Madrid Auto Insurance Rates, Quotes, Agents & Reviews in AL

Madrid, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Madrid, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Madrid, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Madrid, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Madrid, AL with that of other cities in and around Madrid.

Madrid Malvern Taylor Dothan Cottonwood Rehobeth
Average Insurance Rates $1,434 $1,394 $1,411 $1,359 $1,412 $1,467

Madrid, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Madrid, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Madrid $1,456 $1,230
Rehobeth $935 $790
Taylor $1,411 $1,192
Cottonwood $1,315 $1,111
Malvern $2,058 $1,738
Slocomb $1,910 $1,613
Houston County $1,505 $1,271
Dothan $1,265 $1,068

Madrid, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Madrid, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,653
20 Years $1,843
30 Years $1,419
40 Years $1,365
50 Years $1,264
60 Years $1,282
70 Years $1,492

Madrid, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Madrid, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,466 $402
3 Vehicles $3,700 $602
4 Vehicles $4,933 $803

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$602

Savings on 4 Vehicles bundle:$803

Madrid, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Madrid, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Madrid $1,434 $2,543
Rehobeth $1,467 $2,601
Taylor $1,411 $2,502
Cottonwood $1,412 $2,504
Malvern $1,394 $2,472
Slocomb $1,404 $2,489
Houston County $1,455 $2,580
Dothan $1,359 $2,410

Madrid, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,230
Excellent (740-799) $1,404
Good (670-739) $1,494
Average (580-669) $1,949
Poor (300-579) $2,339

Madrid, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Andrew Anderson Allstate 936 W Carroll St Ste 1, Dothan, 36301 (334) 792-4407
Amy Walker Farmers 3260 W Main St, Dothan, 36305 (334) 699-3513
Jason Ketchum State Farm 3246 Mtgy Hwy Ste 101, Dothan, 36303-2102 334-792-2189
Velma Tribue State Farm 2385 S Oates St, Dothan, 36301-5085 334-793-8222
Insurance Center Of The Southeast Inc Travelers 1296 WESTGATE PKWY, DOTHAN, 36303 334-793-0014
Drew Owen State Farm 2565 Fortner St, Dothan, 36305-3205 334-792-4183
Robert Cannon Allstate 1560 Hartford Hwy, Dothan, 36301 (334) 792-0030

Madrid, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,497
Driver's Failure In Showing Documents +$139 $1,573
Driving With An Expired Registration +$148 $1,582
Driving At A Considerably Slow Pace +$311 $1,745
Using A Cellphone While Driving +$328 $1,762
Running A Red Light +$334 $1,768
Speeding +$351 $1,785
Driving A Vehicle Without The Required Permission +$446 $1,880
Driving With An Expired/Suspended License +$967 $2,401

Madrid, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,377
Active Disabling Device $1,377
Tracking Device $1,348
Passive Disabling Device $1,334