Madison, WI Auto Insurance Rates

Madison, WI residents can save $360 by comparing multiple quotes & reading reviews & research on Madison car insurance rates, quotes, agents & coverage.

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$558 $907 $1406

Latest Auto Insurance Reviews in Madison, Wisconsin

I have got many car insurance quotes from different insurance providers. The best offer which i got was from my insurance company (All State). They offer best policies compared to others.
I had a great experience with coverage with this company when a deer hit my car last fall. The car was covered with only a $100 deductible and repaired by a major dealership completely.
We switched to this provider and have dealt with more than 3 different auto insurance companies over the past 10 years. I find Allstate to be the best of them due to the options they have available and the coverage.
Farmer's Insurance
yes they can must be nice to other of that and they can must put the effort from the creative value , so they can must the customer to it
State Farm
I had state farm in the past and had gone through other insurances because state farm had high prices. After a couple years I cam back to it because the coverage they had was great and their prices lowered.
I always recommend Progressive to friends and family for car insurance. I have been a satisfied customer for years and will continue to be in the future!
West Bend Mutual Insurance
I would recommend West Bend Mutual Insurance for auto insurance. They offer a full range of products and when bundled with the home owner's insurance.
State Farm
I haven't reviewed my auto insurance coverage in a long time, so I am not sure how it compares to other companies. I am somewhat satisfied with what I have, so I will give it a 2.
Farmer's Insurance
I love the customer service that I receive at Farm Bureau. I also enjoy the premium as it is significantly lower than my previous company (Geico). I also love how close my office is now compared to not even knowing where the nearest Geico office was.
I have only had a few occasions to communicate with customer support, but the few times I have the staff has been very helpful with any of my questions and concerns.
State Farm
I started disliking them after my unfortunate accident when they found me at fault instead of the person who hit me and made me so angry so after my new monthly premium went up big time, I decided maybe it was time to find someone else.
They are pretty on point. Their pricing is fair and I have stuck with them. I changed locations and cars and both have worked out well.
I have an expensive plan that covers absolutely every possibility. I pay the premium for premium service.
Motorist Insurance
They are pretty basic and comparable to others. Nothing stands out though. It's budget like insurance.
Write Your Review | Madison, Wisconsin Auto Insurance Analysis
Chubb Group Of Insurance, Madison, WI
$59/1 month
Car Insurance Policy Holder
  • Single 56 Years old Male licensed 12 years ago with Leased Honda CR-Z used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Madison Car Insurance Rate Comparisons

Madison, WI's average car insurance of $907 differs from McFarland, WI (+$763), Cross Plains, WI (-$167), Oregon, WI (-$8) and Wisconsin (+$321)

Madison McFarland, WI Cross Plains, WI Oregon, WI Wisconsin
Median Insurance Rates $907 +$763 -$167 -$8 +$321

Madison Car Insurance Savings By Neighborhood & Street Area

Madison Driver Street Residence & Car Locations Car Details in Madison Madison Driver Demographics Madison Auto Insurance Estimates Recent Madison Insurance Savings
Ethelwyn Park
Raywood Rd2003 Buick Century Base16 year teenager$3137$891
Quinn Cir2009 Ford Fusion SE19 year female teenager$3011$514
Highland Manor
Industrial Dr2009 Mazda 3 I65 year senior$938$511
Englehart Dr2006 Chrysler 300 C17 year male teenager$3287$368
Lake Waubesa
Wisconsin St2012 Honda Civic LX28 year married man$1050$627
Spartan Dr2008 GMC Sierra 1500 Work Truck47 year woman$833$751
Madison Mobile Home Park
Lily Dr2011 Hyundai Sonata GLS45 year man$1298$795
Koster St2007 Cadillac DTS Base40 year married woman$884$623
Darwin (historical)
Homewood Cir2009 Jeep Grand Cherokee Laredo62 year female senior$899$849
High Crossing Blvd2010 Nissan Rogue S81 year male senior$981$457

Madison Post DUI Car Insurance Rates

Madison Blooming Grove Verona Burke Wisconsin
Median Post DUI Insurance Rate $1687 +$42 -$30 +$1419 +$597
Male Teenager Post DUI Insurance Rate $6409 +$164 -$113 +$5394 +$2269
Female Teenager Post DUI Insurance Rate $5920 +$151 -$104 +$4981 +$2096

The Post DUI insurance in Madison, WI's is $1687 compared to Blooming Grove (+$42), Verona (-$30), Burke (+$1419) and Wisconsin (+$597)

In Madison, a male teenager with Post DUI pays $489 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda 3 I in Madison, WI would pay $5922 on auto insurance while a female teenager POST DUI would pay $5470.

Madison Car Insurance by Segment

Madison Teenagers Car Insurance Rates Comparison

18571 Madison Teenagers (7% of total population), 49% Male & 51% Female.

Madison Vienna McFarland Monona Wisconsin
All Teenagers $3301 +$2814 +$2777 -$15 +$1168
Male Teenager $3446 +$2938 +$2900 -$15 +$1220
Female Teenager $3183 +$2713 +$2678 -$14 +$1127

Madison teenagers pay $3301 in insurance in contrast with Vienna (+$2814), McFarland (+$2777), Monona (-$15) and Wisconsin (+$1168). The difference between Male & Female teenagers in Madison is $263


  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $3530
  • 2010 Toyota Prius II Female Teenager Insurance Rate $2979

Madison Men & Women Car Insurance

234586 Madison Adults (100% of total population), 49% Men & 51% Women.

Madison Waunakee Vienna Westport Wisconsin
All Women $843 -$6 +$719 +$700 +$299
Married Women $761 -$5 +$650 +$633 +$270
All Men $1369 -$10 +$1167 +$1137 +$485
Married Men $1160 -$8 +$990 +$964 +$411

The typical insurance rate of $1369 that Madison Men pay varies from Waunakee (-$10), Vienna (+$1167), Westport (+$1137) and Wisconsin (+$485). In Madison, married men pay $399 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1178
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $1146

Madison Senior Car Insurance

32330 Madison Seniors (13% of total population), 42% Senior Men & 58% Senior Women.

Madison Springfield Monona Blooming Grove Wisconsin
All Seniors $1015 +$810 -$4 +$26 +$360
Senior Men $1024 +$817 -$4 +$26 +$363
Senior Women $997 +$796 -$4 +$26 +$353

Madison seniors pay $1015 in insurance compared to Springfield (+$810), Monona (-$4), Blooming Grove (+$26) and Wisconsin (+$360). In Madison, senior men pay $27 more than senior women.

Madison Car Insurance Discounts for Multiple Vehicles

Madison Population with 1 Vehicle 41947 (41% of Madison population), 2 Vehicles 36930 (36% of the Madison population) and 3 vehicles 7603 (7% of the population)

Madison Oregon Dunn Monona Wisconsin
2 Vehicles $1724 -$15 +$1335 -$8 +$610
3 Vehicles $2631 -$23 +$2038 -$12 +$931
4 Vehicles $3538 -$31 +$2741 -$16 +$1252

Car Insurance Agents in Madison, WI

Rank Agent Name Agent Contact
1 AAA Insurance 8401 Excelsior Dr, Madison, WI 53717
2 AAA Insurance 2358 East Springs Dr Ste 100, Madison, WI 53704
3 Aaron Perry - State Farm Insurance 2605 Monroe St, Madison, WI 53711
4 Above & Beyond Insurance Services 6601 Grand Teton Plz, Madison, WI 53719
5 Abra Auto Body 6505 Odana Rd, Madison, WI
6 Adam Prell 1773 Thierer Rd, Madison, WI 53704
7 Affiliated Insurance Agencies of Wisconsin 3830 Atwood Ave, Madison, WI 53714
8 Affordable Family Insurance Agency 330 S Whitney Way Ste 200, Madison, WI 53705
9 Affordable Family Insurance Agency 3557 E Washington Ave, Madison, WI 53704
10 Alejandra Johnson 3602 Atwood Ave Ste 4, Madison, WI 53714

Madison Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln, Navigator L $200 $920 $1120 $860 $1060 $60
Chevrolet, Silverado 1500 Work Truck $400 $930 $1330 $870 $1270 $60
Nissan, Sentra SL $1000 $960 $1460 $900 $1900 $-440
Hyundai, Genesis 3.8 Grand Touring $700 $960 $1460 $900 $1600 $-140
Chevrolet, Express 3500 $300 $920 $1220 $860 $1160 $60