97068 (503) 342-6575
Choices Insurance Agency Liberty Mutual Independent 617 HIGH ST STE 205, OREGON CITY, 97045 503-653-1212
Byron Smith State Farm 14872 SE Webster Rd, Milwaukie, 97267-3249 503-657-3111
Dave Buchner State Farm 5915 SW Bv Hl Hwy, Portland, 97221-1124 503-292-3344

Lyons, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,472
Driver's Failure In Showing Documents +$137 $1,547
Driving With An Expired Registration +$145 $1,555
Driving At A Considerably Slow Pace +$306 $1,716
Using A Cellphone While Driving +$323 $1,733
Running A Red Light +$329 $1,739
Speeding +$345 $1,755
Driving A Vehicle Without The Required Permission +$439 $1,849
Driving With An Expired/Suspended License +$950 $2,360

Lyons, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,354
Active Disabling Device $1,354
Tracking Device $1,325
Passive Disabling Device $1,311